Located in scenic Jessamine County, Nicholasville is surrounded by immaculate golf courses, award-winning vineyards and farm-to-table restaurants. Despite its numerous amenities, the city has an affordable cost of living, and its low crime rate provides peace of mind for those relocating to the area for retirement. About 30,000 people live here, including a moderately sized senior community that makes up over 13% of the population. 

Assisted living facilities provide personal care services, transportation and housekeeping for seniors who need some help with daily living activities but don’t require the intensive care provided in nursing homes. The Genworth 2020 Cost of Care Survey shows that in Nicholasville, seniors pay approximately $4,400 per month for this type of care. This is about 15% higher than the statewide average.   

This guide provides comprehensive information on assisted living in Nicholasville, including details on how monthly assisted living fees stack up to other senior care options, the benefits and drawbacks of living in the city, and the free resources available to older adults.  

Directory of Assisted Living Facilities in Nicholasville, KY

Bridgepointe at Ashgrove Woods

5220 Grey Oak Lane, Nicholasville, KY, 40356

Bridgepointe at Ashgrove Woods was lovely. It was very nice, very clean and pleasant. The staff was friendly. It’s a new building and it’s clean and nicely decorated. It’s a very pleasant environment.
Bridgepointe at Ashgrove Woods was lovely. It was very nice, very clean and pleasant. The staff was friendly. It’s a new building and it’s clean and nicely decorated. It’s a very pleasant environment.

Council Oaks Assisted Living & In Home Care

111 Coconut Grove Drive, Nicholasville, KY, 40356

Council Oaks was a senior living area, but it combined with some of skilled nursing. It was a very small building. It was like a house almost. It was very homey, which was nice, but everything was clo … (read more)
Council Oaks was a senior living area, but it combined with some of skilled nursing. It was a very small building. It was like a house almost. It was very homey, which was nice, but everything was clo … (read more)

2022

Highgrove at Tates Creek

4251 Saron Drive, Lexington, KY, 40515

We chose Highgrove at Tates Creek for my mom and stepdad because it’s close to our home. One is in assisted living and one is in memory care. They care about both of them and they’ve been very helpful … (read more)
We chose Highgrove at Tates Creek for my mom and stepdad because it’s close to our home. One is in assisted living and one is in memory care. They care about both of them and they’ve been very helpful … (read more)

Legacy Reserve at Fritz

2700 MAN O’WAR BOULEVARD, Lexington, KY, 40515

My wife and I both toured Legacy Reserve at Fritz. We liked it. it’s a very nice place. It’s relatively new. I think it’s only been open about three years. It seems to have all the amenities. Some of … (read more)
My wife and I both toured Legacy Reserve at Fritz. We liked it. it’s a very nice place. It’s relatively new. I think it’s only been open about three years. It seems to have all the amenities. Some of … (read more)

Sayre Christian Village – Friendship Towers Assisted Living

3775 Belleau Wood Drive, Lexington, KY, 40517

I was already familiar with Sayre Christian Village. They are non-profit. I knew about them through my church. When I visited them, the prices were too high. The staff was cordial. They could improve … (read more)
I was already familiar with Sayre Christian Village. They are non-profit. I knew about them through my church. When I visited them, the prices were too high. The staff was cordial. They could improve … (read more)

The Lafayette

690 Mason Headley Road, Lexington, KY, 40504


Cedarhurst of Beaumont

1165 Monarch Street, Lexington, KY, 40513

Our tour of Cedarhurst of Beaumont was excellent and well coordinated. There’s a small sink in the room, but no hard cooking surfaces. The dining area looked like just a regular nice dining room. They … (read more)
Our tour of Cedarhurst of Beaumont was excellent and well coordinated. There’s a small sink in the room, but no hard cooking surfaces. The dining area looked like just a regular nice dining room. They … (read more)

Lexington Country Place

700 Mason Headley Road, Lexington, KY, 40504


Morning Pointe of Lexington East

150 Shoreside Drive, Lexington, KY, 40515

This community is beautiful. The spacious 2 bedroom is perfect for my mother and father. We toured on the weekend and there was still activities going on with plenty to do. Also the food there looks d … (read more)
This community is beautiful. The spacious 2 bedroom is perfect for my mother and father. We toured on the weekend and there was still activities going on with plenty to do. Also the food there looks d … (read more)

Tanbark Health Care Center

1121 TANBARK ROAD, Lexington, KY, 40515

My mother has been at Tanbark for 3 years total. She was in the rehab section for 3 months and in the personal care side the remaining time. The apt is large , well lit and has a large window to see o … (read more)
My mother has been at Tanbark for 3 years total. She was in the rehab section for 3 months and in the personal care side the remaining time. The apt is large , well lit and has a large window to see o … (read more)

Thomson-Hood Veterans Center

100 Veterans Drive, Wilmore, KY, 40390

Thomson-Hood Veterans Center is incredible. The staff to patient ratio is high. It’s a state facility and so the state pay so much per person that’s there. It’s just fabulous. They have all kinds of a … (read more)
Thomson-Hood Veterans Center is incredible. The staff to patient ratio is high. It’s a state facility and so the state pay so much per person that’s there. It’s just fabulous. They have all kinds of a … (read more)

Morning Pointe of Lexington

233 Ruccio Way, Lexington, KY, 40503

I placed my mom there several weeks ago and let me say this was not an easy decision but the staff and residents there made her transition seamless. She was welcomed by each director and several resid … (read more)
I placed my mom there several weeks ago and let me say this was not an easy decision but the staff and residents there made her transition seamless. She was welcomed by each director and several resid … (read more)

The Willows at Fritz Farm

2710 Man O War Blvd, Lexington, KY, 40514


What to Consider About Assisted Living in Nicholasville

Assisted living facilities in Nicholasville are governed by the Kentucky Department for Aging and Independent Living. This department oversees both assisted living communities and personal care homes. Facilities in the area must be certified annually, which requires complying with guidelines related to intake and discharge procedures, scope of care, staffing and service planning.  

