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The 10 Best Nursing Homes in South Bend, IN for 2024

Located along the St. Joseph River, South Bend is home to a large population of older adults: Of the city’s 102,026 inhabitants, 12.8% are seniors 65 years of age or older. For medical assistance, those seniors have multiple options, with one being Memorial Hospital. There, services include rehabilitation and cancer and surgical care. Also available is the Saint Joseph Health System, which offers a senior living program and many other specialized care types.

In South Bend, the average nursing home charges $7,984 for a semiprivate room, according to the Genworth 2020 Cost of Care Survey. That is somewhat higher than what the average American pays, which is $7,756. Nursing homes provide care for residents who require intensive levels of attention. Usually, staff members are on hand 24/7, and residents have access to nursing and rehabilitation services as well as visiting physicians. Though they don’t provide the same level of care, assisted living and home health care are usually more affordable, and they may be better options for more independent seniors.

Next, this guide covers specific price points for South Bend senior care. Then, the guide concludes with a look at several elder-focused resources in the South Bend area.

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Nursing Home Facilities in South Bend, Indiana

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Nursing Home Costs in South Bend, IN

In South Bend, the median rate for a semiprivate nursing home room is $7,984, and it is $9,855 for a private room.

The Cost of Nursing Home Care in Nearby Cities

On an average monthly basis, South Bend’s semiprivate nursing home rooms cost a bit more than is typical across the country, where the rate is $7,756. South Bend’s nursing homes are also more expensive than the Indiana state average of $7,133.

That pattern holds for South Bend in comparison to several nearby cities as well. For instance, South Bend is over $600 more expensive than Elkhart and Fort Wayne, and the difference is even larger between South Bend and Kokomo, which has a rate of $7,148. Michigan City, however, is pricier than South Bend.

South Bend

$7,984

Indiana

$7,133

The United States

$7,756

Elkhart

$7,361

Fort Wayne

$7,300

Kokomo

$7,148

Michigan City

$8,060

The Cost of Other Types of Senior Care

For long-term care planning, data on different senior care options’ price points may be of use. In South Bend, adult day health care is the most affordable setup, with an average monthly rate of $1,300. Home care and home health care have identical median rates of $4,767. Assisted living is a bit pricier, coming in at $4,819. Nursing homes are the most costly option, with semiprivate rooms costing $7,984 and private rooms costing $9,855.

Home care

$4,767

Home health care

$4,767

Adult day health care

$1,300

Assisted living

$4,819

Nursing home (semiprivate room)

$7,984

Nursing home (private room)

$9,855

Financial Assistance for Nursing Home Care in South Bend, IN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in South Bend, IN

As seniors age, they and their families can utilize many local resources, such as those listed below. Some of the following organizations and services have the goal of keeping seniors in their homes and communities by preserving their independence for as long as possible. Others support older adults when long-term care in a facility-based setting has become the best option.

ResourceContactService
REAL Services(574) 233-8205REAL Services’ offerings include a Meals on Wheels program that covers five meals per week for eligible recipients. The organization also provides transportation to medical appointments and other important destinations for seniors. Those two services have a minimum age of 60 for clients. Other offerings include assistance with energy bills and caregiver support as well as Medicare counseling through the State Health Insurance Assistance Program.
Aging and Disability Resource Center(574) 284-7107
Overseen by REAL Services, the ADRC is a valuable source of information and referrals for older adults and their caregivers. For instance, it can help clients figure out what to do when living alone without help is no longer viable for a senior. The ADRC connects clients with federal, state and local programs and performs eligibility screenings. 
Long-Term Care Ombudsman Program(800) 622-4484
Residents of long-term care facilities can contact the LTC Ombudsman Program for information and advocacy. Family members of residents can as well. This program’s free and confidential services include education, problem resolution and communication with facility staff members. Note: The number at left is for the statewide information line; phone numbers for local representatives are available here.
Habitat for Humanity of St. Joseph County(574) 288-6967
Through its Aging in Place program, Habitat for Humanity makes dwellings suitable for seniors 60 years of age and older. The program focuses on specific repairs and does not perform cosmetic work. Services are limited to single-family detached homes. Clients must own their homes, and the household must include a resident who is 60 years of age or older. Income limits apply as well.
St. Joseph County Veterans Service Office(574) 235-9978
In Indiana, each county’s Veterans Service Office helps military veterans and their family members access benefits. These offices liaison with the Indiana Department of Veterans Affairs and the United States Department of Veterans Affairs. The number for St. Joseph County’s office is at left, and older adults who served may find it useful for accessing financial and health care benefits.

Reviews of Communities Nearby

Nursing Homes

Dianne Simmons

I am a friend or relative of a current/past resident

Review of Milton Home

My aunt had a recent stay here. The staff was engaging and friendly. The rehab was wonderful and got my aunt back on her feet and back home quicker than we expected!

Read more

Nursing Homes

starduffee

I visited this facility

Review of Trailpoint Village

As soon as you walk in the door it reaks of p!ss and the farther you walk in the worse it smells. The staff was very rude and seemed bothered when they interact with visitors or residents. Paint...

Read more

Nursing Homes

Deborah

I am a friend or relative of a current/past resident

Review of West Bend Nursing & Rehabilitation

We had to move my dad out of West Bend Nursing and Rehabilitation. It's terrible. Every time they called us, he ended up in somebody else's room (because he was going to the bathroom). They were...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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