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The 3 Best Assisted Living Facilities in Michigan City, IN for 2024

Our comprehensive listings and authentic reviews in Michigan City, IN below include 4 Assisted Living facilities with 117 reviews. On average in Michigan City, residents and their loved ones rate Assisted Living options 4.53 out of 5 stars.

To support you in your search, our Family Advisors are standing by to provide you with a free, no-obligation care and budget consultation.

We’ve spent hundreds of hours compiling helpful information below these listings, ranging from assisted living costs statistics of in Michigan City, to local laws & regulations in the area, to nearby services and programs that can help older adults in the community thrive, and more.

Assisted Living Facilities in Michigan City, Indiana

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What to Consider About Assisted Living in Michigan City

Indiana's Family and Social Services Agency (FSSA) Division of Aging licenses and oversees assisted living communities. It ensures all long-term residential care facilities conform to state laws and regulations to meet minimum standards of care. The agency also acts as a long-term care ombudsman and supplies seniors with the information they require to plan for the future.

Benefits and Drawbacks of Assisted Living in Michigan City

 

  • Michigan City could be an affordable home for retirees with its low cost of living, which is 13% below the national norm. In addition to lower-than-average assisted living rates, seniors can save on everyday expenses such as transportation, housing and health care.

 

 

  • Michigan City Transit runs the public bus transportation service, for which seniors aged 60+ receive discounted fares. Disabled seniors can also use the on-demand Paratransit service to request door-to-door journeys in wheelchair-accessible vehicles.

 

  • Older adults in Michigan City pay income tax on all retirement income, with private and public pensions taxed at a rate of 3.15% during 2023. However, Social Security Income is not subject to taxation in Indiana, which could benefit low-income seniors.

 

  • Michigan City residents reported 135 violent crimes during 2022, the equivalent of 421 per 100,000, 13.7% higher than the national median of 370. Seniors are also 89% more likely to become victims of property crime than elsewhere in the country. However, older adults living in assisted living can rest easy, as these communities employ additional security measures to ensure the safety of residents, such as video surveillance, electronic access control and 24-hour personnel.

 

  • Michigan City experiences comfortable, warm summers, with temperatures averaging 76 degrees. Winters are cold, with lows of 18 degrees Fahrenheit and around 47 inches of snow, 67.8% more than the national norm. Assisted living communities typically feature communal lounges, where residents can gather with friends for games and socializing, and host regular indoor events and entertainment during cold-weather months.

Paying for Assisted Living in Michigan City

 

Seniors in Michigan City spend an average of $3,617 monthly to live in an assisted living community.

The Cost of Assisted Living in Nearby Cities

With assisted living costing $3,617, Michigan City is a budget-friendly retirement option for seniors. Rates are $666 below the Indiana average and 19.6% less than the national median. However, older adults can find more affordable residential care in nearby cities, such as South Bend, where rates are 8.5% lower, and Fort Wayne, where seniors can save $132. Monthly fees are higher elsewhere, with Elkhart retirees facing a 17.5% increase and facilities in Lafayette charging $5,255, 45% more than communities in Michigan City.

Michigan City

$3,617

Indiana

$4,283

United States

$4,500

South Bend

$3,308

Elkhart

$4,250

Fort Wayne

$3,485

Lafayette

$5,255

The Cost of Other Types of Senior Care

At $3,617, assisted living is the cheapest type of senior care in Michigan City. Rates increase by 133.7% for seniors requiring the 24-hour medical care and monitoring provided by nursing homes. Retirees living in their own homes can employ the services of a home care agency to assist with personal care and housekeeping for an additional $2,008 per month. This rate is the same for home-based seniors who also require the basic medical services of a home health care provider, such as medication management or wound care.

In-Home Care

$5,625

Home Health Care

$5,625

Assisted Living Facility

$3,617

Nursing Home Facility (semiprivate room)

$8,456

Financial Assistance for Assisted Living in Michigan City

Seniors who need financial help with assisted living expenses in Michigan City may qualify for one of several state-funded programs, including Indiana Medicaid, the Medicaid Aged and Disabled 1915(c) waiver program and the Indiana Residential Care Assistance Program.  

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Michigan City

Michigan City and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Michigan City, please visit our Assisted Living in Indiana page.

Assisted Living Laws and Regulations in Michigan City

 

Michigan City Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Indiana

Reviews of Communities Nearby

Assisted Living

Claudette

I visited this facility

Review of Trail Creek Place

I went to look at Trail Creek Place. Everything looked clean and nice. They had nice furniture. It seemed like they have good staff, and that's important too. They have outings. The rooms were one...

Read more

Assisted Living

Sherry

I visited this facility

Review of Trail Creek Place

We toured Trail Creek Place. The people were very friendly. It was obvious that the staff were kind of a family and they got along very well. The building was just older, but it had a good feel. It...

Read more

Assisted Living

Susan

I visited this facility

Review of Rittenhouse Village at Michigan City

Rittenhouse Village at Michigan City looked very nice. It was very welcoming. The staff was very professional and pleasant. It looked like they set up all kinds of activities and activity centers...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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