Assisted Living Facilities in Richmond, IN

Richmond is located in east-central Indiana in the Dayton, Ohio, metro area. This city has over 35,000 residents and a large senior community that accounts for nearly a fifth of the population. It has a very low cost of living, which may enable older adults to maintain a comfortable standard of living throughout their retirement years. The city also offers a generally comfortable climate, retirement-friendly tax laws and affordable and accessible health care.  

Older adults who want to remain in the community but need some personal care services may opt for assisted living. These residential care communities offer daily meals and attendant care, along with general housekeeping and laundry, recreational activities and transportation services for a worry-free lifestyle. The Genworth 2020 Cost of Care Survey discloses that this region is among the more expensive options in Indiana for assisted living, with seniors in Richmond paying $5,245 per month on average for care. 

This guide provides an overview of assisted living in Richmond, including benefits of living in this region, more information on senior care costs and an outline of the services and programs that help older adults make decisions regarding their care.   

Directory of Assisted Living Facilities in Richmond, IN

Arbor Trace

3701 Hodgin Rd, Richmond, IN, 47374

23 reviews

Arbor Trace was very nice, and the gentleman that showed us around was also very nice. The rooms were also nice, but for assisted living we were hoping for a little bit more size-wise. It’s very nice, … (read more)

Arbor Trace was very nice, and the gentleman that showed us around was also very nice. The rooms were also nice, but for assisted living we were hoping for a little bit more size-wise. It’s very nice, although we were looking for more space for both our parents. They have quite a few activities for the residents. The whole community seems to be very nice. The people we met were very nice, and the facilities were nice and clean. We were very happy with it. We just need to convince our parents. (read less)

Arbor Trace was very nice, and the gentleman that showed us around was also very nice. The rooms were also nice, but for assisted living we were hoping for a little bit more size-wise. It’s very nice, … (read more)

Arbor Trace was very nice, and the gentleman that showed us around was also very nice. The rooms were also nice, but for assisted living we were hoping for a little bit more size-wise. It’s very nice, although we were looking for more space for both our parents. They have quite a few activities for the residents. The whole community seems to be very nice. The people we met were very nice, and the facilities were nice and clean. We were very happy with it. We just need to convince our parents. (read less)

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Brookdale Richmond

3700 South A Street, Richmond, IN, 47374

10 reviews

My mom and I visited Brookdale Richmond for my mom’s grandmother. The place was clean. They had very friendly people and friendly staff. We did not get to tour much. We just sat in one room and looked … (read more)

My mom and I visited Brookdale Richmond for my mom’s grandmother. The place was clean. They had very friendly people and friendly staff. We did not get to tour much. We just sat in one room and looked at a room. The person who did the tour was the director. (read less)

My mom and I visited Brookdale Richmond for my mom’s grandmother. The place was clean. They had very friendly people and friendly staff. We did not get to tour much. We just sat in one room and looked … (read more)

My mom and I visited Brookdale Richmond for my mom’s grandmother. The place was clean. They had very friendly people and friendly staff. We did not get to tour much. We just sat in one room and looked at a room. The person who did the tour was the director. (read less)

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Friends Fellowship Community

2030 Chester Blvd, Richmond, IN, 47374

7 reviews

Friends Fellowship was a very nice place but just too big and too ritzy. However, it would be our second choice. They have long-term care, assisted living, and independent living on five floors. We’ … (read more)

Friends Fellowship was a very nice place but just too big and too ritzy. However, it would be our second choice. They have long-term care, assisted living, and independent living on five floors. We’ve been to two funerals there and know people who still live there, but Grandma didn’t want to live in such a big place. They provide everything, like trips out, cleaning, and laundry. It’s an excellent place. The staff was functional and polite. I’d rate it as a five because it’s a well-run business, but it’s not where we want Grandma to be. She did not feel comfortable even though one of her friends lives there. (read less)

Friends Fellowship was a very nice place but just too big and too ritzy. However, it would be our second choice. They have long-term care, assisted living, and independent living on five floors. We’ … (read more)

Friends Fellowship was a very nice place but just too big and too ritzy. However, it would be our second choice. They have long-term care, assisted living, and independent living on five floors. We’ve been to two funerals there and know people who still live there, but Grandma didn’t want to live in such a big place. They provide everything, like trips out, cleaning, and laundry. It’s an excellent place. The staff was functional and polite. I’d rate it as a five because it’s a well-run business, but it’s not where we want Grandma to be. She did not feel comfortable even though one of her friends lives there. (read less)

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Forest Park Health Campus

2401 South L Street, Richmond, IN, 47374

6 reviews

Forest Park Health Campus is wonderful. I couldn’t be happier. The staff members all go above and beyond. They’re kind and loving. They’re just super. My mother feels as if she is at home. Their food … (read more)

Forest Park Health Campus is wonderful. I couldn’t be happier. The staff members all go above and beyond. They’re kind and loving. They’re just super. My mother feels as if she is at home. Their food is wonderful. I have eaten with her several times. They give them plenty of time to eat. They’re well-balanced meals. There are lots of their favorite things in their age group. There are lots of choices too. I can’t say enough about it. Today they took a trip to Walmart to go shopping. Every day they have something musical with someone playing the piano, or singing, or there’s a sing-a-long. They do lots of group exercising, they have movie nights once a week, they have wonderful church services, they play cards, and games, they do crafts, and there’s cooking twice a week. Going to Forest Park Health Campus with my mother has made a big decision much easier. She is so much healthier and able to get up and do things that she wasn’t able to do before. (read less)

Forest Park Health Campus is wonderful. I couldn’t be happier. The staff members all go above and beyond. They’re kind and loving. They’re just super. My mother feels as if she is at home. Their food … (read more)