Benefits and Drawbacks of Assisted Living in Nicholasville

  • While Nicholasville is slightly more expensive to live in than other cities in Kentucky, its overall cost of living is still well below the national average. Real estate is especially affordable here, which can help control the cost of assisted living, and seniors generally spend less on health care expenses than in other regions of the state and nation as a whole.  
  • While the property crime rate in Nicholasville is high compared to the national rate, incidents of this type of crime have been steadily decreasing for the past decade. Compared to similarly sized cities in the state, Nicholasville’s property crime rate is relatively low. Violent crime is relatively uncommon and is reported at a rate about half the national median.  
  • Nicholasville has a relatively comfortable climate, making it a good fit for active seniors. On a 10-point comfort index, the city scores a little higher than the national average at 7.3. Year-round highs range between 41 and 86 degrees, and while July can be humid, humidity levels tend to be low for the rest of the year.  
  • The air quality in Nicholasville is relatively good, with the city rating 62 on a 100-point index; the national score is 58.   
  • Seniors in Nicholasville can navigate the city with NichTran, the local public transportation system. All NichTran vehicles are wheelchair-accessible, and frequent riders receive a discounted fare. Veterans who show a military ID ride for free. 
  • Property and sales tax rates are low in Nicholasville, making it a financially feasible option for retirees with fixed incomes. The state doesn’t tax Social Security benefits, and there’s a large deduction for other types of retirement income.  
  • CHI Saint Joseph Health is located in Nicholasville,  providing easy access to emergency care and primary and specialty services for residents. This state-of-the-art diagnostic and treatment center offers lab services, physical and occupational therapy, diagnostic imaging and diabetes care.  

Paying for Assisted Living in Nicholasville

Assisted living services in Nicholasville can be costly. Seniors in this region pay approximately $4,400 per month for care, more than the state median of $3,699 and the national rate of $4,300. 

The Cost of Assisted Living in Nearby Cities 

Elsewhere in Kentucky, only the Louisville area is costlier, exceeding Nicholasville’s average of $4,400 at $4,557 per month. In Elizabethtown and Bowling Green, care costs are considerably lower at $3,550 per month. In Huntington, West Virginia, assisted living rates are more economical at $3,775.  

$4400

Nicholasville

$3699

Kentucky

$4300

The United States

$4557

Louisville/Jefferson County

$3550

Elizabethtown

$3550

Bowling Green

$4750

Cincinnati, OH

$3775

Huntington, WV

The Cost of Other Types of Senior Care 

Assisted living is one of several senior care options available in Nicholasville. Seniors who prefer to live in their own homes can obtain similar services through home care or home health care, each of which cost an average of $4,385 per month for 44 hours of weekly care. Adult day health care, which features personal care and some skilled nursing in a daytime community setting, is the cheapest option at $1,768. Nursing home care is the most expensive, with seniors paying $7,178 per month for shared rooms and $8,958 for private rooms.  

$4385

Homemaker Services

$4385

Home Health Aide

$1768

Adult Day Health Care

$4400

Assisted Living Facility

$7178

Nursing Home Facility (semiprivate room)

$8958

Nursing Home Facility (private room)

Note: Data for Nicholasville was unavailable, so data for the nearest city, Lexington, was used instead. 

Financial Assistance for Assisted Living in Nicholasville

While Kentucky does not use Medicaid to cover assisted living services, seniors who receive Supplemental Security Income and the optional state supplement may use this benefit toward expenses. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Kentucky page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

Free Assisted Living Resources in Nicholasville

The Nicholasville region offers a variety of free resources for seniors residing in local assisted living facilities or considering moving to the area. The following agencies and programs help older adults identify options for support, connect with community-based services, and ensure a high standard of care in residential communities.  

Resource Contact Service 
Bluegrass Area Agency on Aging and Independent Living (859) 266-1116 
(866) 665-7921 
Bluegrass AAAIL offers eight programs for older adults in the Nicholasville area. It operates the Aging and Disability Resource Center, which connects seniors with services in the community. It also administers Medicaid waiver programs, which can help seniors pay for assisted living.  
Blue Grass Community Action Partnership (800) 456-6571 Blue Grass Community Action Partnership is a local nonprofit organization that provides free and low-cost services to seniors to promote greater independence and an improved quality of life. It administers the Kentucky State Health Insurance Assistance Program through trained counselors who provide health insurance options counseling for seniors, which may help them identify ways to pay for assisted living. The agency also operates a senior center in Nicholasville where seniors can participate in social and recreational programming.  
Kentucky Legal Aid (270) 782-5740 (877) 782-4219 Older adults can get free over-the-phone assistance with a range of legal issues related to senior care, including help with reviewing assisted living contracts, resolving problems with the quality of care in residential communities, and accessing public benefits that may help cover care.  
Veterans Affairs (859) 553-9144 The region’s Veterans Affairs office is staffed with benefits counselors who help veterans and their spouses and survivors obtain benefits that may help cover health care and assisted living expenses. Benefits counselors can screen veterans for eligibility for pension programs, disability compensation and the Aid and Attendance benefit.  
Nursing Home Ombudsman Agency of the Bluegrass (859) 277-9215 The Nursing Home Ombudsman Agency of the Bluegrass serves residential community residents in the Nicholasville region, including those in nursing homes and assisted living facilities. The local ombudsman for Jessamine County resolves complaints made by or on behalf of assisted living residents and helps seniors understand their long-term care options and payment options. 

Assisted Living Laws and Regulations in Nicholasville

Nicholasville-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.