Bordering the state of Illinois and the Southwest coast of Lake Michigan, Hammond is the most densely populated city in Lake County, Indiana. An estimated 9,000 adults aged 65 and over live in this 25 square mile area, making up about 12.3% of the total population. Seniors who live in Hammond benefit from the abundance of resources available in the Greater Chicago area while enjoying a lower cost of living than many nearby cities. 

Many seniors in Hammond who wish to remain active benefit from residing in assisted living facilities that offer help with daily activities, such as meal preparation, housekeeping and local transportation. These communities are an attractive alternative to nursing homes when older adults need some support but not round-the-clock medical supervision. Assisted living in Hammond costs an average of $4,585 per month, which is about $200 more per month than the state average of $4,382.

Families can learn more about assisted living in Hammond in this guide. Information regarding costs as well as the pros and cons of living in the city are included. Free local resources to improve quality of life are also provided. 

Directory of Assisted Living Facilities in Hammond, IN


Silver Birch of Hammond

5620 Sohl Ave, Hammond, IN, 46320


Standing In The Gap Inc

5209 Hohman Ave, Hammond, IN, 46320


Triumph Healthcare

5454 Hohman Ave, Hammond, IN, 46320


2015, 2016

Waterford Estates Senior Living

17400 Kedzie Ave, Hazel Crest, IL, 60429

Waterford Estates Senior Living is located in Hazel Crest, Illinois, a short drive away from Advocate South Suburban Hospital, Calumet Country Club and Cherrywood Park. Loved ones are impressed by the … (read more)
Waterford Estates Senior Living is located in Hazel Crest, Illinois, a short drive away from Advocate South Suburban Hospital, Calumet Country Club and Cherrywood Park. Loved ones are impressed by the … (read more)

2016, 2017, 2018, 2019, 2020

Residences at Deer Creek

401 U.S. 30, Schererville, IN, 46375

My mom moved into Residences at Deer Creek assisted living. She’s really happy there, everybody’s been friendly and helpful, even with the move and everything. They’re there for everything. They check … (read more)
My mom moved into Residences at Deer Creek assisted living. She’s really happy there, everybody’s been friendly and helpful, even with the move and everything. They’re there for everything. They check … (read more)

Sunrise of Flossmoor

19715 Governors Highway, Flossmoor, IL, 60422

Sunrise of Flossmoor was very cozy. When you drive in, it’s a little bit back off of the road. It’s very clean, and I would say very inviting. The rooms I saw were very nice and very well kept. I wa … (read more)
Sunrise of Flossmoor was very cozy. When you drive in, it’s a little bit back off of the road. It’s very clean, and I would say very inviting. The rooms I saw were very nice and very well kept. I wa … (read more)

Clarendale of Schererville

7770 Burr St., Schererville, IN, 46375

Clarendale of Schererville is located in Crown Point, Indiana, close to Foxwood and Rolling Hills Parks, and a short distance from U.S. Route 30. Residents’ loved ones are impressed with the friendlin … (read more)
Clarendale of Schererville is located in Crown Point, Indiana, close to Foxwood and Rolling Hills Parks, and a short distance from U.S. Route 30. Residents’ loved ones are impressed with the friendlin … (read more)

2015, 2016

Victory Centre of River Oaks

1370 Ring Rd, Calumet City, IL, 60409

Victory Centre of River Oaks is located just outside of Chicago in Calumet City, Illinois, also known as Cal City. Residents and visitors describe the facility as clean with spacious rooms and a frien … (read more)
Victory Centre of River Oaks is located just outside of Chicago in Calumet City, Illinois, also known as Cal City. Residents and visitors describe the facility as clean with spacious rooms and a frien … (read more)

Charter Senior Living of Hazel Crest

3701 W 183rd Strert, Hazel Crest, IL, 60429

Charter Senior Living of Hazel Crest offered us a respite. My aunt and uncle could do a trial for 30 days to see if we like that one. They had services and they had a newly remodeled suite. It was ver … (read more)
Charter Senior Living of Hazel Crest offered us a respite. My aunt and uncle could do a trial for 30 days to see if we like that one. They had services and they had a newly remodeled suite. It was ver … (read more)

Virginia Place

8253 Virginia Street, Merrillville, IN, 46410

Virginia Place is centrally located in Merrillville, Indiana, accessible to Route 30 and I-65, near local hotels, restaurants and shops. Relatives of residents say they appreciate the facility’s kind, … (read more)
Virginia Place is centrally located in Merrillville, Indiana, accessible to Route 30 and I-65, near local hotels, restaurants and shops. Relatives of residents say they appreciate the facility’s kind, … (read more)

