The historic city of Georgetown has a population of approximately 35,000 and around 9.9% of residents are aged 65 and over. The city is known for its well-preserved Victorian downtown, which features over 200 buildings that are on the national register of historic places. With its low cost of living and mild climate, Georgetown appeals to budget-conscious seniors who want to spend time outdoors.

Assisted living facilities provide 24/7 support to seniors who still want to live an active lifestyle but require some help with the tasks of daily living. This type of care is best suited to those who can no longer live independently but don’t require the high level of care offered by a nursing home. According to the Genworth Cost of Care Survey 2020, seniors living in Georgetown pay an average of $4,400 per month for assisted living. This is higher than the Kentucky median of $3,699. 

This guide provides an overview of assisted living in Georgetown. It covers the average costs of care, benefits and drawbacks of retiring in Georgetown and the average costs of other care options and provides a list of local resources for seniors. 

Directory of Assisted Living Facilities in Georgetown, KY

Windsor Gardens

100 Windsor Path, Georgetown, KY, 40324

My mother lived the last few years of her life at Windsor Gardens and loved every minute of it. I’m so happy that she was able to finish her life there, and so was she.
My mother lived the last few years of her life at Windsor Gardens and loved every minute of it. I’m so happy that she was able to finish her life there, and so was she.

Ashton Grove

115 Ashton Grove Way, Georgetown, KY, 40324

I was able to visit the assisted living and memory care of Ashton Grove. The community is phenomenal. The aesthetics are beautiful, the people are extremely caring, the food is of high quality, and th … (read more)
I was able to visit the assisted living and memory care of Ashton Grove. The community is phenomenal. The aesthetics are beautiful, the people are extremely caring, the food is of high quality, and th … (read more)

Hometown Manor Assisted Living

523 E. Washington Street, Georgetown, KY, 40324

My mother moved into Hometown Manor Assisted Living. The people are very nice, I really like the room a lot, and my mother seems to be very happy there. I know they have activities, but right now they … (read more)
My mother moved into Hometown Manor Assisted Living. The people are very nice, I really like the room a lot, and my mother seems to be very happy there. I know they have activities, but right now they … (read more)

2020, 2021

Magnolia Springs Lexington

2701 Magnolia Springs Dr, Lexington, KY, 40511

Magnolia Springs Lexington probably had the most amount of activities and things that they offered. It outnumbered the rest of the places. Although a lot of those are things that my mother will not ut … (read more)
Magnolia Springs Lexington probably had the most amount of activities and things that they offered. It outnumbered the rest of the places. Although a lot of those are things that my mother will not ut … (read more)

Homeplace at Midway

101 Sexton Way, Midway, KY, 40347

I really didn’t see anything that I did not like about Homeplace at Midway. I loved the grounds, the privacy of it, the interaction with the people, and the outdoor areas for the residents to sit. I a … (read more)
I really didn’t see anything that I did not like about Homeplace at Midway. I loved the grounds, the privacy of it, the interaction with the people, and the outdoor areas for the residents to sit. I a … (read more)

Meadowthorpe Assisted Living & Memory Care

191 Leestown Center Way, Lexington, KY, 40511

Meadowthorpe Assisted Living and Memory Care is about two and a half years old. It’s new, and they have a cottage-style setup. It’s very homey. They have 6 cottages and at least one of them is for Alz … (read more)
Meadowthorpe Assisted Living and Memory Care is about two and a half years old. It’s new, and they have a cottage-style setup. It’s very homey. They have 6 cottages and at least one of them is for Alz … (read more)

The Willows at Citation

1376 Silver Springs Drive, Lexington, KY, 40511

The Willows at Citation was very nice and clean. The staff member who assisted us was very helpful, very nice, and very informative. The dining area was very nice and clean too. There was a church ser … (read more)
The Willows at Citation was very nice and clean. The staff member who assisted us was very helpful, very nice, and very informative. The dining area was very nice and clean too. There was a church ser … (read more)

What to Consider About Assisted Living in Georgetown

The Kentucky Department for Aging and Independent Living oversees and regulates assisted living facilities in Georgetown and the rest of the state. The department requires that assisted living facilities are certified on an annual basis to ensure all rules and regulations are followed. It carries out regular planned and surprise inspections of all registered facilities. 

