Mishawaka is a bustling college city on the Indiana/Michigan border. Of the town’s approximately 51,000 residents, 15.3% are at retirement age. The city’s low cost of living and pleasant summers make it appealing to many older adults. However, the harsh winters may be off-putting to those who dislike the cold. Residents can take advantage of having access to high-quality health care. The Mishawaka Medical Center is located within the city limits and is a highly rated general medical and surgical facility.

Assisted living services cater to seniors who struggle with day-to-day tasks such as household cleaning or personal care, but who don’t require 24-hour skilled nursing. Adults living in these communities receive help with cooking, cleaning, laundry and other activities of daily living. Many facilities also offer transportation services and arrange socials or entertainment for residents. The cost of care varies among facilities, but the average monthly fee in Mishawaka is $3,308.

This guide looks at the cost of care in Mishawaka and other cities in Indiana. It explores how these fees compare with other types of care and discusses financial help available to seniors. It also provides a list of local resources to help those considering long-term care.

Directory of Assisted Living Facilities in Mishawaka, IN

Tanglewood Trace

530 Tanglewood Lane, Mishawaka, IN, 46545

Tanglewood Trace is located in Mishawaka, Indiana, near major highways, several shopping and dining venues and just minutes from Notre Dame. The community boasts a wealth of amenities such as restaura … (read more)
Tanglewood Trace is located in Mishawaka, Indiana, near major highways, several shopping and dining venues and just minutes from Notre Dame. The community boasts a wealth of amenities such as restaura … (read more)

Cedarhurst of Edison Lakes

1025 Park Place, Mishawaka, IN, 46545

We started Cedarhurst of Edison Lakes to provide truly person-directed care, taking the time to know and work with each resident as an individual and providing them with care that’s as unique as the … (read more)
We started Cedarhurst of Edison Lakes to provide truly person-directed care, taking the time to know and work with each resident as an individual and providing them with care that’s as unique as the … (read more)

Primrose Retirement Community of Mishawaka

820 Fulmer Road, Mishawaka, IN, 46544

Primrose Retirement Community of Mishawaka is located in a peaceful, suburban neighborhood in Mishawaka, Indiana. Residents and their loved ones note that the facility is new and well-maintained and t … (read more)
Primrose Retirement Community of Mishawaka is located in a peaceful, suburban neighborhood in Mishawaka, Indiana. Residents and their loved ones note that the facility is new and well-maintained and t … (read more)

Hellenic Senior Living of Mishawaka

1540 S Logan Street, Mishawaka, IN, 46544

Hellenic Senior Living of Mishawaka had a general store where people could go and buy something. Everything was for a dollar regardless of what it is. It was nice. If they earned money/voucher, they c … (read more)
Hellenic Senior Living of Mishawaka had a general store where people could go and buy something. Everything was for a dollar regardless of what it is. It was nice. If they earned money/voucher, they c … (read more)

Mishawaka Living Center

811 E 12TH ST, Mishawaka, IN, 46544

All in all the staff was very accomodating. My grandfather admittedly wasn’t the best resident and caused quite a lot of problems, but the staff remained professional and maintained quality care. Th … (read more)
All in all the staff was very accomodating. My grandfather admittedly wasn’t the best resident and caused quite a lot of problems, but the staff remained professional and maintained quality care. Th … (read more)

Silver Birch of Mishawaka

3630 Hickory Rd, Mishawaka, IN, 46545

I moved into Silver Birch of Mishawaka when they first opened. The nursing is really good. They do what they need to do. The receptionist is wonderful. Everybody else stinks. Food is terrible. The fac … (read more)
I moved into Silver Birch of Mishawaka when they first opened. The nursing is really good. They do what they need to do. The receptionist is wonderful. Everybody else stinks. Food is terrible. The fac … (read more)

St. Paul’s

3602 S Ironwood Dr, South Bend, IN, 46614

I visited St. Paul’s and it was fine. I was familiar with the facility. I have quite a few friends that live there, so I know it’s a good place. They have different levels of care and it’s not easy … (read more)
I visited St. Paul’s and it was fine. I was familiar with the facility. I have quite a few friends that live there, so I know it’s a good place. They have different levels of care and it’s not easy … (read more)

StoryPoint Granger

6330 N. Fir Road, Granger, IN, 46530

StoryPoint at Judy Creek is located in the South Bend suburb of Mishawaka, Indiana. It sits just west of Juday Creek Golf Course, offering residents a nearby recreational option. Residents enjoy the l … (read more)
StoryPoint at Judy Creek is located in the South Bend suburb of Mishawaka, Indiana. It sits just west of Juday Creek Golf Course, offering residents a nearby recreational option. Residents enjoy the l … (read more)

