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Memory Care Communities in Merrillville, Indiana

Our comprehensive listings and authentic reviews in Merrillville, IN below include 30 memory...

Directory of Memory Care in Merrillville, IN

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The Cost of Memory Care in Nearby Cities

In Merrillville, memory care residents pay in the ballpark of $4,521 per month for services, offering hundreds of dollars in savings over Indiana’s norm of $5,354 and the national median of $5,625. Although monthly fees in South Bend fall about $390 below Merrillville’s norm, care costs trend higher in other cities in Northern Indiana. For example, in Elkhart, rates surpass Merrillville’s median by about $790, and in Lafayette, rates come in about $2,050 above the local norm.

Merrillville

$4,521

Indiana

$5,354

United States

$5,625

South Bend

$4,135

Elkhart

$5,313

Lafayette

$6,569

Paying for Memory Care in Merrillville

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Merrillville’s memory care communities charge a median monthly rate of $4,521 for care.

Financial Assistance for Memory Care in Merrillville

Learn more about these programs, plus who’s eligible, on our Memory Care in Indiana page.

Financial Assistance for Memory Care in Indiana

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Indiana page.

The Cost of Other Types of Senior Care

Memory care rates in Merrillville come to approximately $4,521 per month, which compares favorably to rates for most alternatives. In nursing homes, seniors pay considerably higher rates of $8,456 for 24-hour medical care and monitoring in semi-private accommodations. Those who arrange private services at home pay $5,625 for non medical in-home care services, such as meal planning and preparation and help with personal grooming, as well as skilled home health care services, such as medication management. Only assisted living, which has a similar scope of nonmedical personal care and residential services as memory care but doesn't include dementia services, costs less at $3,617. 

Memory Care

$4,521

In-Home Care

$5,625

Home Health Care

$5,625

Assisted Living Facility

$3,617

Nursing Home Facility (semiprivate room)

$8,456

Note: Data for Merrillville was unavailable, so data for the nearest city, Michigan City, was used instead.

Free Memory Care Resources in Merrillville

Merrillville and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in a memory care community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free memory care resources in Merrillville, please visit our Memory Care in Indiana page.

What to Consider About Memory Care in Merrillville

In Merrillville, as in all of Indiana, memory care communities must file an application for licensure with the Indiana Department of Health, Division of Long Term Care. This division recognizes memory care facilities as residential care facilities with special care units, and it enforces increased staffing and staff training requirements, along with minimum standards for housing, services and care planning.

Benefits and Drawbacks of Memory Care in Merrillville

 

  • Compared to other cities with similar population sizes, Merrillville’s crime rate comes in well below norms, reporting 12.47 incidents annually per 1,000 people. This breaks down to a violent crime rate of 1.1 compared to 3.06 statewide and 4.0 nationally. Property crime occurs more often but at a lower frequency than state and national norms at 11.37, providing a safe environment for those in residential memory care communities.

 

  • Indiana seniors pay state income taxes on their pension income and withdrawals from their pre tax retirement savings accounts, but the state has a full exemption for Social Security benefits. This leaves more money available for living and long-term care expenses, particularly in cities such as Merrillville where memory care costs come in relatively low.

 

  • Merrillville has a score of 48 out of 100 points on the AARP Livability Index, reflecting nationwide city norms. It fosters an engaging environment through access to amenities, with 1.6 parks within half a mile of any point in the city and 2.1 cultural institutions per 10,000 people compared to 1.9 nationally.

 

  • Overall, Merrillville’s cost of living runs within a percentage point of the national norm, but residents pay comparatively low prices for living expenses, such as transportation and utilities. Additionally, health care costs come in about 8% below the national mark, bringing down diagnosis and treatment costs for memory-related conditions and making the city a practical option for those seeking affordable long-term care.

 

  • Compared to Indiana as a whole, Merrillville’s Lake County ranks among the unhealthiest communities, coming in at 67th out of 92 counties for general health. It has an overall life expectancy of 75.7 years, which is a year shy of the state norm and two years shorter than the national average, and less than half of Medicare beneficiaries get an annual flu shot. Fortunately, seniors in long-term care communities have access to balanced meals, regular exercise and wellness opportunities and routine checkups with visiting physicians, promoting their health and quality of life.

Memory Care Laws and Regulations in Merrillville

 

Merrillville Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Indiana are required to follow. Visit ourMemory Care in Indiana page for more information about these laws.

Memory Care Laws and Regulations in Indiana

Reviews of Communities Nearby

Memory Care

ReviewerFC041824A

I visited this facility

Review of Aviva Merrillville

Aviva Merrillville was easy to navigate, very clean, and nice. The staff was very nice as well. It wasn't as big as the other place. It didn't have as many activities or amenities as I was hoping....

Read more

Memory Care

Selma

I visited this facility

Review of Aviva Merrillville

We were shown both assisted living and memory care. The tour was very thorough. It's a very nice community, very homey, very clean. Each room had its own individual decorations outside the room to...

Read more

Memory Care

Evelyn

I visited this facility

Review of Aviva Merrillville

My dad is going here. The thing that I liked about it was the peace and calmness of the place. We liked the atmosphere. There was an outdoor space, so they could go out and walk in the courtyard....

Read more

Memory Care Facilities near Merrillville, IN

Crown PointScherervilleLowellSouth HollandValparaisoChesterton

Other Options in Merrillville, IN

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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