Memory Care Communities in Muncie, Indiana

In Muncie, seniors typically pay less for memory care than the Indiana and United States median costs. It's about $735 lower than the Indiana cost and $1,006 less than national rates. Seniors can find higher and lower rates in surrounding cities. More affordable options include Kokomo at $556 less and Fort Wayne, which is about $263 less. Indianapolis is about $979 higher, while Columbus typically costs $1,207 more.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

The cost of memory care in Muncie is usually around $4,619, but it can vary based on what the facility has to offer.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Indiana page.

Other options might be more suitable for some situations. Seniors who have caregivers at home might prefer adult day health care, which costs around $2,371 less than memory care in Muncie. Two other options for seniors living at home or with relatives are in-home care, which is about $234 less than memory care, and home health care, which typically costs $148 more than memory care. Other residential options include assisted living, typically about $924 less than memory care, and nursing home care, which is $2,030 more than memory care in Muncie.

Memory care cities in Muncie and other Indiana cities fall under the jurisdiction of the Indiana Department of Health. Its Residential Care Facility Licensing and Certification Program ensures compliance with state-established rules to protect the residents.

• Muncie is a moderately safe city with violent crime rates slightly lower than national rates at 19.9 out of 100. Property crime rates are higher, ranking 56.3 out of 100 compared to 35.4 nationally. Choosing a memory care community can make seniors and their families feel more confident in their safety. The facilities secure their doors and keep staff present 24/7 to increase the safety of the residents.
• The cost of living in Muncie can be appealing to seniors. Overall, the cost of living is 28.5% lower than the national average, and it's also significantly lower than the average cost of living in Indiana. Living in a memory care facility helps seniors budget easily with the fixed monthly rate that includes meals, care and other services.
• Seniors can enjoy better-than-average air quality in Muncie. The city has a ranking of 65 out of 100 for air quality, which beats the national air quality of 58.
• The climate in Muncie includes chilly, snowy winters with average January lows of 18 degrees and an average of 22 inches of snow. Summer highs only reach an average of 84 degrees, so summers are somewhat mild compared to more southern locations. Memory care communities offer comfortable, climate-controlled accommodations so residents can avoid extreme weather. 
• IU Health Ball Memorial Hospital employs nationally recognized medical experts working in several specialties. The hospital offers emergency care plus a neurology department that helps patients with Alzheimer's.