Brookdale Granger

430 Cleveland Road East, Granger, IN, 46530

Brookdale Granger is an assisted living community located in a landscaped area near the University Park Mall in Granger, Indiana. Visitors mention the serene views of the countryside, luxuriously deco … (read more)
Brookdale Granger is an assisted living community located in a landscaped area near the University Park Mall in Granger, Indiana. Visitors mention the serene views of the countryside, luxuriously deco … (read more)

Brookdale South Bend

17441 State Road 23, South Bend, IN, 46635

Brookdale South Bend is nestled in a quiet suburb of South Bend, Indiana and is just a short distance away from Warren Golf Course and the Indiana Toll Road. Residents of this facility note the knowle … (read more)
Brookdale South Bend is nestled in a quiet suburb of South Bend, Indiana and is just a short distance away from Warren Golf Course and the Indiana Toll Road. Residents of this facility note the knowle … (read more)

Grand Emerald Place

4010 South Ironwood Drive, South Bend, IN, 46614

Grand Emerald Place assisted living community is located in South Bend, Indiana, conveniently close to shops, medical offices and restaurants. Residents’ families greatly appreciate the kind, caring a … (read more)
Grand Emerald Place assisted living community is located in South Bend, Indiana, conveniently close to shops, medical offices and restaurants. Residents’ families greatly appreciate the kind, caring a … (read more)

Southfield Village

6450 Miami Circle, South Bend, IN, 46614

Southfield Village was very clean and roomy. They were doing an activity when we were there and they had an activities director that was doing it. It was very organized, except they only had a room on … (read more)
Southfield Village was very clean and roomy. They were doing an activity when we were there and they had an activities director that was doing it. It was very organized, except they only had a room on … (read more)

The Village at Arborwood Senior Community

820 Cleveland Road, Granger, IN, 46530

I didn’t tour Village at Arborwood, but I spoke to somebody when I went there to pick up some information. The lobby area looked very inviting and very new, and it was three stories. This one was mo … (read more)
I didn’t tour Village at Arborwood, but I spoke to somebody when I went there to pick up some information. The lobby area looked very inviting and very new, and it was three stories. This one was mo … (read more)

Wood Ridge Assisted Living Community

17650 Generations Drive, South Bend, IN, 46635

Wood Ridge Assisted Living Community is located in South Bend, Indiana, just minutes from I-90. Residents and visitors give high marks to the friendly, attentive and accommodating staff. Residents app … (read more)
Wood Ridge Assisted Living Community is located in South Bend, Indiana, just minutes from I-90. Residents and visitors give high marks to the friendly, attentive and accommodating staff. Residents app … (read more)

Holy Cross Village at Notre Dame

54515 Rte 933, PO Box 303, Notre Dame, IN, 46556

The staff have been very welcoming from the very beginning. Now even after my parents have moved in they greet me when I come to visit. The staff is wonderful in communicating updates on my parents. … (read more)
The staff have been very welcoming from the very beginning. Now even after my parents have moved in they greet me when I come to visit. The staff is wonderful in communicating updates on my parents. … (read more)

Wellbrooke of South Bend

52565 State Road 933, South Bend, IN, 46637

Located near Wabash County Hospital, Wellbrooke of Southbend is an assisted living facility in South Bend, Indiana, offering apartment-style living with a variety of floor plans and common areas for … (read more)
Located near Wabash County Hospital, Wellbrooke of Southbend is an assisted living facility in South Bend, Indiana, offering apartment-style living with a variety of floor plans and common areas for … (read more)

COVID-19 Rules for Assisted Living in Mishawaka

Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in Indiana. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

What to Consider About Assisted Living in Mishawaka

Assisted living facilities in Mishawaka are regulated at the federal level by the Indiana State Department of Health, Division of Long Term Care (ISDH) Indiana Division of Aging (DA). The division sets the rule and regulations assisted living facilities must abide by for the safety and well-being of residents. It also performs regular inspections of facilities.

