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Assisted Living Communities in Lexington, Kentucky

Situated in the heart of Kentucky’s Bluegrass region, Lexington is the second-largest city in the state. It rightly...

Directory of Assisted Living in Lexington, KY

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The Cost of Assisted Living in Nearby Cities

Although the monthly cost of assisted living in Lexington ($4,400) is above the state ($3,699) and national ($4,300) averages, it’s not the highest in Kentucky. Seniors in Louisville typically pay $4,557. Elizabethtown, where costs average $3,550, is more affordable. Huntington, West Virginia, is also less expensive at $3,775, while up in Cincinnati, Ohio assisted living costs in the region average $4,750.

Lexington

$4,400

Kentucky

$3,699

The United States

$4,300

Louisville

$4,557

Elizabethtown

$3,550

Cincinnati, OH

$4,750

Huntington, WV

$3,775

Paying for Assisted Living in Lexington

In Lexington, the monthly cost of assisted living is $4,400. When considering this type of care, it’s prudent to review the average costs of other locations to get a sense of what payments are likely to be. It’s also worth considering the costs of other types of care.

Financial Assistance for Assisted Living in Lexington

Assisted living communities in Lexington are recognized by the state of Kentucky as social models rather than health care agencies, thus no financing programs are offered for such facilities. However, seniors with disabilities may be eligible for Kentucky’s Hart-Supported Living Program or the Support for Community Living Waiver to fund for services provided by outside health care agencies while residing in assisted living communities.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Kentucky page.

Financial Assistance in Kentucky

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

The Cost of Other Types of Senior Care

Seniors who want to retain their independence at home can get home and home health care services in Lexington for $4,385. Despite assisted living also offering accommodation, its costs are only $15 more per month at $4,400. However, seniors who aren’t homebound can get the most affordable care in adult day centers for around $1,768. Nursing homes offer the most expensive type of care at $7,178 for a semiprivate room and $8,958 for a private room.

Home care

$4,385

Home health care

$4,385

Adult day health care

$1,768

Assisted Living

$4,400

Nursing Home (semiprivate room)

$7,178

Nursing Home (private room)

$8,958

Free Assisted Living Resources in Lexington

Seniors and their families can access a wealth of resources in their search for the ideal assisted living facility. The following are some of the available resources in or near Lexington.

ResourceContactService
VA Aid and Attendance Benefits(859) 212-2876The VA Aid and Attendance benefit is a monthly payment that U.S. military veterans can use to meet some of their residential care costs. Spouses of vets are also eligible for the monthly benefit. A range of criteria dictates the payment levels, with the maximum permissible being $1,881 for an individual vet, $1,209 for a surviving spouse and $2,230 for a couple. VeteranAid.org provides a useful tool on their website so vets can check if they qualify for the benefit.
Long-Term Care Ombudsman(800) 372-2991The Long-Term Care Ombudsman is a program that manages more than 80 volunteers whose role involves making unannounced visits to senior living facilities to ensure the residents are properly cared for. Ombudsmen regularly speak with residents, inform them of their rights and investigate their complaints. The ombudsman also holds data about assisted living facilities, such as care violations, which families can request to help them make more informed decisions about the best facilities for their loved ones.
State Health Insurance Program (SHIP)(866) 516-3051SHIP is a free service provided to Medicare beneficiaries and seniors who need help to enroll. The service’s counselors provide confidential one-on-one information and advice about all aspects of Medicare. They can help clarify confusing parts of plans to seniors who already have them, explain what’s covered and what’s not and help seniors choose the best plans to handle shortfalls. These may include private health care insurance. However, the counselors won’t try to sell insurance as they serve the seniors. 
Lexington Senior Center(859) 278-6072Lexington Senior Center provides a wealth of activities and programs to help seniors develop and maintain physical fitness and mental well-being. It’s open to Fayette County residents aged 60 and over to participate without assistance. Those who need help must be accompanied by an able-bodied adult. Educational activities include an aging support group and a history class. There are also various arts and crafts classes. 

Assisted Living Laws and Regulations in Lexington

Lexington-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.

Frequently Asked Questions About Assisted Living in Lexington, KY

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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