Located along the St. Joseph River, South Bend is home to a large population of older adults: Of the city’s 102,026 inhabitants, 12.8% are seniors 65 years of age or older. For medical assistance, those seniors have multiple options, with one being Memorial Hospital. There, services include rehabilitation and cancer and surgical care. Also available is the Saint Joseph Health System, which offers a senior living program and many other specialized care types.

In South Bend, the average nursing home charges $7,984 for a semiprivate room, according to the Genworth 2020 Cost of Care Survey. That is somewhat higher than what the average American pays, which is $7,756. Nursing homes provide care for residents who require intensive levels of attention. Usually, staff members are on hand 24/7, and residents have access to nursing and rehabilitation services as well as visiting physicians. Though they don’t provide the same level of care, assisted living and home health care are usually more affordable, and they may be better options for more independent seniors.

Next, this guide covers specific price points for South Bend senior care. Then, the guide concludes with a look at several elder-focused resources in the South Bend area.

Directory of Nursing Homes in South Bend, IN

St. Paul’s

3602 S. Ironwood Dr., South Bend, IN, 46614

Bed Bugs!!!! Run Run Run!!!! My Mom was getting bites on her neck, arms, back and legs for 3 weeks. I complained to the directors and staff that something was biting her. After doing my own investigat … (read more)
Bed Bugs!!!! Run Run Run!!!! My Mom was getting bites on her neck, arms, back and legs for 3 weeks. I complained to the directors and staff that something was biting her. After doing my own investigat … (read more)

Southfield Village

6450 Miami Circle, South Bend, IN, 46614


Cardinal Nursing & Rehabilitation

1121 E. LaSalle Ave., South Bend, IN, 46617

I visited with my Ward (I’ve been his guardian for 6 years at this same facility) approximately a week or two ago. I was very impressed with the cleanliness of the nursing home and even mentioned it … (read more)
I visited with my Ward (I’ve been his guardian for 6 years at this same facility) approximately a week or two ago. I was very impressed with the cleanliness of the nursing home and even mentioned it … (read more)

Healthwin

20531 DARDEN ROAD, South Bend, IN, 46637

My brother selected Healthwin, and we’re happy. What made us choose the place was the reputation of their rehab department, and the fact that’s been in the area for a long time. It’s a very clean an … (read more)
My brother selected Healthwin, and we’re happy. What made us choose the place was the reputation of their rehab department, and the fact that’s been in the area for a long time. It’s a very clean an … (read more)

Briarcliff Health & Rehabilitation

5024 Western Ave, South Bend, IN, 46619

I toured the facility for a loved one. The facility was very well lit, spacious and clean. The staff were very friendly and professional and were very engaged with patients in activities. It was gr … (read more)
I toured the facility for a loved one. The facility was very well lit, spacious and clean. The staff were very friendly and professional and were very engaged with patients in activities. It was gr … (read more)

Trailpoint Village

1950 Ridgedale Rd., South Bend, IN, 46614

The facility we looked at was Ironwood Health Rehab, and we were very pleased. It’s very clean, caring, and efficient. The workers were very nice, friendly, and helpful, and they took very good care … (read more)
The facility we looked at was Ironwood Health Rehab, and we were very pleased. It’s very clean, caring, and efficient. The workers were very nice, friendly, and helpful, and they took very good care … (read more)

Wellbrooke of South Bend

52565 State Road 933, South Bend, IN, 46637

Located near Wabash County Hospital, Wellbrooke of Southbend is an assisted living facility in South Bend, Indiana, offering apartment-style living with a variety of floor plans and common areas for … (read more)
Located near Wabash County Hospital, Wellbrooke of Southbend is an assisted living facility in South Bend, Indiana, offering apartment-style living with a variety of floor plans and common areas for … (read more)

West Bend Nursing & Rehabilitation

4600 W. Washington St., South Bend, IN, 46619

Even with the challenges of staffing and COVID in healthcare, West Bend’s staff have gone above and beyond to accommodate my family member. The managers are very informative and kept our family update … (read more)
Even with the challenges of staffing and COVID in healthcare, West Bend’s staff have gone above and beyond to accommodate my family member. The managers are very informative and kept our family update … (read more)

