Memory Care Communities in Michigan City, Indiana

At $4,521 per month in Michigan City, memory care costs $833 less than the state average and $1,104 less than the national norm, making the location one of the most affordable in Indiana. However, seniors relocating to Kokomo can save up to $458 over Michigan City. For those looking at Muncie, prices jump just over 2.1%. However, some cities in Indiana have a more extreme price gap. For example, memory care costs over 45% more in Lafayette and nearly 29% more in Columbus.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care communities charge $4,521 per month in Michigan City.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Indiana page.

Memory care costs $4,521 per month in Michigan City, but it's not the only option for seniors with Alzheimer's. While over 24% more expensive than memory care, home care or home health care can allow seniors to continue living at home comfortably. The first option assists seniors with daily needs and household chores, while the latter provides nursing and professional medical care. Assisted living costs $904 less than memory care for community-based living and daily support, whereas a semi-private room in a nursing home costs $3,935 more but offers medical treatments and more intensive support from health care professionals.

In Michigan City, memory care takes place in assisted living residences and specialized senior communities. The Indiana State Department of Health reviews and licenses these providers, and families may contact the department to learn more about specific regulations or report a possible violation.

• Michigan City's cost of living measures 22% below the national average, reflecting the affordable price of most goods and services. Health care costs 12% less in the city than the U.S. norm, and the price of groceries also ranks at 10% less.

• Michigan City has a mild climate with average summer temperatures 3.6 degrees Fahrenheit below the U.S. norm and winter temperatures 4.1‬ degrees Fahrenheit lower than average. The region experiences 32.6 more rainy days throughout the year but less than 2 inches more total precipitation than the national median, leading to mostly scattered showers and few incidences of heavy rainfall.

• Air quality is satisfactory throughout most of the year in Michigan City. While the American Lung Association gives the region an F rating for ozone levels, it assigns a passing grade for annual particle pollution. If worried about ozone levels, families might consider a memory care community with indoor air filtration.

• Crime occurs more frequently in Michigan City than average across the state and nation. Residents of the city have a 1 in 179 chance of experiencing a violent crime vs. 1 in 319 across Indiana. There's also a 1 in 25 chance of falling victim to a property crime in Michigan City, compared to 1 in 60 throughout the state. Fortunately, most senior communities have staff present 24/7 and excellent security to lower the risk of crime.

• Michigan City offers affordable and highly accessible health care, including at least 72 general, surgical and specialty hospitals within a 50-mile radius. One of the region's most highly-regarded providers, Northwestern Memorial Hospital, ranks in the top 5% of hospitals nationwide and holds awards for its exceptional neurosurgery, cardiac care and stroke care.