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The 10 Best Home Care Agencies for Seniors in Fort Worth, TX for 2024

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Home Care Agencies in Fort Worth, TX

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Paying for Home Care in Fort Worth, TX

The Cost Of Home Care In Fort Worth, TX

Home care in Fort Worth costs residents roughly $4,862 per month, according to the 2021 Genworth Cost of Care Survey. Most cities close to Fort Worth have a similar cost: the median home care cost per month is $334 more in Austin, $95 more in Oklahoma City, Oklahoma, and $286 less in Houston, Texas. Nationally, home health care costs families $4,957 per month. 

Fort Worth

$4,862

Texas

$4,576

The United States

$4,957

Austin

$5,196

Oklahoma City, OK

$4,957

Houston

$4,576

The Cost Of Home Care vs. Other Senior Care Options In Fort Worth, TX

Home care denotes in-home care like household cleaning, meal preparation, and some advanced care functions, whereas home health care involves medical services carried out by a registered nurse or therapist and amounts to $4,862 in median monthly costs — exactly the same as home care services. Adult day health care services cost $1,517, while assisted living facilities cost $4,195. Nursing home care in a semiprivate room works out to $5,627 in median monthly costs. 

Home Care

$4,862

Home Health Care

$4,862

Adult Day Health Care

$1,517

Assisted Living

$4,195

Nursing Home Care (semiprivate room)

$5,627

Home care denotes in-home care like household cleaning, meal preparation, and some advanced care functions, whereas home health care involves medical services carried out by a registered nurse or therapist and amounts to $4,862 in median monthly costs — exactly the same as home care services. Adult day health care services cost $1,517, while assisted living facilities cost $4,195. Nursing home care in a semiprivate room works out to $5,627 in median monthly costs. 

Financial Assistance for Home Care in Fort Worth, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Fort Worth, TX

Fort Worth has an extensive list of home care providers for senior citizens that offer services for free or at a very low cost. These services cover activities ranging from home modification and meal delivery to weatherization and tax exemption. All of these services are designed to allow seniors to age gracefully in place.  

ResourceContactService
Texas Weatherization Assistance Program (WAP)(214) 819-1909The Texas Weatherization Assistance Program (WAP) is a government-aided scheme for low-income elderly, among others. To be eligible, applicants must be residents of Texas. The official website mentions that people older than 60, families who have one or more members disabled, and families with children (in most states) will be given preference.
Safe at Home(202) 518-3100The Safe at Home program provides no-cost home modifications for older adults. It is designed to allow aging in place for low-income people with mobility issues. Safe at Home makes various modifications to apartments and houses to prevent senior citizens from getting injured due to avoidable falls. For example, Safe at Home modifies tubs and showers, raises toilets, and installs grab bars, handrails and vertical rails.
Texas Comprehensive Energy Assistance Program(512) 475-3800The Texas Comprehensive Energy Assistance Program (CEAP) helps seniors in low-income households with 6-8 of the highest energy bills during a year. Besides this, it also provides additional assistance during an energy crisis or severe weather and supply shortages. To qualify for CEAP, applicants must be residents of Texas and require financial assistance with paying off bills.
North Texas Food Bank(214) 269-0906The North Texas Food Bank (NTFB) partners with the Texas Department of Agriculture (TDA) to bring eligible senior citizens a box of non-perishables once a month. Eligible participants from 13 counties can receive approximately 35 lbs of USDA commodities.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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