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The 10 Best In-Home Care Services for Seniors in Colorado Springs, CO for 2023

Colorado Springs is listed in the top 150 of Caring’s 2019 Senior Living Report, with a high quality of life ranking and famously beautiful scenery. Active seniors will enjoy over 55 area attractions in the Pikes Peak region, including museums, zoos and natural attractions. According to the 2021 Genworth Cost of Care Survey, senior residents of Colorado Springs pay approximately $5,768 a month for home care costs.

Home care only includes personal care. This differs from home health care, which involves minor medical assistance such as insulin or wound care. Additionally, there are several high-quality hospitals in Colorado Springs. UCHealth Memorial Hospital Center,  St. Francis Hospital and Penrose Hospital are well-known local hospitals.

Below we’ve compiled a comprehensive directory of every home care provider in the Colorado Springs area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of In Home Care Services in Colorado Springs, CO

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Paying for Home Care in Colorado Springs, CO

The Cost of Home Care in Colorado Springs, CO

Home care in Colorado Springs costs $5,768 on average according to the 2021 Genworth Cost of Care Survey. This is $619 less than the state average of $6,387, but still $811 more than the national average of $4,957. Prices in the north of Colorado tend to be higher, with Fort Collins at $6,101 and Boulder at $6,769 per month. To the east, in Grand Junction, the cost is slightly lower at $5,434. 

Colorado Springs

$5,768

Colorado

$6,387

The United States

$4,957

Grand Junction

$5,434

Fort Collins

$6,101

Boulder

$6,769

The Cost of Home Care vs. Other Senior Care Options in Colorado Springs, CO

In Colorado Springs, home health care costs around $5,768 per month. This is the same amount as the average for home care in the area, although home health care normally includes light medical services and is usually performed by registered nurses or other licensed staff. The costliest care type in the area is a semiprivate room at a nursing home, which is $2,901 more than home care, while adult day health care is the most affordable at $1,733. However, it may not be appropriate for all seniors as it is only temporary care. 

Home Care

$5,768

Home Health Care

$5,768

Adult Day Health Care

$1,733

Assisted Living Facility

$4,663

Nursing Home Facility (semiprivate room)

$8,669

Financial Assistance for Home Care in Colorado Springs, CO

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Colorado Springs, CO

Seniors in Colorado Springs have access to several local resources designed to allow them to age in their own homes. Assistance includes low-cost meals, legal aid, help to modify homes for safety or accessibility reasons, transportation arrangements, help to connect with government funds and other services.

ResourceContactService
Pikes Peak Area Agency on Aging(719) 886-7526The Pikes Peak Area Agency on Aging provides services to adults over the age of 60 and their caregivers. Assistance includes advocacy, caregiver services, transportation aid, insurance education and access, and home modification and accessibility. They offer classes for seniors to help them live independently in their own homes and mobility coordination, which includes locating funding and promoting infrastructure projects to allow seniors more mobility throughout their communities.
Silver Key Home Delivered Meals(719) 884-2300Silver Key Home Delivered Meals offers fresh, healthy meals that meet the U.S. Department of Health and Human Services dietary guidelines for senior nutrition delivered to the door by trained volunteers. Five days a week, Monday through Friday, hot meals are available through their service and they offer reheatable meals on the weekends to meet the needs of seniors every day of the week. While seniors need to pay for each meal, the price is less than the average cost of a commercially-prepared meal and includes delivery in the price.
Brothers Redevelopment, Inc.(303) 685-4225Home Retrofits Brothers Redevelopment’s Home Modification and Repair (HMR) Department helps fund local Help for Homes, Home Rehabilitation and Home Modification programs. They offer programs to help seniors age in their own homes rather than moving to a care center due to concerns about their house. Services include helping seniors apply for benefits, locating cleaning and maintenance services, transportation, food assistance, counseling and education on financial housing-related matters, and engaging with community agencies and the larger community.
The Independence Center Home Modification Programxxxx(719) 471-8181xxxxThe Independence Center's Home Modification Program helps seniors apply for home modifications they qualify for under Medicaid. Modifications can include correcting safety and accessibility issues and the amount provided can be as high as $14,000. The center will connect the senior with a therapist to complete the needed evaluation and walk them through the process. They also offer aid outside of Medicaid for seniors who need more than what Medicaid offers or who don't qualify for Medicaid assistance.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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