Located about 30 miles northeast of downtown Indianapolis, the city of Anderson is home to 54,765 people, according to the latest U.S. Census data. Approximately 9,857 of its residents are aged 65 and older, which is a higher percentage than the norm for Indiana and the nation. Anderson’s proximity to the state capital offers easy access to many senior-friendly services and infrastructure, and the city has its own valuable amenities such as a highly rated hospital and very low cost of living.

Seniors who need some help with daily living activities may opt to relocate to assisted living. These residential communities provide everything these older adults need, such as activities, meals, accommodations, personal care assistance and security. According to the Genworth Financial 2020 Cost of Care Survey, assisted living in Anderson costs an average of $4,645 per month, which is slightly higher than the average rates for the state and the United States as a whole.

This guide includes some pros and cons of choosing Anderson for assisted living care, cost comparisons to other levels of care and nearby cities as well as links to useful resources.

Directory of Assisted Living Facilities in Anderson, IN

2021

Keystone Woods

2335 N. Madison Avenue , Anderson, IN, 46011

Keystone Woods sits on beautiful grounds in Anderson, Indiana, conveniently close to the highway for easy access to shopping and medical services. The facility offers charming one-bedroom apartments w … (read more)
Keystone Woods sits on beautiful grounds in Anderson, Indiana, conveniently close to the highway for easy access to shopping and medical services. The facility offers charming one-bedroom apartments w … (read more)

Sugar Fork Crossing

1745 East 67th Street, Anderson, IN, 46013

Sugar Fork Crossing is in Anderson, Indiana, near Interstate 69, restaurants and shopping centers. Residents compliment the facility on the delicious food prepared by the chef. They also like the clea … (read more)
Sugar Fork Crossing is in Anderson, Indiana, near Interstate 69, restaurants and shopping centers. Residents compliment the facility on the delicious food prepared by the chef. They also like the clea … (read more)

Anderson Primrose

1118 W. Cross Street, Anderson, IN, 46011

Anderson Primrose is a retirement community nestled just outside downtown Anderson, IN, with picturesque landscaping and easy access to shopping centers, restaurants and entertainment. Residents are p … (read more)
Anderson Primrose is a retirement community nestled just outside downtown Anderson, IN, with picturesque landscaping and easy access to shopping centers, restaurants and entertainment. Residents are p … (read more)

Bethany Pointe Health Campus

1707 Bethany Rd, Anderson, IN, 46012

Bethany Pointe Health Campus offers nursing homes, independent living and assisted living to residents in Anderson, IN. The facility’s serene country location is also near medical facilities, physicia … (read more)
Bethany Pointe Health Campus offers nursing homes, independent living and assisted living to residents in Anderson, IN. The facility’s serene country location is also near medical facilities, physicia … (read more)

Rawlins House & Fall Creek Retirement Village

300 Jh Walker Dr, Pendleton, IN, 46064

Rawlins House & Fall Creek Retirement Village is part of the residential Pendelton neighborhood, providing quick access to both local shops and the larger Indianapolis area. Residents enjoy the co … (read more)
Rawlins House & Fall Creek Retirement Village is part of the residential Pendelton neighborhood, providing quick access to both local shops and the larger Indianapolis area. Residents enjoy the co … (read more)

What to Consider About Assisted Living in Anderson

The Indiana Department of Health’s Division of Long Term Care is responsible for licensing and regulating assisted living communities and other residential care facilities in Anderson and throughout the state. The Division conducts regular on-site surveys and investigates complaints to ensure these facilities abide by the state’s rules and regulations.