Benefits and Drawbacks of Assisted Living in Georgetown

  • The cost of living in Georgetown is about 7% below the national average, which means seniors living here will have more money to spend on enjoying the many entertainment options in the area. 
  • The crime rate in Georgetown is high, and it’s only considered to be safer than about 15% of U.S. cities. Seniors living in assisted living can rest assured that most communities offer 24/7 security systems, controlled access and security cameras for the safety of their residents.
  • The state of Kentucky is tax-friendly to seniors. All income from Social Security benefits is exempt from taxation by the state. Seniors receiving other forms of retirement income benefit from sizable tax deductions. The state also offers low property and sales taxes in comparison to the rest of the country.
  • The weather in Georgetown is generally mild, with around 8 inches of snow per year and 193 days of sunshine. The city scores high on the comfort index making it one of the best places to live in Kentucky. Seniors should note that the city can be hit by tornadoes and extreme storms. Assisted living facilities generally offer tornado shelters for residents and have safety plans in place in case of natural disasters. 

Paying for Assisted Living in Georgetown

Assisted living in Georgetown costs an average $4,400 per month, which is about $700 higher than the Kentucky state average of $3,699 and just $100 more than the national median of $4,300. 

The Cost of Assisted Living in Nearby Cities

At $4,400 per month, Georgetown is at the upper end of costs for assisted living in Kentucky. The most expensive city in the state is nearby Louisville at an average of $4,557 per month. Both Elizabethtown and Bowling Green offer more budget-friendly options at a shared average of $3,550 per month. 

$4400

Georgetown

$3699

Kentucky

$4300

The United States

$4557

Louisville

$3550

Elizabethtown

$3550

Bowling Green

The Cost of Other Types of Senior Care

At $4,400 per month assisted living falls about midrange on the price spectrum for senior care in Georgetown. At $1,768 per month, adult day care is the most affordable choice for seniors who only require assistance on weekdays. Those who would like to remain in their own homes might consider home care or home health care, which both have a monthly average cost of $4,385. Those who require 24/7 medical services and supervision may opt for nursing home care, which has an average cost of $7,178 for a semiprivate room and $8,958 for a private room.

$4385

Homemaker Services

$4385

Home Health Aide

$1768

Adult Day Health Care

$4400

Assisted Living Facility

$7178

Nursing Home Facility (semiprivate room)

$8958

Nursing Home Facility (private room)

Note: Data for Georgetown was unavailable, so data for the nearest city, Lexington, was used instead.

Financial Assistance for Assisted Living in Georgetown

Kentucky does not pay for assisted living services through any publicly funded programs, but Georgetown seniors who receive Supplemental Security Income may use the optional state supplement to pay for room-and-board expenses. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Kentucky page.

Paying for Assisted Living Facilities in Kentucky

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

Free Assisted Living Resources in Georgetown

In Georgetown, there are a number of nonprofit organizations and government departments that offer free services and support options for seniors. These resources may be of interest to seniors who live in assisted living communities or are considering making the move. 

Resource

Contact

Service

(800) 456-6571

Blue Grass Community Action Partnership is a nonprofit organization that offers assistance to residents of all ages who need help to remain self-sufficient. In addition, it operates programs that are aimed at making the lives of seniors easier and safer. These include operating senior centers in the community and a senior nutrition program that provides communal meals at congregate sites. The Senior Companion Program offers volunteer opportunities for active seniors who would like to assist at-risk seniors in the community.

(502) 863-7865

The Georgetown-Scott County Parks and Recreation Department offers free activities for seniors aged 55 and older. The Silver Sneakers exercise programs are designed to help seniors improve their strength, flexibility and balance. Pickleball practice sessions and tournaments are also held on a regular basis. In addition, the department organizes regular outings for seniors to local attractions and events.

(859) 266-1116

The Bluegrass Area Agency on Aging and Independent Living is a nonprofit organization that helps seniors thrive in their chosen living environment. Programs offered by the agency include Medicare counseling, health promotion, and personalized information on available resources through the Aging and Disability Resource Center. The agency also administers the local long-term care ombudsman program to protect the rights of seniors in assisted living and other long-term care facilities.

(502) 564-9203

The Kentucky Department of Veterans Affairs provides support to veterans and their families in the Georgetown area and throughout the state. The department can help senior veterans learn about the benefits they've earned through their service and provide assistance submitting applications for VA medical care, disability benefits, pensions and pension supplements such as Aid and Attendance, which may be put toward the cost of assisted living services.

Assisted Living Laws and Regulations in Georgetown

Georgetown-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.

Assisted Living Laws and Regulations in Kentucky