Muncie, the county seat of Delaware County, Indiana, has over 65,000 residents, approximately 9,000 of whom are aged 65 and older. Several health care facilities are available for these seniors, including AMG Specialty Hospital – Central Indiana and IU Health Ball Memorial Hospital. According to the Genworth 2020 Cost of Care Survey, nursing home costs here are low compared to national averages. In this city, a semiprivate room carries an average monthly cost of $6,578, while similar arrangements throughout the country cost an average of $7,756.

Nursing homes offer elevated levels of medical care and monitoring for individuals who can no longer live independently or with minor assistance. These facilities feature room and board, skilled nursing, a wide range of therapies and social programming. As such, nursing home care costs significantly more than other senior care arrangements. Seniors who do not need this type of support may manage well with home health care or assisted living options.

This guide explores the costs of nursing home care in Muncie and throughout Indiana. It also shares pricing information on different accommodations for seniors here and shares local resources for the city’s seniors and their families.

Directory of Nursing Homes in Muncie, IN

Morrison Woods Health Campus

4100 N. Morrison Road, Muncie, IN, 47304

Morrison Woods Health Campus in Muncie, Indiana, is situated close to hiking trails, activities at Ball State University and several art and history museums. Resident rooms are available in private an … (read more)
Morrison Woods Health Campus in Muncie, Indiana, is situated close to hiking trails, activities at Ball State University and several art and history museums. Resident rooms are available in private an … (read more)

Westminster Village Muncie

5801 WEST BETHEL AVENUE, Muncie, IN, 47304

My father-in-law was in Westminster Village Muncie a year ago. It’s a senior living place. They have rehab, independent living, and assisted living. They’re very good there, but it’s very expensive. T … (read more)
My father-in-law was in Westminster Village Muncie a year ago. It’s a senior living place. They have rehab, independent living, and assisted living. They’re very good there, but it’s very expensive. T … (read more)

Bethel Pointe Health and Rehabilitation

3400 W Community Drive, Muncie, IN, 47304

The building is clean, the rooms are very neat and clean. The staff is very nice, they are short staffed but so are other nursing homes. They have games for the residents and activities.
The building is clean, the rooms are very neat and clean. The staff is very nice, they are short staffed but so are other nursing homes. They have games for the residents and activities.

Signature HealthCARE of Muncie

4301 N. Walnut Street, Muncie, IN, 47303

My mom was in Signature HealthCARE and they helped her immensely. I was impressed with the rehab. They were amazing, and the staff was really good. The only issues we had were with some of the nurses, … (read more)
My mom was in Signature HealthCARE and they helped her immensely. I was impressed with the rehab. They were amazing, and the staff was really good. The only issues we had were with some of the nurses, … (read more)

Liberty Village

4600 E Jackson Street, Muncie, IN, 47303

They are taking care of my sister at Liberty Village just fine. The rooms are laid out extremely strange. The setup is atrocious. One person gets a window and a wall and a living area and the other pe … (read more)
They are taking care of my sister at Liberty Village just fine. The rooms are laid out extremely strange. The setup is atrocious. One person gets a window and a wall and a living area and the other pe … (read more)

Waters Edge Village

2200 W. White River Blvd., Muncie, IN, 47303

We went there to visit with the residents. Some of them were ok, but most were kinda off. They sat out in the hall mostly, in wheelchairs or in beds. A lot of them were broken spirited.The whole pl … (read more)
We went there to visit with the residents. Some of them were ok, but most were kinda off. They sat out in the hall mostly, in wheelchairs or in beds. A lot of them were broken spirited.The whole pl … (read more)

Willowbend Living Center

7524 E JACKSON ST, Muncie, IN, 47302

The very first thing I needed to know about Willow Bend is The Administration and Staff did not have good working relationship. The nursing home administrator who tried to effectively managing our M … (read more)
The very first thing I needed to know about Willow Bend is The Administration and Staff did not have good working relationship. The nursing home administrator who tried to effectively managing our M … (read more)

