Assisted Living in La Porte, Indiana
Located in northern Indiana just south of Lake Michigan, La Porte is a vibrant, suburban community and home to more than 22,400 residents. Surrounded by lakes and an extensive network of trails, the town offers a variety of opportunities for seniors to enjoy an active retirement. The area also offers an affordable cost of living and access to top-notch health care for seniors, who make up 16% of the population.
Seniors who no longer wish to live on their own and could benefit from some daily assistance may consider transitioning to an assisted living facility. These communities let seniors enjoy an enhanced lifestyle by providing personal care assistance, housekeeping, meals and social programming. Seniors in La Porte can expect to pay an average of $3,617 per month for assisted living care, which is very affordable compared to statewide and national averages.
Seniors and families considering assisted living as a long-term care option can use this guide for information about the cost of care, options for financial assistance and what retired life in La Porte can be like. It also includes a list of some of the aging-related resources seniors have access to.
Directory of Assisted Living Facilities in La Porte, IN
Settlers Place
3304 Monroe Street, La Porte, IN, 46350
Trail Creek Place
1400 East Coolspring Avenue, Michigan City, IN, 46360
Brentwood at LaPorte
2002 Andrew Avenue, LaPorte, IN, 46350
Rittenhouse Village at Michigan City
4300 Cleveland Ave, Michigan City, IN, 46360
Silver Birch of Michigan City
4400 E Michigan Blvd, Michigan City, IN, 46360
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is a Caring Star Community
Earning a Caring Star means this community is among the best Senior Living commuities in America.
COVID-19 Rules for Assisted Living in La Porte
Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in Indiana. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
What to Consider About Assisted Living in La Porte
The Indiana Department of Health, Division of Long Term Care, is responsible for licensing long-term care facilities across the state. The department’s Residential Care Facility Licensing Program conducts health surveys, investigates complaints and performs inspections to ensure facilities are in compliance with state and federal rules and regulations.
Benefits and Drawbacks of Assisted Living in La Porte
- La Porte offers a very affordable lifestyle for retirees. Like many other cities in Indiana, the overall cost of living is low. Based on low housing, transportation and health care costs, the city receives a cost of living index score of 82.8, which is significantly lower than the U.S. national average of 100.
- Winters in La Porte can be very cold. Temperatures can drop as low as 16 degrees, and the area receives an average of 48 inches of snowfall each year. However, summers are very enjoyable, with temperatures climbing to the 80s with lots of sunshine, so seniors can take advantage of the region’s many outdoor attractions.
- There’s plenty for seniors to do in La Porte, especially for those who like spending time outdoors. The area is home to five public-access lakes where residents can enjoy activities such as fishing and boating. There are also a number of local parks and walking trails. While there are some shops and entertainment venues in La Porte’s historic downtown district, seniors may have to visit nearby Michigan City for a wider range of options.
- La Porte is considered a safe place to live. Ranked on a scale of 100, the city’s violent crime scores just 14.2, which is lower than the national average of 22.7. At 48.4, La Porte does see a relatively high level of property crime, though most assisted living facilities are equipped with security features to keep their residents and their personal belongings safe.
- Seniors can get around La Porte using the city’s TransPorte public transportation system. The system operates as an on-demand service, providing curb-to-curb transportation anywhere in La Porte at a fixed rate. Seniors aged 60 and older are eligible for discounted fares.
- Seniors in La Porte have access to a range of acute care services at Northwest Health – La Porte, including emergency care, cardiology and surgical services. Additional health care options are available in Michigan City and South Bend.
- Indiana is moderately tax-friendly toward retirees. While Social Security retirement benefits are fully exempt from taxation, the state does levy a tax on pension income and withdrawals from retirement accounts.
Paying for Assisted Living in La Porte
According to the Genworth 2021 Cost of Care Survey, seniors in La Porte can expect to pay an average of $3,617 per month for assisted living, making it a very affordable option compared to the U.S. national average and many other cities in Indiana.
The Cost of Assisted Living in Nearby Cities
La Porte is one of the most affordable assisted living cities in Indiana. South Bend and Fort Wayne also offer affordable assisted living care at $3,308 and $3,485 per month, respectively. At $4,478 per month, rates in Indianapolis are only slightly higher than the statewide average. Lafayette is the most expensive option in Indiana — at $5,255 per month, rates are more than $1,600 higher than La Porte.
The Cost of Other Types of Senior Care
While assisted living is the most affordable care option in La Porte, seniors do have a number of other options available to suit their needs. Those wanting to age in place at home may opt for in-home care or home health care services, both of which cost $5,625 per month. Nursing homes are ideal for seniors who need high levels of care and supervision and can cost upwards of $8,456 per month.
Note: Data for La Porte was unavailable, so data for the nearest city, Michigan City, was used instead.
Financial Assistance for Assisted Living in La Porte
Low-income seniors in La Porte may benefit from one of Indiana’s state-funded programs that may help cover assisted living costs. Currently, there are three programs available, including Indiana Medicaid, the Medicaid Aged and Disabled 1915 (c) Waiver program and the Indiana Residential Care Assistance Program.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.
Free Assisted Living Resources in La Porte
A number of nonprofits and government agencies are dedicated to supporting the needs of seniors in La Porte as they age. These organizations offer programs and services such as care coordination, benefits counseling, wellness programming and legal assistance, all available at little to no cost.
Resource
Contact
Service
(574)
233-8205
REAL Services is the region's designated Area Agency on Aging, serving seniors in 12 counties across Northern Indiana. Through its more than 20 programs, the organization provides a range of services to support the needs of aging adults, including financial guidance, Medicare counseling, guardianship, transportation and caregiver support.
(574) 284-7107 or (800) 552-2916
Seniors exploring long-term care options can get information and assistance from the Aging and Disability Resource Center/InConnect. Operated by REAL Services, the ADRC screens individuals to determine the local, state or national programs that best suit their needs. Program specialists then provide referrals and informative counseling to help seniors make informed decisions about their options.
(219) 326-5354
This organization provides a centralized location for La Porte area seniors aged 55 and older to socialize and participate in various educational programs and recreational activities. While there's a small annual fee to become a member, membership includes all activities, events and classes, as well as discounts at local restaurants.
(219) 326-6808 ext. 2216
Veterans and their dependents have access to information and services via La Porte County Veterans Services. This includes helping seniors apply for health care benefits, disability compensation, pensions and veterans insurance. The agency can also direct veterans to support groups and counseling services.
(844) 243-8570
This organization provides free civil legal assistance to low-income individuals across Indiana. To serve the state's elderly population, the organization's Senior Law Project covers topics such as discrimination, long-term care issues, guardianship and estate planning. It also offers assistance with issues of elder abuse through its Legal Assistance for Victimized Adults Project.
Assisted Living Laws and Regulations in La Porte
La Porte Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.
