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The 10 Best Assisted Living Facilities in Hammond, IN for 2024

Hammond sits about 25 miles south of Chicago near Lake Michigan. The city and its surrounding areas offer 32 assisted living communities, including 4 within city limits. In 2024, these senior living residences charge around $6,500 per month. For comparison, the typical monthly rate in Indiana stands at $5,013, while the national norm is $5,350. 

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Assisted Living Facilities in Hammond, Indiana

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What to Consider About Assisted Living in Hammond

Hammond’s assisted living facilities are licensed and regulated by the Division of Long Term Care within Indiana’s Department of Health. This department is responsible for conducting health surveys at assisted living communities and addressing complaints from residents and other individuals. Laws and regulations are located in Indiana Code 16-28-2.

Benefits and Drawbacks of Assisted Living in Hammond

  • By living within the Greater Chicago area, seniors in Hammond have access to world-class museums, theaters, restaurants, exhibits, sports and other attractions. In addition, Lake Michigan provides many opportunities to fish, boat and swim, or enjoy the wildlife at Hammond Lakefront Park and Bird Sanctuary.

  • The winters in Hammond can be quite harsh. The average low temperature in January is 18 degrees, and the area gets an average of 33 inches of snow per year, which is 5 inches more than the national average of 28 inches. Summers are pleasant, with average highs in the mid-80s, providing the perfect opportunity to enjoy the area’s plentiful outdoor recreational activities.
  • Indiana has somewhat friendly tax policies for seniors. While social security income is exempt from state income tax, withdrawals from retirement accounts, such as IRAs and 401(k)s, are fully subject to tax. The income tax rate in Indiana is 3.23%, which is lower than all surrounding states. This low tax rate, combined with an overall cost of living that’s 21% lower than the national average, makes living in Hammond very affordable. 
  • Seniors concerned about safety should know that Hammond has high rates of both violent and property crime. The city’s index rating for violent crime is 37.8, 15.1 points higher than the national average of 22.7. Fortunately, many assisted living facilities offer secure access points, cameras and other safety features that increase peace of mind for families.
  • Depending on location, seniors in Hammond either have access to the East Chicago Transit system or the Gary Public Transit Corporation. East Chicago Transit offers both fixed routes and complementary paratransit services available to those who fill out the paratransit application. Senior fares are discounted by 50% or more on Gary Public Transit.

Paying for Assisted Living in Hammond

The Cost of Assisted Living in Nearby Cities

Data from the Genworth 2024 Cost of Care Survey shows Hammond to be a relatively expensive city for assisted living. Local prices are approximately $1,150 higher than the national norm and $1,487 above Indiana's median cost. Seniors can also find lower rates in nearby areas. Estimated prices drop to $5,913 per month in Michigan City and $4,456 in Fort Wayne. Meanwhile, Indianapolis offers even lower rates at about $3,99

Hammond

$6,500

Indiana

$5,013

The United States

$5,350

Michigan City

$5,913

Fort Wayne

$4,456

Indianapolis

$3,993

The Cost of Other Types of Senior Care

Hammond features a wide range of senior care prices. Assisted living is more expensive than adult day health care, which costs approximately $2,123 per month, but it's cheaper than nursing home care, which costs about $8,669. Similarly, in-home care presents a more affordable alternative at about $5,720, while home health care is slightly more expensive at $6,578.

In-Home Care

$5,720

Home Health Care

$6,578

Adult Day Health Care

$2,123

Assisted Living Facility

$6,500

Nursing Home Facility (semi-private room)

$8,669

Note: Since data for Hammond is unavailable, we used data for the nearest city, Chicago, IL, instead.

Financial Assistance for Assisted Living in Hammond

Hammond seniors have access to three state-funded programs that may help cover assisted living expenses, including the Indiana Residential Care Assistance ProgramMedicaid and the Medicaid Aged and Disabled 1915 (c) waiver program.  

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance for Assisted Living in Hammond

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Hammond

Seniors in Hammond who either live in assisted living or are looking for an assisted living community to call home have access to many free resources. State and local government agencies advocate for residents’ rights and assist with benefits, while private organizations can help families locate facilities and ways to pay for them. 

ResourceContactService
Long Term Care Ombudsman(219) 794-1829Hammond seniors can contact Indiana’s Long Term Care Ombudsman to complain about their assisted living facility or get assistance with various issues. Ombudsmen are responsible for advocating for the rights of assisted living residents, resolving quality of care and quality of life concerns and working with friends and family to resolve issues. There is a statewide office and a local contact in Crown Point run by Northwest Indiana Community Action Corporation.
Indiana Assisted Living Association(317) 733-2390The Indiana Assisted Living Association (INALA) offers free assistance to seniors in Hammond looking for an assisted living facility. They have a step-by-step guide that gives families valuable information about what to look for in an assisted living facility and how to pay for it. INALA also advocates for residents and facilities on a policy level by communicating with the city, state and federal government.
Lake County Veterans Service Office(219) 755-3285Veterans and their surviving spouses in Hammond may be able to pay for assisted living through VA benefits. The Lake County Veterans Service Office can help seniors get these funds by providing information and helping with applications. They can help with pensions and Aid and Attendance benefits, both of which can pay for assisted living. LCVSO can also obtain addresses and forms needed to obtain benefits from other federal agencies, including the SSA.

Assisted Living Laws and Regulations in Hammond

Hammond-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Hammond

Reviews of Communities Nearby

Assisted Living

Roxanne

I visited this facility

Review of Silver Birch of Hammond

My tour of Silver Birch of Hammond was a pretty nice experience. It was a very nice place. It was clean and fresh. It didn't smell like a nursing home. When you go through the front doors there's a...

Read more

Assisted Living

Denise

I visited this facility

Review of Silver Birch of Hammond

We toured the assisted living at Silver Birch of Hammond. The place was nice. It wasn't extravagant, but the clientele is a mix of different cultures. The facility was clean. They have 1-bedrooms...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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