Benefits and Drawbacks of Assisted Living in Mishawaka

  • The cost of living in Mishawaka is lower than the national average when compared to other cities in Indiana. This, combined with relatively affordable assisted living fees, makes the city an appealing option for seniors on a low income.
  • It’s easy for seniors to access the medical care they need, and they’ll have a choice of providers. There are three hospitals in or very close to Mishawaka, including the Mishawaka Medical Center and the Unity Medical Hospital. 
  • Drinking water quality in Mishawaka exceeds the standards set by the Environmental Protection Agency. This means the water is clean and safe to drink. However, it has a hardness rating of 324 PPM, which is quite hard and may cause irritation to a person’s skin if they have eczema or other skin conditions. Fortunately, this can be mitigated with the use of water softening filters.
  • Violent crime rates in Mishawaka are far lower than the national average. However, property crime rates are almost twice the national average. Many assisted living communities are gated, with 24-hour staffing and security cameras, so seniors can feel safe and not worry about theft.
  • Indiana is relatively tax-friendly for seniors. Social Security income is untaxed, and property taxes are relatively low compared to the national average. Income from pensions and retirement savings accounts is subject to tax.
  • Getting around the city is relatively easy thanks to the transportation program run by REAL Services. This program helps those aged 60 or over with limited access to transportation attend appointments, run errands or access other services they would not otherwise be able to travel to.

Paying for Assisted Living in Mishawaka

The average monthly cost of assisted living in Mishawaka is $3,308 per month. The fees charged by individual communities may vary depending on the facility’s size, location and services.

The Cost of Assisted Living In Nearby Cities

Assisted living fees vary across the state, but Mishawaka’s are far lower than the state and national averages of $4,283 and $4,500, respectively. Fees in Muncie are similarly affordable, at just $3,695. Heading south, facilities in Bloomington charge fees in line with the state average, while Evansville is slightly more expensive ($4,389), and assisted living prices in Columbus are far higher at $4,661.

$3308

Mishawaka

$4283

Indiana

$4500

United States

$3695

Muncie

$4283

Bloomington

$4661

Columbus

$4389

Evansville

The Cost of Other Types of Senior Care

In addition to assisted living, seniors can also choose from several other types of care. Adult day health care is usually the most affordable option, as it’s delivered during daytime hours and in a group setting. Average prices for this type of care in Mishawaka are not available. Home care and home health care services, which provide similar support to that offered in assisted living communities, but in the privacy of the seniors’ own home, charge an average of $5,672. Nursing home facilities charge $8,366 for a semiprivate room.

$5672

In-Home Care

$5672

Home Health Care

$3308

Assisted Living Facility

$8366

Nursing Home Facility (semiprivate room)

Note: Care cost data for Mishawaka was not available, so data for the closest city, South Bend, was used instead.

Financial Assistance for Assisted Living in Mishawaka

Seniors in Mishawaka can apply to receive financial assistance from several programs to help pay for assisted living. Currently, there are four programs available: Indiana Medicaid, the state’s Medicaid Aged and Disabled 1915 (c) Waiver program, the Indiana Residential Care Assistance Program (RCAP) and Supplemental Security Income – Category G.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Paying for Assisted Living in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana

page.

Free Assisted Living Resources in Mishawaka

Mishawaka’s seniors can seek advice and support from a variety of local organizations. These government groups and nonprofits offer advice, information and support for local older adults, helping them remain independent as they age and access the care they need, when they need it.

Resource 

Contact 

Description 

(574) 233-8205 

REAL Services is the Aging and Disability Resource Center for Northern Indiana. It helps seniors and their caregivers understand the services and benefits that are available to them. It can assist with transportation, Medicare and Medicaid advice and benefits counseling. These services are delivered free of charge. 

(574) 235-9978 

The Veterans Services Officer for St Joseph County advises veterans and their immediate relatives on the benefits and services available to them. The VSO can assist with Aid & Attendance payment claims, pensions and benefits, as well as advise on veteran-friendly medical care, long-term care services, housing and transportation options. 

(574) 234-8121

Indiana Legal Services is a nonprofit law firm that works with low-income Indiana residents. It offers free civil legal advice and representation. The firm has lawyers specializing in elder law and can assist with cases involving family law, estate planning and elder abuse.  

(574) 258-1664

Battell Community Center runs a variety of programs for Mishawaka residents, including senior-focused activities. Its program includes yoga, Zumba and other exercise classes, as well as entertainment and educational sessions hosted in the venue's spacious auditorium. The center serves as a hub for all the area's residents.

(574) 233-2131  

Transpo operates bus routes across South Bend and Mishawaka. These fixed-route services cover the most popular destinations in the area, such as shopping malls and medical centers. Transpo offers half-price fares to seniors. 

Assisted Living Laws and Regulations in Mishawaka

Mishawaka Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Indiana