With the Kankakee River to the south and Lake Michigan to the north, Lake County has long been popular with seniors wanting to explore their surroundings. In fact, almost ...
Lake County has more than 15 assisted living communities for seniors to choose from, which cost an average of $4,841 per month according to Genworth’s Cost of Care Survey 2020. Although this is higher than the national and state averages, Lake County’s close proximity to Chicago, IL, and its low cost of living makes the area a great option for seniors looking to retire to a peaceful location with easy access to big-city amenities.
401 U.S. 30, Schererville, IN, 46375
4.8
(37 reviews)
"We, as a family, tried to keep our Mother in home, but after she fell and broke her hip, our circumstances changed. We were familiar with Deer Creek while visiting another family member. We met with Jim and all the other Directors. Their help a..."
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140 E. 107th Ave, Crown Point, IN, 46307
4.2
(33 reviews)
"My mother has moved into Bickford of Crown Point. Location is one important factor for us, and it had both assisted and memory care, so their motto there is an age in place. We were hoping to move Mom somewhere and not have to move her somewhere e..."
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18220 Clark Street, Lowell, IN, 46356
5.0
(12 reviews)
"I've been here at Two Hearts Homes for Seniors for a good number of years. Everything goes pretty well. It's like a family. They take care of all of us. They help everybody and if we have any problems, they will take care of them. There's always s..."
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6685 E 117th Ave, Crown Point, IN, 46307
4.1
(19 reviews)
"We moved my in-laws into Crown Point Christian Village. First, they were in rehab, and the room was really good. They had a closet and they had things to put their clothes in. They had beds that went up and down. The wheelchairs were in there. The..."
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203 W Franciscan Dr, Crown Point, IN, 46307
4.2
(17 reviews)
"The Majestic Care of Saint Anthony was nice and homey. The rooms were very nice and comfortable. They weren't like hospital rooms. They were like actual apartments. The people there were great. We like everything about it. They had everything, and..."
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7770 Burr Street, Schererville, IN, 46375
5.0
(7 reviews)
"Clarendale of Schererville is a very beautiful facility. They had a lot of amenities. The staff was nice. The place was great. The hospitality there was wonderful. The way they did the tour was really nice and very impressive. Their apartments wer..."
READ MORECaring's Family Advisors are here to help you with questions about senior living and care options.
1200 E Luther Dr, Crown Point, IN, 46307
4.3
(15 reviews)
"Wittenberg Lutheran Village has been very good. My mom likes it very much and she likes her apartment, which is very nice. She also likes not having any responsibility as far as the maintenance of her home. The rooms are spacious. They seem to hav..."
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8253 Virginia Street, Merrillville, IN, 46410
4.6
(25 reviews)
"Mother has moved into Virginia Place. It's nice, clean, and kept up. They have a day room and a little courtyard where they could sit outside. The staff are friendly. They're taking care of my mother's health care needs. It's not like the last fac..."
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1420 Saint Marys Circle, Hobart, IN, 46342
4.5
(21 reviews)
"Our Mother lived at Brentwood of Hobart for the last fifteen months of her life. I can't say enough good things about the staff and the care she received. Upon entering, Brianna or Jason made you feel like you were at home. Sandra the Director was..."
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7250 Arthur Blvd, Merrillville, IN, 46410
4.1
(22 reviews)
"I visited the Towne Centre to see my grandma and my great aunt. It was a great place. Everything was up to date and clean. The staff was very kind, very nice, and courteous. They took very good care of my grandma while she was there. There were al..."
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1555 S Main Street, Crown Point, IN, 46307
5.0
(2 reviews)
"My relative is currently living at this facility and the staff is awesome! She has a learning disability, and they are so kind and caring to her. She has built great bonds with the workers and loves to be around them; they spoil her to the max!! S..."
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343 E 90th Dr, Merrillville, IN, 46410
5.0
(2 reviews)
"Belvedere Senior Housing was very nice. Everybody's friendly. It's a very clean place. The apartments were a decent size, very clean, and very nice. It still looks like a brand-new building. The staff was very friendly, very helpful, and very know..."
READ MORE10000 Columbia Avenue, Munster, IN, 46321
4.1
(8 reviews)
"The staff is very responsive. My room has a bedroom, a living room, a kitchenette, and a bathroom. The food is very good almost all the time. They have a number of different kinds of activities, and I do exercise, but apart from that they have other "
READ MORE5620 Sohl Ave, Hammond, IN, 46320
4.5
(2 reviews)
"My tour of Silver Birch of Hammond was a pretty nice experience. It was a very nice place. It was clean and fresh. It didn't smell like a nursing home. When you go through the front doors there's a sitting area, and then the hallway where all the ..."
