The 10 Best In-Home Care Services for Seniors in Tucson, AZ for 2023

Q: What is the difference between in-home care and home health care?

Professionals who offer <a href="https://www.caring.com/senior-care/in-home-care/">in-home care</a> typically provide nonmedical assistance that allows seniors to continue to live comfortably and independently. The daily routine of a caregiver may include help with bathing and dressing, meal preparation, grocery shopping, companionship and transportation. Home health care professionals, such as registered nurses, address their clients&#8217; medical needs. They monitor medications and medical equipment or perform physical therapy.

Q: What is the average cost for in-home elderly care in Tucson, AZ?

Per <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html">Genworth Financial</a>, the average in-home care cost in Tucson is $5,434 per month. Using a 44-hour work week, the monthly cost amounts to $28.50 an hour. Tucson surpasses the national average by $2.50 per hour. The area&#8217;s home health care is negligibly higher than home care. With a median monthly rate of $5,482, seniors pay an average hourly rate of $28.75.

Q: What types of services can a home care agency in Tucson, AZ, provide?

An agency may employ both in-home care and home health care professionals. However, it&#8217;s not uncommon for agencies to specialize in only one type of care. While each type of care is specifically defined as nonmedical or medical, services are customized to meet individual client needs, physicians&#8217; orders and insurance guidelines.

Q: Who is eligible for the veterans home care program?

Individuals who served in the military may be eligible for <a href="https://www.va.gov/health-care/eligibility/">VA health care services</a>, such as the veteran&#8217;s home care program, if they meet the following criteria:* Service members who enlisted after September 7, 1980, or who entered active duty after October 16, 1981, must have served 24 continuous months.* Individuals must not have been dishonorably discharged.* Members of the Reserve or National Guard must have been called to duty and served the full term as stipulated by the federal order.If any of the following applies, however, service members may not be required to meet the above-listed minimum eligibility requirements:* An early-out discharge due to hardship.* Active duty service that caused or worsened a disability, leading to an early discharge* Service prior to September 7, 1980.

Q: What is in-home respite care?

Designed to give caregivers some down time, in-home respite care may provide caregivers with as little as a couple of hours or an afternoon off. Caregivers can also arrange regular daily or weekly respite services. Respite care allows family members who are caring for their loved ones time to step away from the stress and recharge.

Caring’s 2022 Senior Living Report ranks Tucson, Arizona, as one of the best places to retire. Its variety of cultural and recreational activities and warm, sunny climate appeal to seniors who want to remain active and engaged. Tucson ER & Hospital and Banner – University Medical Center provide emergency treatment and offer ongoing care in more than 40 specialty areas, including Alzheimer’s, cardiology and pain management.

The 2021 Genworth Cost of Care Survey reports that residents pay an average of $5,434 a month for home care services. Home care differs from home health care in that it doesn’t include medical services.

Below we’ve compiled a comprehensive directory of every home care provider in the Tucson area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Tucson, AZ

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Paying for Home Care in Tucson, AZ

The Cost of Home Care in Tucson, AZ

Home care in Tucson averages $5,434 monthly according to Genworth’s 2021 Cost of Care Survey. This is a few dollars more than Arizona’s state median of $5,339 and nearly $500 more than the nation’s monthly costs. The area’s home care costs represent the approximate midpoint compared to other cities in the state. At $4,290 and $5,053, respectively, Yuma and Prescott Valley are on the low end of the cost spectrum. Phoenix’s average of $5,958 and Flagstaff’s $6,673 are among Arizona’s highest rates.

Tucson

$5,434

Arizona

$5,339

The United States

$4,957

Yuma

$4,290

Phoenix

$5,958

Prescott Valley

$5,053

Flagstaff

$6,673

The Cost of Home Care vs. Other Senior Care Options in Tucson, AZ

Seniors in Tucson have a variety of long-term care options. Depending on specific needs, individuals may manage very well with the assistance of a home care aide who can help with light housekeeping, meal prep and transportation. If medical professionals are required for wound dressing, therapy or medical equipment monitoring, seniors can expect to pay an average of $5,482 monthly for home health care. Adult day health care is the least expensive option at $2,058, followed by residence in an assisted living facility, which averages $4,050. At $6,601, nursing home care is approximately $1,200 more than home care in Tucson.

Home Care

$5,434

Home Health Care

$5,482

Adult Day Health Care

$2,058

Assisted Living

$4,050

Nursing Home Care (semiprivate room)

$6,601

Financial Assistance for Home Care in Tucson, AZ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Tucson, AZ

Tucson offers seniors many low-cost and free resources to help them to continue to live independently. We’ve compiled a few of the most notable resources below.

Resource	Contact	Service
Pima Council on Aging	(520) 790-7262	Certified resource specialists assist seniors and their family members with identifying individual needs and accessing the appropriate resources. The nonprofit organization partners with other area nonprofit agencies and community members to offer help with financial and legal issues, in-home care and delivered meals.
Tucson Dedicated Senior Centers	(520) 791-4877	Three dedicated senior centers and neighborhood community centers throughout Tucson offer senior-focused programs that provide socialization opportunities and support for the city's older residents. Part of the Tucson Parks and Recreation Administration, senior programs provide recreational activities, field trips, educational and cultural opportunities and meal programs for a nominal fee.
Lend a Hand Senior Assistance	(520) 248-6882	This nonprofit organization's trained volunteers assist senior residents who want to live independently and age safely in place. Seniors may receive meal and grocery delivery, minor home repairs, transportation, social home visits and inclusion in local events.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs

The 10 Best In-Home Care Services for Seniors in Tucson, AZ for 2023