The 10 Best Home Care Agencies for Seniors in Berryville, VA for 2024

According to the U.S. Census, 22% of the population of Berryville, Virginia is over the age of 65, compared to 16% in Virginia and the United States as a whole. A larger number of seniors indicates that there are more community resources created specifically for their needs. Berryville is a small town to the east of Winchester, and the county seat of Clarke County.

The 2021 Genworth Cost of Care Survey indicates that the average price per month for in-home care services in Berryville is $4,671, which is slightly less than the average for Virginia. In-home care or home care is sometimes confused with home health care, but while home health care includes light medical services, home care is non-medical care only.

Below we’ve compiled a comprehensive directory of every home care provider in Berryville– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

The Genworth Cost Care Survey 2021 reports that the average cost of home care in Berryville, Virginia, is $4,671 per month. This is $96 less than the state average and $286 less than the national average. Towards the east of the state, in the capital of Richmond, home care is more expensive at $5,148 on average. Prices vary to the west in Lynchburg and Blacksburg, with Lynchburg $486 lower than Berryville and Blacksburg $286 higher. 

Home care in Berryville is $4,671 monthly on average, with home health care being only $143 higher. Home health care includes minor medical services, while home care does not. The most expensive option in Berryville is a semiprivate room in a nursing home, at $11,102 per month, while the least expensive is adult day health care, which is only $1,278 on average. An assisted living facility is $5,015 per month.

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.