Anderson’s tolerable winters and pleasant summers add to its appeal for seniors looking for a mid-size city with a small but vibrant historical and cultural scene. Approximately 18% of its estimated 54,765 residents are aged 65+. They are well served by its medical facilities, which include the Community Hospital of Anderson and Madison County, rated as high-performing for patient experience by U.S. News & World Report. The city’s seniors have a wide choice of nursing homes offering care at more affordable rates than the state and national averages, according to the 2020 Genworth Cost of Care Survey. A semiprivate room is typically $6,578 per month, while the average American pays $7,756.

A nursing home may be the best option for seniors who need regular supervision. These facilities also provide medical care administered by professionals and skilled staff in environments more like home than a hospital. Consequently, nursing homes tend to be the most costly form of care. However, it’s worth comparing alternatives, such as assisted living and home health care, which may be more affordable and appropriate.

This guide will discuss various care costs in greater detail and provide a list of some resources for the city’s seniors.

Directory of Nursing Homes in Anderson, IN

Bethany Pointe Health Campus

1707 Bethany Rd, Anderson, IN, 46012

Bethany Pointe Health Campus offers nursing homes, independent living and assisted living to residents in Anderson, IN. The facility’s serene country location is also near medical facilities, physicia … (read more)
Bethany Pointe Health Campus offers nursing homes, independent living and assisted living to residents in Anderson, IN. The facility’s serene country location is also near medical facilities, physicia … (read more)

Beaumont Rehabilitation and Healthcare Center

1345 N Madison Ave, Anderson, IN, 46011

Excellent Therapy department. They did wonders with our Son Tejay. Thanks to each one of them.
Excellent Therapy department. They did wonders with our Son Tejay. Thanks to each one of them.

Lindberg Crossing Senior Living

1821 LINDBERG RD, Anderson, IN, 46012

This facility is completely changed from its former self of just 2 years ago. Glenn is the new administrator. He’s considered by many of my friends in the medical field as the best in the county. He h … (read more)
This facility is completely changed from its former self of just 2 years ago. Glenn is the new administrator. He’s considered by many of my friends in the medical field as the best in the county. He h … (read more)

Countryside Family-first Senior Living from CarDon

205 Marine Dr, Anderson, IN, 46016

Countryside Health & Living Community was horrible and terribly understaffed. It’s a big facility and it looked good on the outside, but nobody came to see us for 20 minutes. They didn’t have staf … (read more)
Countryside Health & Living Community was horrible and terribly understaffed. It’s a big facility and it looked good on the outside, but nobody came to see us for 20 minutes. They didn’t have staf … (read more)

Community Northview Care Center

1235 WEST CROSS STREET, Anderson, IN, 46011


Edgewater Woods

1809 N. Madison, Anderson, IN, 46011


Rawlins House & Fall Creek Retirement Village

300 Jh Walker Dr, Pendleton, IN, 46064

Rawlins House & Fall Creek Retirement Village is part of the residential Pendelton neighborhood, providing quick access to both local shops and the larger Indianapolis area. Residents enjoy the co … (read more)
Rawlins House & Fall Creek Retirement Village is part of the residential Pendelton neighborhood, providing quick access to both local shops and the larger Indianapolis area. Residents enjoy the co … (read more)

Miller’s Merry Manor

524 Anderson Road, Chesterfield, IN, 46017

My mom is staying at Miller’s Merry Manor and it’s horrible. They don’t do what they’re supposed to do and do what they want to do. My mom gets burnt food and they also take her call light button from … (read more)
My mom is staying at Miller’s Merry Manor and it’s horrible. They don’t do what they’re supposed to do and do what they want to do. My mom gets burnt food and they also take her call light button from … (read more)

Nursing Home Costs in Anderson, IN

A semiprivate room in an Anderson nursing home typically costs $6,578 per month, while private rooms are in the region of $7,452.

The Cost of Nursing Home Care in Nearby Cities

A side-by-side comparison of semiprivate nursing home costs is a good way of measuring Anderson’s affordability with other cities in Indiana.  When compared with the state average of $7,133, the city offers similar services for $6,578. The figure is even more attractive when compared to the $7,756 national average. 

Anderson’s nearest neighbor, in cost terms, is two hours away in Terre Haute, where seniors pay $6,464 for semiprivate rooms. All of its other neighbors have higher costs, with Lafayette at $7,026 and Kokomo at $7,148. The most costly is $7,209 in the state capital, Indianapolis.

$6578

Anderson

$7133

Indiana

$7756

The United States

$7209

Indianapolis

$7148

Kokomo

$7026

Lafayette

$6464

Terre Haute

The Cost of Other Types of Senior Care

It is worth examining the costs of all forms of health care, particularly if an alternative to nursing home care is possible. Although there isn’t a figure for adult day care in Anderson, the state average is $1,733. Seniors who still live at home can get home care for $4,099 and the medical assistance of home health care for $4,481. For those who would benefit from moving into a community, assisted living is typically $4,645, while in nursing homes, a semiprivate room is $6,578 and a private room $7,452.

$4099

Home care

$4481

Home health care

$4645

Assisted living

$6578

Nursing home (semiprivate room)

$7452

Nursing home (private room)

Financial Assistance for Nursing Home Care in Anderson, IN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Anderson, IN

The examples of resources that follow may be of assistance to seniors who want to remain in their homes for as long as possible. They may also be useful for those preparing to enter nursing homes and those who have already made the move.

ResourceContactService
Long-Term Care Ombudsman(800) 589-1121The long-term care ombudsman is an advocate for the residents of senior living facilities, including nursing homes. Their role involves making regular visits to facilities to meet with residents and listen to their concerns. Additionally, they investigate complaints within their powers and refer more serious complaints, such as abuse allegations, to the relevant authorities. Families of seniors in nursing homes can also register complaints to the ombudsman.
VA AId and Attendance Benefit and Housebound Allowance(260) 426-5431 x 73804The VA Aid and Attendance benefit is a monthly payment added to the VA pension that may be used towards the nursing home costs of U.S. military veterans and their spouses. There is no requirement to repay the benefit. Housebound seniors still able to live in their homes can apply for the Housebound Allowance to help pay for home health care services. VeteranAid.org provides a helpful online tool for vets and their surviving spouses to check if they are eligible. 
State Health Insurance Program (SHIP)(765) 617-4200SHIP is a program that provides free counseling services for older citizens who are Medicare beneficiaries and those who need more information about enrollment. The counselors can provide unbiased information about Medicare and its supplemental plans, such as Medicare Advantage. They can also help seniors through the enrollment process and discuss other forms of insurance that may help pay for their long-term health care. Additionally, they can help seniors eligible for Medicaid.
Madison County – Nutrition(800) 589-1121Life Stream Services Inc. is a nonprofit organization that operates throughout Madison and its neighboring counties. Its work includes preparing and delivering hot meals on weekdays to housebound seniors for a donation of $6.50 per meal. Additionally, for seniors able to leave their homes, it operates a number of cafes in the community that serve hot lunches.
Caregiver Support(800) 589-1121Life Stream Services Inc. offers caregiver support to family members looking after older relatives. This can be in the form of providing information and education, but may also include helping them get some time away while their loved ones are cared for by others.