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The 10 Best Home Care Agencies for Seniors in Denver, CO for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Denver, CO, residents and their loved ones rate In Home Care agencies 4.3 out of 5 stars across the 100 options below.

Home Care Services in Denver, Colorado

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Paying for Home Care in Denver, CO

The Cost of Home Care in Denver, CO

The 2024 Genworth Cost of Care Survey records home care costs in Denver at $7,627 per month. This rate runs about $950 over Colorado’s median, and it exceeds the national norm by roughly $1,900. Similarly, local rates surpass costs in many nearby cities, including Fort Collins, where home care agencies charge a baseline monthly rate of $3,051.

Denver

$7,627

Colorado

$6,673

United States

$5,720

Colorado Springs

$6,673

Pueblo

$6,101

Fort Collins

$3,051

The Cost of Home Care vs Other Senior Care Options in Denver, CO

At around $7,627 home care ranks among the more expensive senior care solutions in Denver. Home health care costs slightly more at about $7,817. By contrast, seniors who live at home and attend adult day health care facilities pay about $5,680 less per month for care services. However, the cost of home care compares favorably to nursing home rates of $9,384, providing significant savings for those with less intensive care needs.

Home Care

$7,627

Home Home Care

$7,817

Adult Day Health Care

$1,950

Assisted Living Facility

$5,000

Nursing Home Care (semi-private room)

$9,384

Financial Assistance for Home Care in Denver, CO

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Denver, CO

Home care costs in Denver are relatively high, but fortunately, seniors can obtain in-home care and supportive services through numerous nonprofit agencies and programs. The following programs and services can supplement or replace private-pay home care and help older adults reduce their monthly care costs while getting the support they need to age in place.

ResourceContactService
Senior Centers3-1-1There are 31 senior centers in Denver, providing older adults with access to social and recreational programs that may help those who live alone to avoid loneliness. These centers also serve as nutrition sites where older adults enjoy congregate meals, and many provide referrals for resources in the community.
Area Agency on Aging(303) 455-1000The Area Agency on Aging operates the Case Management/Options Counseling Program, which can help seniors find the programs and services they need to stay in their homes. It also operates the ADRC for the region, which serves as a single entry point for all state and federal benefits for seniors.
Senior Property Tax Exemption(720) 913-4162The senior property tax exemption is available to those aged 65 and over in Denver. This exemption applies to 50% of the first $200,000 of the actual value of the individual's primary residence. This program may reduce what seniors pay for housing expenses and enable some to remain in their homes.
Meals on Wheels(303) 297-0408Meals on Wheels delivers healthy, fresh meals 6 days per week to housebound seniors throughout the Denver metro. All meals are low in cholesterol and fat and provide a third of seniors' daily nutritional needs. Meals are free, but seniors are encouraged to give donations based on what they can afford.
Energy Resource Center(720) 236-1321ERC is a nonprofit construction agency that provides free energy efficiency improvements for low-income individuals in Denver. Some services the organization provides include HVAC upgrades, insulation installation and air sealing. This can improve the home’s comfort while lowering energy bills. Homeowners and renters may both qualify for this program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Anonymous_1730717570

I am a current client of this provider

Review of Home Helpers - Denver, CO

We had to change caregivers a few times, and they've been understanding. Some folks have been really great and some have been a little less than ideal.

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Home Care

Olivia G

I am a current client of this provider

Review of Home Helpers - Denver, CO

It made my life easier because they stepped in to give me breaks. They keep her safe. I have recommended them already. They are empathetic and caring. The director has worked there for years.

Read more

Home Care

Melba G

I am a current client of this provider

Review of Home Helpers - Denver, CO

They have helped me the most with my mobility. I like that they send people at night and during the day.

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In Home Care near Denver, CO

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Other Options in Denver, CO

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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