Benefits and Drawbacks of Assisted Living in Anderson

  • Anderson seniors have access to several major hospitals, including Community Hospital of Anderson and Madison County, which performs better than average in the treatment of heart and kidney failure, stroke, hip fracture, back surgery and COPD.
  • The overall cost of living in Anderson is very low — 29.4% below the U.S. average and 11.5% below the Indiana average. The most significant savings are seen in the median home cost, however, and this doesn’t translate to lower costs in assisted living.
  • Indiana is considered to be a moderately tax-friendly state for retirees. Income from Social Security is exempt from state income tax, and the average property and sales tax rates are relatively low.
  • Anderson is rated highly on the BestPlaces Comfort Index, with a score of 8.9 compared to the U.S. average of 7.8, which is an indication of more comfortable year-round weather conditions.
  • The cost of health care is 14.1% below the national average, although there are fewer physicians per person and Anderson’s water quality is relatively low.
  • Neither Anderson or Madison County are members of the AARP Network of Age-Friendly States and Communities. This doesn’t necessarily reflect negatively on the area, however, as membership only represents a commitment to improving senior livability over time.

Paying for Assisted Living in Anderson

The average monthly cost of assisted living in Anderson is $4,645, according to the Genworth Financial 2020 Cost of Care Survey. Indiana’s average cost is $263 less at $4,382 per month, and the nationwide average is $345 lower, at $4,300.

The Cost of Assisted Living in Nearby Cities

Most of the surveyed cities relatively close to Anderson have similar costs. Indianapolis has an average monthly cost that’s just $72 cheaper, at $4,573 per month, while in Kokomo the average is $4,516. Fort Wayne, however, is significantly more affordable, with an average cost of $3,503 per month.

$4645

Anderson

$4382

Indiana

$4300

The United States

$4573

Indianapolis

$3503

Fort Wayne

$4516

Kokomo

The Cost of Other Types of Senior Care 

Adult day health care is usually the most affordable type of senior care, and while cost data is unavailable for Anderson, the statewide average is just $1,733 per month. In-home care costs average $4,099 and $4,481 for homemakers and home health aides, respectively. Assisted living communities are priced slightly higher than in-home care, at $4,645 per month. Nursing home facilities are the most expensive care option by a considerable margin, with average costs of $6,578 for semiprivate rooms and $7,452 for private accommodations.

$4099

Homemaker Services

$4481

Home Health Aide

$

Adult Day Health Care

$4645

Assisted Living Facility

$6578

Nursing Home Facility (semiprivate room)

$7452

Nursing Home Facility (private room)

Note: Care cost data for Anderson was not available, so data for the closest city, Muncie, was used instead.

Financial Assistance for Assisted Living in Anderson

Indiana’s Regional Care Assistance Program (RCAP) helps seniors pay for the monthly cost of assisted living. The state also offers a Medicaid Waiver program, but it only covers costs for seniors residing in an RCF.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Paying for Assisted Living in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Anderson

Seniors and their family members and caregivers in Anderson can contact the following nonprofit organizations and government agencies that provide free aging-related programs and services in the area. Supportive resources range from transportation, legal advice and wellness programs to long-term care and financial options counseling for those wishing to relocate to assisted living.

Resource

Contact

Service

(765) 759-1121

LifeStream Services is a nonprofit organization and the designated Aging and Disability Resource Center (ADRC) for East Central Indiana. ADRCs connect seniors with aging-related resources in their area, such as wellness programs and transportation services. LifeStream also helps in the transition process for seniors relocating to assisted living facilities by providing personalized information on the options available, including potential funding sources at the local, state and federal levels.

(317) 631-9410

Madison County residents aged 60 and over may be eligible for free legal advice and representation through the Senior Law Project administered by the nonprofit law firm Indiana Legal Services. Residents of assisted living facilities are eligible for some services regardless of their age. The SLP focuses on family law, housing and estate planning as well as access to public benefits and other issues related to Medicare, Medicaid and long-term care.

(765) 641-9651

The Veterans Service Office (VSO) for Madison County is located in Anderson and is open from 8 a.m. to 4 p.m. Monday through Thursday. Staff is available to help veterans and their eligible dependents apply for state and federal benefits that may help them pay for assisted living, such as VA pensions and Aid and Attendance pension supplements. Staff can also connect Anderson veterans with available services and financial assistance programs at the local level.

Assisted Living Laws and Regulations in Anderson

Anderson-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Indiana