The 10 Best In-Home Care Services for Seniors in Lexington, KY for 2023
Caring’s 2022 Senior Living Report shows that Lexington, Kentucky is the number one location for seniors in the state. People choosing to retire to the city can access discounted bus fares, allowing them to conveniently visit local shops and restaurants. It has a low cost of living and retiree budgets are boosted as there are no state income taxes on Social Security benefits. Home care costs in the city average $4,957 per month, according to the 2021 Genworth Cost of Care Survey. The city is among the top five in the country for the number of dentists per capita and has an above-average number of other health care providers. Lexington is also home to Kentucky’s highest-ranked hospital, the University of Kentucky Albert B. Chandler Hospital, which has a high-performing geriatrics department.
Below we’ve compiled a comprehensive directory of every home care provider in Lexington– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of In Home Care Services in Lexington, KY
Right at Home Lexington, KY
1050 Chinoe Rd.
"Right at Home provides in-home caregiving services for thousands of families across the nation. We offer companionship and help with everyday tasks that have become challenging for an aging person. This may include things like meal preparation, laund..."
Senior Helpers - Lexington
3070 Harrodsburg Road Suite #240
"We have been very satisfied with the people that have worked with my mom. Going through an agency like Senior Helpers is easier than trying to find the help elsewhere. The services are able to help with my mother and the care that she needs. It is..."
Family Support Services, LLC
8009 New LaGrange Road, Suite1
"My mom was in bad shape when she got out of the hospital - thank goodness for Family Support Services; she now wants to "live again" - doing activities, therapy, eating and enjoying activities Excellent caring staff, dependable and go above and be..."
Aging With Grace Health and Help - Lexington, KY
743 B Allendale Drive
"Aging With Grace is currently providing a home health companion for my mom. They were able to quickly meet our needs for days and times, and worked hard to find a good fit. Mom’s caregiver is very reliable and capable, and is interested in knowin..."
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Bluegrass Home Care Services - Lexington, KY
2039 Regency Rd Unit 1
"My husband has been receiving quality care from the Management and staff at Bluegrass Home Care Services since September 2021. We have averaged 5hours/day, 5days/week during this time period. When it looked like I wasn't going to be able to go to ..."
Visiting Angels Lexington
3306 Clays Mill Road Suite 104
"My review personal review of the Visiting Angels, based on my personal experience with them is that they are not a well managed organization. The owner has a problem communicating and blames the client; she seems to expect her clients to be mind r..."
Family Choice Home Care
1890 Star Shoot Parkwy, Suite 170
"Family Choice Home Care is a family owned operation that has been service seniors since 2008. We provide in home care to senior citizens, Alzheimer's & Dementia Patients, new mothers, recently ill or injured, and others. WE provide meal prepara..."
Paying for Home Care in Lexington, KY
The Cost of Home Care in Lexington, KY
According to the 2021 Genworth Cost of Care Survey, average home care costs in Lexington are equal to the national average at $4,957. However, seniors pay almost $200 more than the Kentucky average, and costs in the city are high when compared to most other parts of the state. One exception is Elizabethtown, with average costs roughly $100 higher than prices in Lexington. Prices in Bowling Green and Louisville are slightly lower, while in northwest Kentucky, Owensboro offers significantly more affordable home care.
The United States
The Cost of Home Care vs. Other Senior Care Options in Lexington, KY
The average costs of home care and home health care in Lexington are the same despite home health care also including light medical services such as wound care and administering medication. Seniors who wish to remain living at home can also try adult day care, which is the most affordable option and offers care in a group setting during normal working hours. Assisted living costs almost $400 less than home care, while nursing home care is the most expensive option at $6,996.
Home Health Care
Adult Day Health Care
Nursing Home Care (semiprivate room)
Financial Assistance for Home Care in Lexington, KY
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Lexington Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Lexington:
|Homecare Program||(502) 564-6930||275 E. Main St. 3E-E, Frankfort, KY 40621||Homecare Program, offered by the Kentucky Cabinet for Health and Family Services, provides eligible seniors in Lexington with services such as home management, chore assistance, home repair and home-delivered meals. Caregivers and family members may be eligible to receive respite care services, and additional resources are also available. The program is free of cost; however, to qualify, seniors must be aged 60 or older and be unable to perform at least two activities of daily living.|
|Senior Community Service Employment Program||(833) 439-7759||130 W. New Circle Rd., Ste. 110, Lexington, KY 40507||Offered by Goodwill Industries of Kentucky, the Senior Community Service Employment Program connects seniors in Lexington with paid on-the-job training and employment with local nonprofits and community organizations. Career coaches provide additional support to seniors on an individual basis. The program is funded in part by a national Department of Labor (DOL) grant. To qualify, seniors need to be 55 years of age or older and have low incomes.|
|Health Promotion Program||(859) 266-1116||699 Perimeter Drive Lexington, KY 40517||The Health Promotion Program offered by the Bluegrass Area Agency on Aging and Independent Living is funded through the Older Americans Act. Program participants are eligible for various health promotion and disease prevention education services. There is no cost associated with the program, but seniors must be 60 or older to qualify. The agency also facilitates a Diabetes Prevention Program, which aims to prevent type-2 diabetes in at-risk seniors.|
|Meals On Wheels Lexington||(859) 276-5391||1675 Strader Dr. Lexington, KY 40505||Meals on Wheels delivery service is available to seniors in Lexington. Once enrolled, seniors receive three meals per day delivered to their homes at a subsidized rate. The meals are prepared and provided by volunteers from two local churches: the Trinity Baptist Church and the Second Presbyterian Church. There is no set age requirement; however, applicants must be unable to provide or prepare their own meals.|
|Homestead Exemption||(502) 564-3226||501 High St, Frankfort, KY 40601||This property tax exemption, offered through the Kentucky Department of Revenue, is available to eligible senior homeowners aged 65 or above in Lexington. The exemption reduces any property taxes owed for the year. Eligible seniors can apply for the exemption through the property valuation administrator in Fayette County. An application must be submitted each year to continue receiving the exemption.|
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.