Kentucky is home to more than 750,000 seniors, representing 16.8% of the state’s population. With access to top hospitals, including the Albert B. Chandler Hospital at the University of Kentucky and Baptist Health Lexington, and a median home price under $170,000 as of 2020, Kentucky has much to offer its senior residents, which is why many older adults are flocking to the state for retirement.
For a small state, Kentucky also has abundant options for in-home care and home health care. In-home care consists of nonclinical services such as help with grocery shopping, errands, cooking and other daily living activities. Home health care includes clinical services such as physical and occupational therapy. According to the 2021 Genworth Cost of Care Survey, in-home care and home health care cost an average of $4,767 per month in Kentucky.
This guide provides an overview of what to expect when seeking in-home care or home health care in Kentucky, including average costs, Medicare and Medicaid coverage, eligibility requirements and COVID-19 policies for providers. Also covered are state-specific resources for seniors who wish to retain their independence and age in place.