Sunrise Villa Olympia Fields

3633 Breakers Drive, Olympia Fields, IL, 60461

My mother was at Sunrise Villa Olympia Fields for four years. She was there from November 2016 to September of 2020. She moved to assisted living for a week. It was expensive. She’s quite capable of d … (read more)
My mother was at Sunrise Villa Olympia Fields for four years. She was there from November 2016 to September of 2020. She moved to assisted living for a week. It was expensive. She’s quite capable of d … (read more)

2016

Victory Centre of Sierra Ridge

4150 W. Gatling Boulevard, Country Club Hills, IL, 60478

Victory Centre of Sierra Ridge is located near Walmart and Community Park in Country Club Hills, Illinois. Visitors to this facility consistently praise the staff, which they describe as compassionate … (read more)
Victory Centre of Sierra Ridge is located near Walmart and Community Park in Country Club Hills, Illinois. Visitors to this facility consistently praise the staff, which they describe as compassionate … (read more)

Prairie Green at Dixie Crossing

1040 Dixie Highway, Chicago Heights, IL, 60411

We visited both independent living and assisted living of Prairie Green at Dixie Crossing. I liked two things about it: they have little kitchenettes in their units, and the other thing is that they h … (read more)
We visited both independent living and assisted living of Prairie Green at Dixie Crossing. I liked two things about it: they have little kitchenettes in their units, and the other thing is that they h … (read more)

Elevate South Holland

16300 Louis Ave, South Holland, IL, 60473

My mom has been a resident of Elevate South Holland for a week now, and it’s a nice place. They are attentive to her needs, and the staff has been fine too. My mother has the studio and it’s a nice si … (read more)
My mom has been a resident of Elevate South Holland for a week now, and it’s a nice place. They are attentive to her needs, and the staff has been fine too. My mother has the studio and it’s a nice si … (read more)

2016

Prairie Green at Fay’s Point

1546 West Water Street, Blue Island, IL, 60406

Prairie Green at Fay’s Point is located just off of I-57 in Blue Island, Illinois, next to the Little Calumet River and close to many stores and restaurants. Visitors comment on this facility’s modern … (read more)
Prairie Green at Fay’s Point is located just off of I-57 in Blue Island, Illinois, next to the Little Calumet River and close to many stores and restaurants. Visitors comment on this facility’s modern … (read more)

2016

Victory Centre of South Chicago

3251 East 92nd Street, Chicago, IL, 60617

This place is just wonderful My dad is so happy and I feel so much better knowing that my dad is safe and In good hands This place is safe all around and extra clean The food is also just deliciou … (read more)
This place is just wonderful My dad is so happy and I feel so much better knowing that my dad is safe and In good hands This place is safe all around and extra clean The food is also just deliciou … (read more)

St. Anthony of Lansing

3025 Spring Lake Dr, Lansing, IL, 60438

St. Anthony of Lansing was very clean. Everybody was very helpful. From the looks on the faces of the residents that I did go past, they seemed to be happy there, too. I went about a half hour to 45 … (read more)
St. Anthony of Lansing was very clean. Everybody was very helpful. From the looks on the faces of the residents that I did go past, they seemed to be happy there, too. I went about a half hour to 45 … (read more)

Colfax Manor Assisted Living

8200 South Colfax Ave, Chicago, IL, 60617

Colfax Manor Assisted Living is fine. They do coloring because the place focuses on dementia and Alzheimer’s. It’s a small place, and it’s really a home. They go out, go to movies, put shows on the te … (read more)
Colfax Manor Assisted Living is fine. They do coloring because the place focuses on dementia and Alzheimer’s. It’s a small place, and it’s really a home. They go out, go to movies, put shows on the te … (read more)

Journey Senior Living at Merrillville

7900 Rhode Island Street, Merrillville, IN, 46410

I toured the memory care unit of Journey Senior Living at Merrillville and it’s a very nice facility. Really comfortable, clean, and very homelike. The people were nice and you could see that the resi … (read more)
I toured the memory care unit of Journey Senior Living at Merrillville and it’s a very nice facility. Really comfortable, clean, and very homelike. The people were nice and you could see that the resi … (read more)

What to Consider About Assisted Living in Hammond

Hammond’s assisted living facilities are licensed and regulated by the Division of Long Term Care within Indiana’s Department of Health. This department is responsible for conducting health surveys at assisted living communities and addressing complaints from residents and other individuals. Laws and regulations are located in Indiana Code 16-28-2.

Benefits and Drawbacks of Assisted Living in Hammond

  • By living within the Greater Chicago area, seniors in Hammond have access to world-class museums, theaters, restaurants, exhibits, sports and other attractions. In addition, Lake Michigan provides many opportunities to fish, boat and swim, or enjoy the wildlife at Hammond Lakefront Park and Bird Sanctuary.

