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The 10 Best Nursing Homes in Elkhart, IN for 2024

Elkhart is located in northern Illinois and home to Elkhart General Hospital, a comprehensive medical facility specializing in cancer care, orthopedics and several other disciplines. There are several hospitals within driving distance that provide easy access to health care services for its estimated 54,000 residents, almost 14% of whom are at least 65 years old.

The city also has several nursing homes to meet the needs of seniors requiring extensive medical care. These facilities provide skilled nursing services, such as wound care and medical monitoring, along with personalized care plans, and residents live in semiprivate or private rooms. In Elkhart, nursing homes charge base rates of $8,111 per month, which is slightly higher than the national median and significantly more expensive than the Indiana average. Assisted living or home health care may be affordable alternatives for seniors who don’t require around-the-clock medical care.

Through this guide, seniors and their families can learn how local nursing home rates compare to costs in nearby cities, as well as the state and nation averages. It also includes local resources that can help seniors and their families make well-informed decisions about their care.

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Nursing Home Facilities in Elkhart, Indiana

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Nursing Home Costs in Elkhart, IN

Nursing homes in Elkhart charge $8,111 per month for shared rooms and $9,688 for private rooms. 

The Cost of Nursing Home Care in Nearby Cities

Nursing home rates in Elkhart start at $8,111 per month, which is almost a thousand dollars more than the Indiana median of $7,270 and only a couple of hundred dollars more than the national average of $7,908. Seniors may save money by opting for care in Elkhart instead of South Bend, where facilities charge $8,366. Rates in Kokomo are on par with the national average, and in Fort Wayne, seniors pay $7,574 per month for nursing home care. Muncie has the lowest rates in the region at $6,649.

Elkhart

$8,111

Indiana

$7,270

United States

$7,908

Fort Wayne

$7,574

Muncie

$6,649

South Bend

$8,366

Kokomo

$7,908

The Cost of Other Types of Senior Care

Nursing home care is the most expensive long-term care option in Elkhart, with average monthly rates of $8,111 for semiprivate rooms and $9,688 for private accommodations. Assisted living rates are almost half the cost of nursing home care, and seniors who can receive their care at home may opt for in-home care or home health care, which both cost  $5,768. At $1,300 per month, adult day health care is the most affordable long-term care option in Elkhart.

In-Home Care

$5,768

Home Health Care

$5,768

Adult Day Health Care

$1,300

Assisted Living Facility

$4,250

Nursing Home (semiprivate room)

$8,111

Nursing Home (private room)

$9,688

Financial Assistance for Nursing Home Care in Elkhart, IN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free & Low-Cost Resources for Seniors in Elkhart, IN

Elkhart seniors can receive help and support from numerous local agencies. These agencies help current and prospective nursing home residents assess local facilities, find ways to pay for care and make informed decisions about their care. The following table includes top resources for Elkhart seniors, including the Council on Aging, the Long-Term Care Ombudsman and the local Veterans Affairs office. 

ResourceContactService
Council on Aging(574) 295-1820The local Council on Aging assists Elkhart seniors with nonemergency transportation to medical appointments, and it offers in-home services that may help many local seniors avoid or delay nursing home placement. The office can also provide tax preparation assistance and referrals to other community-based programs.
Indiana Legal Services, Inc.(844) 243-8570Indiana Legal Services provides free legal assistance for civil matters to seniors throughout the state, including those in Elkhart. The office's lawyers can help seniors review nursing home contracts and resolve issues, such as denied health insurance claims. It can also assist with guardianship issues and advance care directives.
Long-Term Care Ombudsman(800) 552-7928The Long-Term Care Ombudsman can help Elkhart seniors assess local nursing homes, understand their rights and identify ways to pay for nursing home care. The ombudsman inspects facilities regularly and follows up on complaints to ensure seniors get the treatment they deserve.
Indiana Department of Veterans Affairs - Elkhart County(574) 523-2342Through the local Veterans Affairs office in nearby Goshen, veterans can get help with applying for benefits, such as Aid and Attendance, which may help cover nursing home costs. Seniors can also be assessed for veterans home placement, which may provide an affordable alternative to local nursing homes.
Meals on Wheels(574) 256-1649Meals on Wheels delivers hot meals to Elkhart seniors who are homebound or otherwise unable to obtain or cook food for themselves. Services are available to seniors aged 60 and older, and meals are delivered 5 days per week. Volunteers also conduct wellness checks.

Reviews of Communities Nearby

Nursing Homes

Anne

I am a friend or relative of a current/past resident

Review of Hubbard Hill Estates

My father is in long-term care at Hubbard Hill Estates. They provide all levels of care from memory care to independent living. They have a very thorough rehab program for their skilled nursing....

Read more

Nursing Homes

Heather

I am a friend or relative of a current/past resident

Review of Greenleaf Health Campus

My dad stayed at Greenleaf Health Campus for rehab. It's older, and the rooms are not as nice as where he is now. The physical therapy department there lacks a little bit, I don't think they're...

Provider response

Hi Heather, thank you for taking the time to tell us about your dad's experience at Greenleaf Health Campus. We appreciate your feedback and are happy that our staff met your expectations.

Read more

Nursing Homes

titis

I am/was a resident of this facility

Review of East Lake Nursing & Rehabilitation Center

Kitchen manager serves hard dry food

Read more

Helpful Articles

Nursing Homes near Elkhart, IN

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Other Options in Elkhart, IN

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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