Forest Park Health Campus is wonderful. I couldn’t be happier. The staff members all go above and beyond. They’re kind and loving. They’re just super. My mother feels as if she is at home. Their food is wonderful. I have eaten with her several times. They give them plenty of time to eat. They’re well-balanced meals. There are lots of their favorite things in their age group. There are lots of choices too. I can’t say enough about it. Today they took a trip to Walmart to go shopping. Every day they have something musical with someone playing the piano, or singing, or there’s a sing-a-long. They do lots of group exercising, they have movie nights once a week, they have wonderful church services, they play cards, and games, they do crafts, and there’s cooking twice a week. Going to Forest Park Health Campus with my mother has made a big decision much easier. She is so much healthier and able to get up and do things that she wasn’t able to do before. (read less)

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The Leland Legacy

900 S A Street, Richmond, IN, 47374

4 reviews

I would not suggest this place to anyone. The rooms are small, the meals lack quality, except maybe for lunch, and I really don’t think the owner cares about the residents that much. Some of the worke … (read more)

I would not suggest this place to anyone. The rooms are small, the meals lack quality, except maybe for lunch, and I really don’t think the owner cares about the residents that much. Some of the workers are nice and do the best they can but that’s honestly the only positive thing I have to say. At one time it was a really nice place with good size room but it’s no longer that way. (read less)

I would not suggest this place to anyone. The rooms are small, the meals lack quality, except maybe for lunch, and I really don’t think the owner cares about the residents that much. Some of the worke … (read more)

I would not suggest this place to anyone. The rooms are small, the meals lack quality, except maybe for lunch, and I really don’t think the owner cares about the residents that much. Some of the workers are nice and do the best they can but that’s honestly the only positive thing I have to say. At one time it was a really nice place with good size room but it’s no longer that way. (read less)

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What to Consider About Assisted Living in Richmond

In Richmond, assisted living facilities are officially licensed as residential care facilities by the Indiana Department of Health. This department has a range of guidelines in place to ensure qualified caregivers, comfortable accommodations and a high standard of care for residents. 

Benefits and Drawbacks of Assisted Living in Richmond

• Seniors in Richmond pay state income taxes on pension income and withdrawals from investments and retirement accounts. However, Social Security benefits aren’t taxed at the state level, which may make Indiana a financially viable option for those who rely primarily on this form of income.  
• Richmond is a very affordable place to live, with a cost of living over 30% lower than the national average, which may help older adults’ retirement income stretch further. Transportation costs such as gasoline, auto insurance and public transportation are about 40% below the national average, and housing costs are about 65% below average. Seniors may also save money on miscellaneous expenses such as restaurant meals and entertainment. 
• Crime is a little more common in Richmond than in similarly sized cities in Indiana. On a 100-point index, the city’s violent crime rate is about seven points higher than the national score at 30.2, and the property crime scores 66.7 compared to the national median of 35.4. This may make a secured assisted living facility a safe option for older adults.  
• On a 10-point comfort index, Richmond’s weather rates are slightly more comfortable than the typical U.S. city with a score of 7.1 compared to the national average of 7. July is humid and warm with temperatures around 84, but humidity is generally low for the rest of the year. January is the snowiest month with about six inches of annual snowfall, and temperatures are chilly with lows in the teens. 
• Health care is relatively affordable in Richmond, making the city a good option for those managing chronic conditions. Health-related costs such as doctor’s office visits and hospital stays are about 12% below the national median. There are about 221 physicians per 100,000 people, which is slightly higher than the national rate of 210 and may make it easy to schedule appointments. Reid Health is located in the city and provides emergency and urgent care along with primary and specialty care services. 

Paying for Assisted Living in Richmond

Compared to the rest of Indiana and the nation as a whole, Richmond is a fairly expensive option for assisted living. Local residential care facilities charge $5,245 per month on average, which is nearly $1,000 more than the state median of $4,382 and the national monthly rate of $4,300. 

The Cost of Assisted Living in Nearby Cities

The Dayton metro has relatively pricey assisted living rates, with Richmond seniors paying $5,245 per month for this level of care. In Muncie, which is located about 40 miles north of Richmond, care costs are closer to the state median at $4,645, and in Indiana’s capital city of Indianapolis, rates are a little lower at $4,573. Those seeking affordable care may consider Bloomington, where care costs are well below the national median at $2,840.  

The Cost of Other Types of Senior Care 

Seniors in Richmond have several care options available to them, depending on their level of needs and living preferences. Homemaker services, which feature a similar scope of care to assisted living but are administered in the individual’s home, cost an average of $4,763 per month. Home health aide services include some skilled nursing services and are roughly the same at $4,767. The survey doesn’t include cost data for local adult day health care facilities, but statewide, this is the cheapest care option at $1,733 per month. Assisted living is the cheapest residential option at $5,245, and nursing homes charge the highest rates of $8,699 for shared rooms and $9,825 for private rooms.  

Note: Care cost data for Richmond was not available, so data for the closest city, Dayton Area, Ohio, was used instead. 

Financial Assistance for Assisted Living in Richmond

Indiana’s Regional Care Assistance Program (RCAP) helps seniors pay for the monthly cost of assisted living. The state also offers a Medicaid Waiver program, but it only covers costs for seniors residing in an RCF.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Richmond

The Richmond area is home to numerous nonprofit programs and agencies that support older adults and help them navigate the process of choosing the best care for their needs and budget. The following table features resources that provide information and access to community-based programs, social and recreational activities and options counseling.  

Assisted Living Laws and Regulations in Richmond

Richmond-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.