  • The winters in Hammond can be quite harsh. The average low temperature in January is 18 degrees, and the area gets an average of 33 inches of snow per year, which is 5 inches more than the national average of 28 inches. Summers are pleasant, with average highs in the mid-80s, providing the perfect opportunity to enjoy the area’s plentiful outdoor recreational activities.
  • Indiana has somewhat friendly tax policies for seniors. While social security income is exempt from state income tax, withdrawals from retirement accounts, such as IRAs and 401(k)s, are fully subject to tax. The income tax rate in Indiana is 3.23%, which is lower than all surrounding states. This low tax rate, combined with an overall cost of living that’s 21% lower than the national average, makes living in Hammond very affordable. 
  • Seniors concerned about safety should know that Hammond has high rates of both violent and property crime. The city’s index rating for violent crime is 37.8, 15.1 points higher than the national average of 22.7. Fortunately, many assisted living facilities offer secure access points, cameras and other safety features that increase peace of mind for families.
  • Depending on location, seniors in Hammond either have access to the East Chicago Transit system or the Gary Public Transit Corporation. East Chicago Transit offers both fixed routes and complementary paratransit services available to those who fill out the paratransit application. Senior fares are discounted by 50% or more on Gary Public Transit.

Paying for Assisted Living in Hammond

While Genworth’s Cost of Care Survey for 2020 doesn’t have direct cost information for Hammond, families can expect to see similar costs to Chicago, as Hammond is part of the Windy City’s greater metro area. The average here is $4,950, which is more than the averages for both Indiana and the United States overall.

The Cost of Assisted Living in Nearby Cities

The average monthly cost of assisted living in the Hammond area ($4,950) is higher than in many nearby cities. In Michigan City to the east, the average cost is about $400 less at $4,585. Further south in Lafayette, seniors can expect to pay about $4,790. Kankakee, which is just south of the Chicago area, has the closest prices to Hammond at an average of $4,841 per month. 

$4950

Hammond

$4382

Indiana

$4300

The United States

$4585

Michigan City

$4790

Lafayette

$4841

Kankakee, IL

The Cost of Other Types of Senior Care

The most affordable type of care available to seniors in Hammond is adult day care, which costs an average of $1,614 per month. Both homemaker services and home health aide services have similar costs at $4,957 and $5,053. Home health aides may cost a bit more due to the additional medical services they provide. Nursing homes are the most expensive type of care in Hammond. A semiprivate room averages $8,076, and a private room averages $8,532 per month. 

$4957

Homemaker Services

$5053

Home Health Aide

$1614

Adult Day Health Care

$4950

Assisted Living Facility

$8076

Nursing Home Facility (semiprivate room)

$8532

Nursing Home Facility (private room)

Note: Data for Hammond wasn’t available, so data for the Chicago area was used instead.

Financial Assistance for Assisted Living in Hammond

Hammond seniors have access to three state-funded programs that may help cover assisted living expenses, including the Indiana Residential Care Assistance ProgramMedicaid and the Medicaid Aged and Disabled 1915 (c) waiver program.  

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance for Assisted Living in Hammond

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Hammond

Seniors in Hammond who either live in assisted living or are looking for an assisted living community to call home have access to many free resources. State and local government agencies advocate for residents’ rights and assist with benefits, while private organizations can help families locate facilities and ways to pay for them. 

ResourceContactService
Long Term Care Ombudsman(219) 794-1829Hammond seniors can contact Indiana’s Long Term Care Ombudsman to complain about their assisted living facility or get assistance with various issues. Ombudsmen are responsible for advocating for the rights of assisted living residents, resolving quality of care and quality of life concerns and working with friends and family to resolve issues. There is a statewide office and a local contact in Crown Point run by Northwest Indiana Community Action Corporation.
Indiana Assisted Living Association(317) 733-2390The Indiana Assisted Living Association (INALA) offers free assistance to seniors in Hammond looking for an assisted living facility. They have a step-by-step guide that gives families valuable information about what to look for in an assisted living facility and how to pay for it. INALA also advocates for residents and facilities on a policy level by communicating with the city, state and federal government.
Lake County Veterans Service Office(219) 755-3285Veterans and their surviving spouses in Hammond may be able to pay for assisted living through VA benefits. The Lake County Veterans Service Office can help seniors get these funds by providing information and helping with applications. They can help with pensions and Aid and Attendance benefits, both of which can pay for assisted living. LCVSO can also obtain addresses and forms needed to obtain benefits from other federal agencies, including the SSA.

Assisted Living Laws and Regulations in Hammond

Hammond-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Hammond