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10700 Park Place, Saint John, IN, 46373
3.6
(9 reviews)
"My mother is a resident at Park Place in St. John. We moved her from another facility & the difference is astounding. Kimberly was so attentive in finding the style of room my mother wanted & patiently answered all our questions & co..."
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1763 Calumet Ave., Dyer, IN, 46311
3.6
(5 reviews)
"Cedarhurst of Dyer was open and bright. The person who showed me around was very knowledgeable, pleasant, and she was very good at what she does. She made my mom the spotlight, kind of working around her but talking to all of us, which was good be..."
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601 SHEFFIELD AVE, Dyer, IN, 46311
2.6
(12 reviews)
"I visited my aunt, it was very cute. The residents all looked happy, we’re playing bingo! There was a nice outdoor patio that residents could sit and BBQ. "
READ MORE4905 Melton Road, Gary, IN, 46403
2.8
(4 reviews)
"My aunt lives currently at Miller Beach and she really likes it. We have had meals with her in the dining room and the food is very tasty. The staff is super friendly and really seem to care about their residents. While there they were having a ..."
READ MOREDue to its close proximity to Kankakee, Illinois, Lake County’s assisted living costs are likely similar. Genworth’s Cost of Care Survey 2020 lists the average cost of assisted living here as $4,841 per month. This is $459 above the Indiana state average of $4,382 and more than $500 higher than the U.S. median of $4,300.
Seniors in other parts of Indiana pay less for assisted living than those in Lake County. For example, retirees in Bloomington pay just $2,840, the lowest rate in the state. Cities such as Columbus and Fort Wayne also have monthly assisted living costs of less than $4,000 per month. Elsewhere in Indiana, costs are more comparable to Lake County. Those choosing assisted living in Michigan City pay approximately $4,585, while seniors in Muncie spend $4,645 each month. In Lafayette, rates increase to $4,790, which is just below the cost of assisted living in Lake County.
Across the border, seniors in Chicago, Illinois, can expect to spend more on assisted living, which averages $4,950 per month. Lake County is situated less than 45 miles from Chicago, and considering its low cost of living, the county may be a viable option for seniors looking for a more affordable area that offers easy access to a large urban center.
Lake County/Kankakee, IL
$4,841
Indiana
$4,382
The United States
$4,300
Chicago, IL
$4,950
Michigan City
$4,585
Columbus
$3,225
Bloomington
$2,840
Fort Wayne
$3,503
Muncie
$4,645
Lafayette
$4,790
Indiana’s Regional Care Assistance Program (RCAP) helps seniors pay for the monthly cost of assisted living. The state also offers a Medicaid Waiver program, but it only covers costs for seniors residing in an RCF.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.
| Resource | Contact | Service |
|---|---|---|
| Northwest Indiana Community Action | (219) 794-1829 or (800) 826-7871 | Older adults and caregivers can access information and advice on senior issues at Northwest Indiana Community Action. The organization offers a range of health and wellness programs, including nutrition education and fitness classes, and provides advice on managing chronic illnesses. Case managers are available to assist seniors with making decisions about long-term care options. NWICA also acts as an advocate for residents of assisted living communities and other residential care facilities. |
| County Veterans Service Office | (219) 755-3285 | Lake County seniors who’ve served their country in the U.S. military can access support from the County Veteran Service Office. The office provides vets with advice and information on their eligibility for state and federal benefits, such as VA pensions and Aid and Attendance benefits, and assists with preparing and completing the relevant application forms and documents. |
| YMCA of Northwest Indiana | (219) 881-9922 | The YMCA of Northwest Indiana offers a range of health, wellness and educational activities for adults aged 60 and older. In addition to being a provider of Silver Sneakers, Prime and Silver Fit programs, the YMCA also brings together Lake County residents through its Live Healthy Senior Program that includes morning fitness classes followed by lunch and a variety of recreational and social activities in the afternoon. |
| Curb-to-Curb Transportation Service | (219) 663-3869 | Lake County Community Services runs the Curb-to-Curb Transportation Service for seniors and those with disabilities. This on-demand service offers door-to-door transportation to any destination within central and southern Lake County. Eligible seniors can call the organization to make a reservation, and all vehicles in the fleet feature wheelchair lifts. |
| Health Insurance Assistance Program (SHIP) | (800) 826-7871 | Indiana’s Health Insurance Assistance Program offers free counseling to older adults in Lake County. Its trained volunteers provide impartial advice on a range of options, including Medicare, Medicaid, prescription drug coverage and low-income assistance, to help seniors make informed decisions about their health insurance. |
| Hammond Public Library | (219) 931-5100 | The Hammond Public Library hosts a range of classes, book clubs and events for adults and seniors in Lake County. Residents can sign up for free computer classes covering a range of topics, including email, internet and social media basics, working with Microsoft Word and Excel and how to access the library’s eBooks and eResources. |
Lake County-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.