Holy Cross Long-Term Nursing Care

17475 DUGDALE DR, South Bend, IN, 46635

I found this facility old and poorly maintained and staffed. None of the drinking fountains worked and the floors were stained. The medical staff seemed to be preoccupied with their cell phones and d … (read more)
I found this facility old and poorly maintained and staffed. None of the drinking fountains worked and the floors were stained. The medical staff seemed to be preoccupied with their cell phones and d … (read more)

Signature Healthcare of South Bend

52654 N. Ironwood, South Bend, IN, 46635

This place was horrible. At least 90% of the staff is from a nursing agency because they can’t keep good help. The agency people didn’t know me and changed on a whim. The rooms are nice in the pictur … (read more)
This place was horrible. At least 90% of the staff is from a nursing agency because they can’t keep good help. The agency people didn’t know me and changed on a whim. The rooms are nice in the pictur … (read more)

Milton Home

206 E MARION ST, South Bend, IN, 46601

Aunt stayed for 2 weeks while primary caregiver was out of town. When family came to pick her up, she was asleep at a table along with another woman. Both were soaked in urine. Her glucose level wa … (read more)
Aunt stayed for 2 weeks while primary caregiver was out of town. When family came to pick her up, she was asleep at a table along with another woman. Both were soaked in urine. Her glucose level wa … (read more)


Wellbrooke Of South Bend

52565 State Road 933, South Bend, IN, 46637


Belltower Health & Rehabilitation Center

5805 North Fir Road, Granger, IN, 46530

I had my mom here. They have some fabulous people who work here. They were always so kind to mom. They provided us with everything my mom would have wanted in her last days. I cannot thank you enough … (read more)
I had my mom here. They have some fabulous people who work here. They were always so kind to mom. They provided us with everything my mom would have wanted in her last days. I cannot thank you enough … (read more)

Holy Cross Village at Notre Dame

54515 Rte 933, PO Box 303, Notre Dame, IN, 46556

I felt Holy Cross Village was nice and friendly but too spread out for my husband’s physical capabilities. I thought the dining setup was nice, and the staff seems fine, but it was very expensive.
I felt Holy Cross Village was nice and friendly but too spread out for my husband’s physical capabilities. I thought the dining setup was nice, and the staff seems fine, but it was very expensive.

West Woods of Niles

1211 STATE LINE RD, Niles, MI, 49120

Some nurses don’t even know how to prop up a stroke patient.. leave her laying flat and nothing under her arms. Was there last night for 6.5 hours and never received any medicine. I have lots more sim … (read more)
Some nurses don’t even know how to prop up a stroke patient.. leave her laying flat and nothing under her arms. Was there last night for 6.5 hours and never received any medicine. I have lots more sim … (read more)

Sprenger Health Care

60257 Bodnar Boulevard, Mishawaka, IN, 46544

Sprenger Health Care of Mishawaka is terrible. They had a lot of clothes missing and stuff. They didn’t clean my brother’s room. They also had to take him to the emergency room because his catheter wa … (read more)
Sprenger Health Care of Mishawaka is terrible. They had a lot of clothes missing and stuff. They didn’t clean my brother’s room. They also had to take him to the emergency room because his catheter wa … (read more)

Creekside Village

1420 E. Douglas Rd, Mishawaka, IN, 46545

My husband was at Creekside Village for a while. The staff was very nice. The rooms were very nice. There’re shared units with a shared bathroom, but it’s separate where you don’t have to be in contac … (read more)
My husband was at Creekside Village for a while. The staff was very nice. The rooms were very nice. There’re shared units with a shared bathroom, but it’s separate where you don’t have to be in contac … (read more)

Mishawaka Living Center

811 E 12TH ST, Mishawaka, IN, 46544

This is an excellent nursing home, I have worked here as a volunteer and planning to get an actually paid job. So it highly recommend it.
This is an excellent nursing home, I have worked here as a volunteer and planning to get an actually paid job. So it highly recommend it.

