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The 10 Best Home Care Agencies for Seniors in Parker, CO for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Parker, CO, residents and their loved ones rate In Home Care agencies 2.33 out of 5 stars across the 55 options below.

Home Care Agencies in Parker, CO

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Paying for Home Care in Parker, CO

The Cost of Home Care in Parker, CO

According to Genworth’s 2021 Cost of Care Survey, home care is a little more expensive in Parker at $6,769 versus the Colorado average of $6,387. Colorado is more costly overall than the national average of $4,957, but seniors can potentially save money by considering certain locations in the state. One inexpensive option is Pueblo, with costs roughly at $5,268. Grand Junction is also highly affordable at $5,434. Fort Collins offers savings of over $600, while prices in Boulder are equivalent to Parker’s $6,769 monthly rate.

Parker

$6,769

Colorado

$6,387

United States

$4,957

Pueblo

$5,268

Grand Junction

$5,434

Fort Collins

$6,101

Boulder

$6,769

The Cost of Home Care vs. Other Senior Care Options in Parker, CO

Home care lets seniors avoid moving into an assisted living community or nursing home, but it may be more expensive than some alternatives. Assisted living costs $5,500, while adult day health care is very inexpensive at $2,275. Seniors requiring intensive medical care may choose to access home health care at $6,864 monthly or move into a nursing home, which has an average cost of $8,669 but generally provides round-the-clock skilled nursing care.

Home Care

$6,769

Home Health Care

$6,864

Adult Day Health Care

$2,275

Assisted Living

$5,500

Nursing Home Care (semiprivate room)

$8,669

Note: Data for Parker was unavailable, so data for the nearest city, Denver, was used instead. 

Financial Assistance for Home Care in Parker, CO

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Parker, CO

The free resources listed below include government agencies and nonprofit organizations that provide information to help families organize care for loved ones. Seniors can also take advantage of financial assistance programs to help with emergency bill payments and reducing monthly expenses.

ResourceContactService
Denver Regional Council of Government(303) 455-1000 (Main Office)DRCOG is the Area Agency on Aging for Parker, CO. Seniors can access various programs through the organization, such as referral services, case management, transportation and home-delivered meals. It's also one of Colorado's Aging and Disability Resource Centers.
Energy Outreach Colorado(303) 825-8750Energy Outreach Colorado is a nonprofit organization that offers bill payment relief for low-income people. It can also provide home upgrades that improve energy efficiency and comfort and assists with organizing emergency repairs of heating and cooling systems.
2-1-1 Colorado(866) 760-64892-1-1 Colorado is a centralized database of community programs and services, including many services relevant to seniors, such as food assistance, health programs and disability management advice. Seniors can search for programs available in Parker online or call the organization for more information.
Colorado Respite Coalition(303) 233-1666Family caregivers can access information the Colorado Respite Coalition provides to help plan care for loved ones. The organization also manages a respite voucher program that helps low-income families access respite care if they don't have any other means to cover the cost.
Colorado Legal Services(303) 837-1313 (Denver Office)Colorado Legal Services is a free legal aid provider for low-income people. The service can help seniors understand their legal rights while receiving care and organize advance directives and financial matters. It can also assist in resolving disputes with long-term care facilities or government bodies.
Colorado Department of Human Services(303) 866-5700 (General Inquiries)The CDHS provides a wealth of information for seniors and families and manages various programs, such as the Lifelong Colorado Initiative, which helps communities plan amenities catering to older adults. Seniors can also contact Adult Protective Services to report caregiver neglect or abuse.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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