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The 10 Best Nursing Homes in Mishawaka, IN for 2024

Nursing Home Facilities in Mishawaka, Indiana

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On this page:

  • Nursing Home Facilities in Mishawaka, Indiana
  • Nursing Home Costs in Mishawaka, IN
  • Financial Assistance for Nursing Home Care in Mishawaka, IN
  • Free Resources for Seniors in Mishawaka, IN
  • Helpful Articles

Nursing Home Costs in Mishawaka, IN

The average cost of nursing home care in Mishawaka is $8,366 for a semiprivate room and $9,308 for private accommodations.

The Cost of Nursing Home Care in Nearby Cities

While care costs in Indiana tend to fall below the U.S. national average of $7,908, seniors in nursing homes can expect to pay close to $1,100 more per month than they would in a typical Indiana city. These numbers are based on the rates for semiprivate rooms.

Other cities in the region are similarly priced, such as Elkhart at $8,111 per month. Michigan City is even more expensive at a monthly average of $8,456. Seniors will find slightly more affordable rates in Fort Wayne, where nursing home care costs $7,574. Traveling further south, prices are even lower in the capital city of Indianapolis at $7,057 per month.

Mishawaka

$8,366

Indiana

$7,270

The United States

$7,908

Michigan City

$8,456

Elkhart

$8,111

Fort Wayne

$7,574

Fort Wayne

$7,057

The Cost of Other Types of Senior Care

There are several other long-term care options for seniors in Mishawaka to explore, including assisted living. The most affordable option is $3,308 per month. In-home care and home health care services, which allow seniors to age in place at home, both cost an average of $5,672. Nursing home facilities offer the most comprehensive care services and are the most expensive option at $8,366 per month for semiprivate rooms and $9,308 for private rooms.

In-Home Care

$5,672

Home Health Care

$5,672

Assisted Living

$3,308

Nursing Home (semiprivate room)

$8,366

Nursing Home (private room)

$9,308

Financial Assistance for Nursing Home Care in Mishawaka, IN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Mishawaka, IN

There are a number of organizations and agencies in Mishawaka offering programs and services to support the needs of seniors. These include assistance with navigating long-term care options, financial management, benefits counseling and wellness programming. Resources are also available to help seniors age in place and avoid early institutionalization, such as in-home care services, transportation, nutrition programs and caregiver assistance.

ResourceContactService
REAL Services(574) 233-8205As the region's designated Area Agency on Aging, REAL Services offers a range of programs to help seniors thrive as they age. The organization operates in 12 counties across Northern Indiana, including St. Joseph County. Programs include financial guidance, Medicare counseling, household assistance and care management, transportation, and nutrition services. REAL Services also functions as the region's Aging and Disability Resource Center (ADRC).
Saint Joseph Health System Senior Services(574) 335-4689Saint Joseph Health System's Senior Services program helps older adults continue to enjoy healthy, active lifestyles through a variety of programs and community health outreach initiatives. Program navigators can help seniors locate physicians and specialists, organize medication delivery, arrange long-term care services and provide referrals to support groups. SJHS also offers free tests and health screenings, diabetes management services and fitness programs for seniors aged 55 and up.
Aging in Place Program

(574) 288-6967Sponsored by Habitat for Humanity, the Aging in Place Program is designed to help seniors continue to live safely, independently and comfortably in their own homes. The program provides financial assistance for maintenance and modifications services that will improve a home's safety, energy efficiency and accessibility. The program is open to adults aged 60 and older living in St. Joseph County who meet the established income limitations.
Saint Joseph PACE(574) 247-8700Saint Joseph PACE (Programs of All-inclusive Care for the Elderly) offers an alternative to nursing home care by helping seniors manage their health care and social needs. Services include in-home nursing care, prescription drug coverage, home-delivered meals, free transportation services and caregiver support.
Indiana Legal Services(844) 243-8570Indiana Legal Services provides free legal assistance and representation to low-income individuals across Indiana. Older adults can benefit from the organization's Senior Law Project, which covers cases dealing with consumer fraud, public health benefits, long-term care issues and estate planning. Issues of elder abuse are covered under ILS's Legal Assistance for Victimized Adults Project.

Reviews of Communities Nearby

Nursing Homes

scorpion2286

I am a friend or relative of a current/past resident

Review of Belltower Health & Rehabilitation Center

Only a few there actually cared. For basic things, you have to go in and say something about it. Transportation is not willing to change their schedule to fit a patient's appointment. They will...

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Nursing Homes

anon1111

I am a friend or relative of a current/past resident

Review of Golden Livingcenter - Fountainview

I would never willingly let any loved one be placed here. CNA staff is lazy and rude, put their own breaks above patient care and definitely don’t treat their residents as I’m sure they would hope...

Read more

Nursing Homes

Nancy

I am a friend or relative of a current/past resident

Review of Creekside Village

My husband was at Creekside Village for a while. The staff was very nice. The rooms were very nice. There're shared units with a shared bathroom, but it's separate where you don't have to be in...

Read more

Helpful Articles

Nursing Homes near Mishawaka, IN

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Other Options in Mishawaka, IN

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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