Golden Livingcenter – Fountainview

609 W TANGLEWOOD LANE, Mishawaka, IN, 46545

understaffed, unorganized, billing is always wrong. lost/misplaced personal things. rooms are not clean and need updating.
understaffed, unorganized, billing is always wrong. lost/misplaced personal things. rooms are not clean and need updating.

Nursing Home Costs in South Bend, IN

In South Bend, the median rate for a semiprivate nursing home room is $7,984, and it is $9,855 for a private room.

The Cost of Nursing Home Care in Nearby Cities

On an average monthly basis, South Bend’s semiprivate nursing home rooms cost a bit more than is typical across the country, where the rate is $7,756. South Bend’s nursing homes are also more expensive than the Indiana state average of $7,133.

That pattern holds for South Bend in comparison to several nearby cities as well. For instance, South Bend is over $600 more expensive than Elkhart and Fort Wayne, and the difference is even larger between South Bend and Kokomo, which has a rate of $7,148. Michigan City, however, is pricier than South Bend.

$7984

South Bend

$7133

Indiana

$7756

The United States

$7361

Elkhart

$7300

Fort Wayne

$7148

Kokomo

$8060

Michigan City

The Cost of Other Types of Senior Care

For long-term care planning, data on different senior care options’ price points may be of use. In South Bend, adult day health care is the most affordable setup, with an average monthly rate of $1,300. Home care and home health care have identical median rates of $4,767. Assisted living is a bit pricier, coming in at $4,819. Nursing homes are the most costly option, with semiprivate rooms costing $7,984 and private rooms costing $9,855.

$4767

Home care

$4767

Home health care

$1300

Adult day health care

$4819

Assisted living

$7984

Nursing home (semiprivate room)

$9855

Nursing home (private room)

Financial Assistance for Nursing Home Care in South Bend, IN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in South Bend, IN

As seniors age, they and their families can utilize many local resources, such as those listed below. Some of the following organizations and services have the goal of keeping seniors in their homes and communities by preserving their independence for as long as possible. Others support older adults when long-term care in a facility-based setting has become the best option.

ResourceContact Service
REAL Services

(574) 233-8205REAL Services’ offerings include a Meals on Wheels program that covers five meals per week for eligible recipients. The organization also provides transportation to medical appointments and other important destinations for seniors. Those two services have a minimum age of 60 for clients. Other offerings include assistance with energy bills and caregiver support as well as Medicare counseling through the State Health Insurance Assistance Program.
Aging and Disability Resource Center(574) 284-7107
Overseen by REAL Services, the ADRC is a valuable source of information and referrals for older adults and their caregivers. For instance, it can help clients figure out what to do when living alone without help is no longer viable for a senior. The ADRC connects clients with federal, state and local programs and performs eligibility screenings. 
Long-Term Care Ombudsman Program(800) 622-4484
Residents of long-term care facilities can contact the LTC Ombudsman Program for information and advocacy. Family members of residents can as well. This program’s free and confidential services include education, problem resolution and communication with facility staff members. Note: The number at left is for the statewide information line; phone numbers for local representatives are available here.
Habitat for Humanity of St. Joseph County(574) 288-6967
Through its Aging in Place program, Habitat for Humanity makes dwellings suitable for seniors 60 years of age and older. The program focuses on specific repairs and does not perform cosmetic work. Services are limited to single-family detached homes. Clients must own their homes, and the household must include a resident who is 60 years of age or older. Income limits apply as well.
St. Joseph County Veterans Service Office(574) 235-9978
In Indiana, each county’s Veterans Service Office helps military veterans and their family members access benefits. These offices liaison with the Indiana Department of Veterans Affairs and the United States Department of Veterans Affairs. The number for St. Joseph County’s office is at left, and older adults who served may find it useful for accessing financial and health care benefits.