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The 3 Best Assisted Living Facilities in Warsaw, IN for 2024

Warsaw hosts 3 assisted living communities in its location between South Bend and Fort Wayne. As of 2024, these facilities charge about $4,198 per month, making them notably cheaper than Indiana's typical rate of $5,013 and the U.S. median of $5,350.

We've gathered 34 reviews reviews of Warsaw's assisted living communities, which have an average rating...

Assisted Living Facilities in Warsaw, Indiana

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What to Consider About Assisted Living in Warsaw

Assisted living facilities in Indiana must be registered with the Indiana Department of Health, which oversees all aspects of their management. Some of its authority is delegated to other agencies that operate at county and city levels, such as Real Services Inc., a nonprofit organization that provides Long-term Care Ombudsman services in Kosciusko County.

Benefits and Drawbacks of Assisted Living in Warsaw

  • There are several options for seniors in Warsaw to get transportation to important appointments, including medical visits. Kosciusko Senior Services can provide wheelchair-accessible vehicles with staff able to assist seniors from their homes to vehicles and back. Donations of $3 and $4 are expected, dependent on the length of the journey. REAL Services is a nonprofit organization funded by the state and federal governments that helps ambulatory seniors get to important appointments. There is no cost to the senior, although the vehicles are not wheelchair-accessible.
  • According to data published by Sperling’s Best Places, Warsaw has a cost of living index of 79.7, which is significantly below the national average of 100. Essentially, this means that the city is more affordable than the majority of American cities. In some categories, such as buying groceries and paying utility bills, it is closer to typical costs. However, in others, such as transportation, housing, and health care, Warsaw’s costs are much lower than average.
  • Despite being a small city, Warsaw boasts Parkview Warsaw, which provides a host of physician services for all age groups. There’s also Kosciusko Community Hospital, which specializes in many forms of care, including cancer treatment and orthopedics. Additionally, Warsaw is less than an hour’s journey from South Bend in the north and Fort Wayne to the south, ensuring its seniors are never far from high-quality medical facilities.
  • Many factors can influence the average health of a city, including the quality of its air and water, in addition to health concerns associated with contaminated land. Using 100 as the best, Warsaw’s air quality is 70, which is better than the U.S. average of 58. Its water quality is 60, compared to the national average of 55. However, the Superfund index, which concerns cleaning up contaminated land, stands at 68. The U.S. average is 87.
  • As with other locations in this part of the country, Warsaw can experience harsh winters. In January, it can get as cold as 17 degrees. However, regular highs of 82 degrees bring much more comfortable days in the summer months.

Paying for Assisted Living in Warsaw

The Cost of Assisted Living in Nearby Cities

Warsaw offers relatively low assisted living prices, according to the Genworth 2024 Cost of Care Survey. Although Indianapolis has a notably lower estimated fee of $3,993, Warsaw's prices are still about $1,152 below the U.S. median. Similarly, the city's rates are approximately $1,441 lower compared to the nearby city of South Bend. 

Warsaw

$4,198

Indiana

$5,013

The United States

$5,350

South Bend

$5,639

Indianapolis

$3,993

Lafayette

$5,499

The Cost of Other Types of Senior Care

In Warsaw, other senior care options cost more than assisted living, highlighting the value of this senior living option. Nursing home facilities charge more than twice as much per month, with an estimated fee of $8,943. Meanwhile, adult day health care costs about $6,769 per month, making it approximately $2,571 more costly than assisted living.

Home Health Care

$6,769

Assisted Living Facility

$4,198

Nursing Home Facility (semi-private room)

$8,943

Note: Since data for Warsaw is unavailable, we used data for the nearest city, Elkhart, instead.

Financial Assistance for Assisted Living in Warsaw

Indiana’s Regional Care Assistance Program (RCAP) helps seniors pay for the monthly cost of assisted living. The state also offers a Medicaid Waiver program, but it only covers costs for seniors residing in an RCF.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance for Assisted Living in Warsaw

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Warsaw

The following are some examples of free resources that may be available to seniors and families in Warsaw looking for guidance and financial help with assisted living.

ResourceContactService
VA Aid and Attendance Benefits(260) 421-1046U.S. military veterans residing in assisted living facilities may be able to get the VA Aid and Attendance benefit. It’s a monthly payment included in the VA pension that can contribute towards assisted living costs. Maximum payments are $1,881. Spouses are also eligible. Payments peak at $1,209 per month for a surviving spouse and $2,230 for a couple. VeteranAid.org provides a useful online tool to help seniors determine their eligibility.
Senior Activity Center(574) 267-2012The center is operated by REAL Services, a nonprofit organization dedicated to serving seniors in Kosciusko and neighboring counties. There are an array of activities for seniors, such as a gym, exercises for people with restricted mobility, movie days and card games. For a small donation, the center also serves nutritious lunches on weekdays, which it also arranges to deliver to homebound seniors.
Long-Term Care Ombudsman(800) 552-7928Residents in licensed senior living communities, including assisted living, can contact the ombudsman if they have a complaint about their community. The ombudsman will investigate the complaint and pursue a resolution. Complaints can be of any nature, such as issues with staff members or concerns about being forcibly transferred. Families of seniors in assisted living facilities and third parties can also register complaints.
State Health Insurance Assistance Program (SHIP)(800) 452-4800SHIP counselors provide information to Medicare beneficiaries and seniors who have not yet enrolled in a plan. Their work is unbiased, including when they provide information about private health care plans that may be beneficial to seniors. The counselors can also help people understand their Medicare plans, guide them if they need to make appeals and refer them to other agencies who can provide additional help.
Medicaid – Aged and Disability Waiver(800) 552-7928In some cases, Medicaid can pay for assisted living in Warsaw and other cities in Indiana. To be eligible, the senior must need nursing facility care, have an income no greater than 300% of the maximum Supplemental Security Income (SSI) amount and already reside in an approved assisted living community (or be guaranteed a placement). To apply for the waiver, it’s necessary for seniors to already have successfully applied for Medicaid.

Assisted Living Laws and Regulations in Warsaw

Warsaw-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Warsaw

Reviews of Communities Nearby

Assisted Living

Donna

I am a friend or relative of a current/past resident

Review of Lake City Place

My friend is at Lake City Place right now. My sister looked at it, and to me it sounded like a good and nice place. I think the staff is doing a good job, they are very friendly, and knowledgeable....

Read more

Assisted Living

Sandra

I am a friend or relative of a current/past resident

Review of Lake City Place

My mom is currently living in Lake City Place for over a year now. I'm fairly satisfied with everything. It seemed clean every time I was there, the staff was friendly, they have events available...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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