7 Assisted Living Facilities in Bloomington, IN
The average cost of assisted living in Bloomington is $3,328 per month. This is lower than the national median of $3,395. Cheaper nearby regions include Bedford with an average starting cost of $3,285.
To help you with your search, browse the 45 reviews below for assisted living facilities in Bloomington. On average, consumers rate assisted living in Bloomington 4.0 out of 5 stars. Better rated regions include Bedford with an average rating of 4.2 out of 5 stars.
Caring.com has helped 6 families in Bloomington find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Bloomington, call (855) 863-8283.
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What to Consider About Assisted Living in Bloomington
Bloomington, Indiana is known for it's vibrant activity and beautiful scenery. Walking tours around the town highlight Bloomington's rich history and attract people of all ages. Seniors looking for assisted listed options in Bloomington have six communities to choose from. In Indiana, seniors have two types of care to choose between: an assisted living facility (ALF) or a residential care facility (RCF). While both options offer services such as housekeeping, laundry, three daily meals, and assistance with activities of daily living, RCFs also provide assistance with medications and basic nursing care. Because of this, RCFs are regulated by the Indiana State Board of Health Facility Administrators, while ALFs are only required to file a disclosure form with the Family and Social Services (FSS) Division of Aging.
Benefits and Drawbacks of Assisted Living in Bloomington
Bloomington Transit provides a public bus service throughout the Bloomington area. Seniors age 60 and older are eligible for reduced single-ride fares. Monthly and semiannual passes can also be purchased at reduced rates.
- The overall cost of living in Bloomington is higher than Indiana’s average cost of living. However, the average cost of health care is lower than the state’s average, making it easy for seniors to find affordable health care options.
- Social Security income is tax-free in Indiana. However, because pension payments and withdrawals from retirement accounts are fully taxed, the state is only considered moderately tax-friendly to seniors.
- The Bloomington area is home to world-class medical facilities, including IU Health Bloomington Hospital and Monroe Hospital, in the event of medical emergencies or illness.
- The crime rate in Bloomington is higher than 93 percent of Indiana communities. While it’s normal for larger cities to have slightly higher crime rates, Bloomington’s crime rate for violent and property crimes combined is quite a bit higher than cities that are similar in size and population.
- Bloomington is prone to cold winter weather, but the moderate climate during the spring, summer, and fall makes it easy for seniors to enjoy a wide range of outdoor activities.
Paying for Assisted Living in Bloomington
Average Monthly Costs
Cities in Indiana
Assisted Living costs in Bloomington start around $3,592 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.
It’s important to note that assisted living rates in Bloomington and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.
Financial Assistance for Assisted Living in Bloomington
Seniors who need help paying costs associated with residing in an assisted living facility can apply for the state’s Regional Care Assistance Program (RCAP). Indiana’s Medicaid Waiver program also helps cover assisted living costs, but only if the facility is registered as a RCF.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.
Free Assisted Living Resources in Bloomington
Bloomington and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.
To see a list of free assisted living resources in Bloomington, please visit our Assisted Living in Indiana page.
Assisted Living Laws and Regulations in Bloomington
Bloomington-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.
Other Options in Bloomington, IN
Recent Reviews of Assisted Living in Bloomington
Review of Bell Trace Senior Living
We chose Bell Trace because it is close to where my mother's home was and connected to many of the communities that she's a part of already. We also felt good about the types of activities that are... Read more
Review of Gentry Park Bloomington
Of the places I visited, I liked Gentry Park Bloomington the best. I liked the design and the way it was put together. It was not deary. I liked the director. I got a good feeling about it. The roo... Read more
Review of Hearthstone Health Campus
Hearthstone Health Campus seemed fine to us. It's all assisted living units and there's an additional cost per level of care. I didn't meet any staff members that were derogatory in any manner. The... Read more