Ball Memorial Hospital-tcu

2401 UNIVERSITY AVE, Muncie, IN, 47303


Brookside Haven Care Center

505 N GAVIN ST, Muncie, IN, 47303


Golden Livingcenter – Muncie

2701 N Lyn Mar Dr, Muncie, IN, 47304


The Waters of Muncie

2400 CHATEAU DRIVE, Muncie, IN, 47303


The Woodlands

3820 W JACKSON ST, Muncie, IN, 47304

The Woodlands is an assisted living facility located about a mile away from the top-notch IU Health Ball Memorial Hospital in Muncie, Indiana. The staff are trained in long-term care, short-term rehab … (read more)
The Woodlands is an assisted living facility located about a mile away from the top-notch IU Health Ball Memorial Hospital in Muncie, Indiana. The staff are trained in long-term care, short-term rehab … (read more)

Yorktown Manor

2000 S Andrews Road, Yorktown, IN, 47396

Memory care unit is amazing wish I had found them years earlier mom is so happy and calm with them it helps me to be at peace when she is. The Activities they do with them amazing. To when Covid ha … (read more)
Memory care unit is amazing wish I had found them years earlier mom is so happy and calm with them it helps me to be at peace when she is. The Activities they do with them amazing. To when Covid ha … (read more)

Nursing Home Costs in Muncie, IN

Nursing home semiprivate rooms in Muncie cost an average of $6,578 per month. Private rooms cost an average of $7,452 per month.

The Cost of Nursing Home Care in Nearby Cities

Using average monthly rates for semiprivate rooms as reference points, Muncie’s nursing home costs are $1,178 less expensive than in the average American city. Costs here are also $555 less than Indiana’s statewide average of $7,133.

Compared to nearby cities in Indiana, Muncie is among the cheapest for nursing home care. Rates in Kokomo run $570 above rates here, and residents in the state capital of Indianapolis pay $631 more than those in Muncie. Fort Wayne’s costs exceed Muncie’s rates by $722. In South Bend, one of Indiana’s most expensive areas, costs are $1,406 higher than in this city.

$6578

Muncie

$7133

Indiana

$7756

The United States

$7148

Kokomo

$7209

Indianapolis Area

$7984

South Bend Area

$7300

Fort Wayne

The Cost of Other Types of Senior Care

For families researching care options for their aging loved one in Muncie, comparing nursing home rates to prices for other senior accommodations can be helpful in the decision-making process. The most affordable arrangement for which pricing information is available, home care, costs an average of $4,099 per month. Home health care carries a monthly average cost of $4,481. Assisted living is slightly more expensive at $4,645 per month. Nursing home care is the priciest option at $6,578 per month for a semiprivate room and $7,452 for a private room.

$4099

Home care

$4481

Home health care

$4645

Assisted living

$6578

Nursing home (semiprivate room)

$7452

Nursing home (private room)

Financial Assistance for Nursing Home Care in Muncie, IN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Muncie, IN

Muncie’s seniors and their caregivers can reach out to the following resources for a variety of services. These programs may help delay the need for out-of-home placement. Some services support the transition and well-being of individuals for whom home nursing home care is the best option.

Resource

Contact

Service

(765) 759-1121

As East Central Indiana’s Aging and Disability Resource Center, LifeStream helps seniors remain independent as they age at home. Information & Assistance Counselors screen callers to determine their needs and point them to appropriate programs. Services include in-home care, home-delivered meals, transportation and home accessibility modifications. Options Counselors guide seniors in exploring care and funding options. This agency also provides nursing home advocacy and information on Medicare fraud prevention.

(765) 289-0884

The Muncie Delaware County Senior Center features a food pantry open on weekdays. It partners with LifeStream to offer donation-based lunches. The Center also helps elders with preparing tax returns, wills, medical directives and powers of attorney.

(765) 747-7810

The Delaware County Veterans Affairs Office helps veterans apply for compensation as well as health and pension benefits. Older veterans can also find information about the Veteran Family Housing Project, a homeownership and revitalization program.