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The 5 Best Assisted Living Facilities in Muncie, IN for 2024

Muncie is located in Delaware County in the heart of east-central Indiana. The community experienced phenomenal growth during the gas boom of the late 1800s, and residents still benefit from the philanthropy of the Ball family, whose famous canning jars helped to establish Ball State University and the Ball Memorial Hospital. Today, Muncie has 68,000 residents. Although seniors represent just 14% of the population, the area’s home to nearly 9,500 older adults who benefit from the area’s low cost of living and excellent health care services.

Assisted living is a great option for seniors who need help with household chores or activities of daily living. It’s also a helpful choice for older adults who want extra security and more opportunities for social interaction. The median cost of care is $4,645 per month. Although this is slightly higher than the state and national average, it can be more affordable than remaining in the community because rates cover most day-to-day expenses.

This guide takes a look at some of the pros and cons of retiring in Muncie. It explores local and regional long-term care costs, and it concludes with a short directory of local agencies that offer helpful services to promote healthy, independent aging.

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Assisted Living Facilities in Muncie, Indiana

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What to Consider About Assisted Living in Muncie

Assisted living facilities that provide personal care in Muncie must be licensed by the state’s Residential Care Facility Licensing Program, which is part of the Department of Health, Division of Long Term Care. These rules govern all aspects of care and staffing and are designed to protect residents’ health.

Benefits and Drawbacks of Assisted Living in Muncie

  • Muncie is a very affordable location for retirees. The cost of living is 28% lower than the national average. Essentials ranging from housing and health care to transportation are significantly more affordable than other parts of the country, which benefits those who depend on a fixed income.
  • Competitive tax rates boost the city’s financial outlook for retirees. Sales and income taxes are three-tenths of a percent lower than the national average. Plus, the state exempts Social Security retirement benefits and some government and military pensions. This can reduce seniors’ tax burdens and leave more funds for assisted living and daily expenses. 
  • Seniors in Muncie have access to a handful of local and regional hospitals for routine or emergency care. The Indiana University Health Ball Memorial Hospital has received high marks for its performance in six treatment areas, and it has been recognized as one of the top hospitals in central Indiana.
  • Muncie is a fairly safe community for older adults. Although the city’s property crime index is higher than the national average, the community experiences fewer violent crime rates than similarly sized cities. Additionally, local crime rates have decreased in recent years, which minimizes potential safety concerns. 
  • The climate in Muncie is about average when compared to other parts of the country. Rainfall totals are higher than average, but the community receives less snow than the typical U.S. city. The summer months are particularly comfortable with a seasonal comfort index of 8.9 compared to 4.9 in the winter.
  • Seniors who don’t drive or need help getting to medical appointments and local stores can access low-cost transportation through the LifeStream Area Agency on Aging. Seniors also qualify for half-price fares through the Muncie Indiana Transit System, which operates 15 fixed-route bus lines and a door-to-door paratransit service.

Paying for Assisted Living in Muncie

The median cost of assisted living in Muncie is $4,645 per month, which is about $300 higher than the state and national average. 

The Cost of Assisted Living in Nearby Cities

According to data from Genworth Financial’s 2020 Cost of Care Survey, assisted living facilities in Muncie charge $263 more than the state median of$4,382 and $345 more than the national average of $4,300. Median prices are just $72 lower in Indianapolis and $130 lower in Kokomo. Fort Wayne residents pay just $3,503 on average, a monthly savings of $1,142. 

Muncie

$4,645

Indiana

$4,382

The United States

$4,300

Kokomo

$4,516

Indianapolis

$4,573

Fort Wayne

$3,503

The Cost of Other Types of Senior Care

At $4,645 per month, assisted living typically provides an excellent overall value since rates include personal care, meals and accommodations. Seniors in Muncie pay $4,099 per month for in-home assistance and about $400 more for home health care. Nursing home prices are almost $2,000 higher, with a median cost of $6,578 for a semiprivate room and $7,452 for a private room. Adult day health care programs provide a limited amount of daytime care for $1,733 per month in most parts of the state.

Homemaker Services

$4,099

Home Health Aide

$4,481

Assisted Living Facility

$4,645

Nursing Home Facility (semiprivate room)

$6,578

Nursing Home Facility (private room)

$7,452

Financial Assistance for Assisted Living in Muncie

Indiana’s Regional Care Assistance Program (RCAP) helps seniors pay for the monthly cost of assisted living. The state also offers a Medicaid Waiver program, but it only covers costs for seniors residing in an RCF.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Paying for Assisted Living in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Muncie

Seniors who are considering assisted living in Muncie have access to a variety of free and low-cost services sponsored by the local government and area nonprofits. Families can learn more about some of the most helpful resources below.

ResourceContactService
LifeStream Services Inc.(765) 759-1121LifeStream Services is an award-winning Area Agency on Aging that helps nearly 20,000 seniors every year. It connects residents to a variety of local and federal programs designed to promote healthy, independent aging. Staff members can help with long-term care needs assessments, transportation, nutritional services and chronic disease management. Services are also available to disabled adults and caregivers.
Muncie/Delaware County Senior Center(765) 289-0844Located in the former Forest Park Elementary School, the Muncie/Delaware County Senior Center provides social and recreational opportunities for residents aged 55 and older. It offers live entertainment, fitness classes, cooking demonstrations, card games, square dancing and a coffee club for veterans. The center operates a thrift store, food pantry and senior cafe. Residents can contact the center for help with estate planning, and tax preparation assistance is offered in partnership with AARP.
Legal Aid of East Central Indiana(800) 910-4407Legal Aid of East Central Indiana is a nonprofit law firm offering pro bono legal services for civil matters, such as help with housing, health care, long-term care admissions and government benefits. Services are intended to help Delaware County residents who have limited income and may not be able to afford an attorney. It also manages a moderate means program that offers discounted legal services.
Delaware County Veterans Affairs Office(765) 747-7810Muncie is home to more than 3,400 veterans who can benefit from free services provided by this county agency. Benefits assistance is also available to family members and survivors. Service officers with the Veterans Affairs Office can help seniors apply for government benefits, appeal decisions and access programs that help with health care, long-term care and transportation.

Assisted Living Laws and Regulations in Muncie

Muncie-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Indiana

Reviews of Communities Nearby

Assisted Living

Gary

I am a friend or relative of a current/past resident

Review of Cedar Creek of Muncie

My mother was at Cedar Creek of Muncie. She was there for three years. It was a very nice place. They took pretty good care of her, but I felt like they were always a little bit understaffed. The...

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Assisted Living

William

I am/was a resident of this facility

Review of Silver Birch of Muncie

I moved into Silver Birch of Muncie. It's a beautiful building. The apartments have kitchens with a refrigerator, a microwave, and a sink. We have our own private bathroom. And then we have a place...

Read more

Assisted Living

Bobby

I visited this facility

Review of Silver Birch of Muncie

We toured Silver Birch of Muncie for my mother. It seems secure, they seem to care, and it's clean. They have an outdoor patio, a small garden, a community room, and a game room. They sometimes...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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