Cincinnati, Ohio is one of America’s great cities and one of the country’s best places to retire according to the 2019 Caring Senior Living Report. With world-class museums, hometown sports teams like baseball’s legendary Cincinnati Reds, and many perks for the over-65 set, seniors moving to the Queen City will feel valued and engaged. 

According to the 2020 Genworth Cost of Care Survey, Cincinnati residents pay an average of $5,148 per month for home care services.  Home care refers to in-home non-medical assistance with meals, grooming and daily tasks. Seniors with more advanced medical needs should be reassured that Cincinnati ranks third in the state overall for health care. Residents have better than national average access to a primary care physician and benefit from geriatric facilities such as the Christ Hospital Health Network and its highly regarded Health and Aging Center.

Below we’ve compiled a comprehensive directory of every home care provider in the Cincinnati, OH area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.   

Directory of Home Care Services in Cincinnati, OH

Right at Home Hamilton County

‌4225 Malsbary Rd ‌ Ste 205 ‌, Blue Ash, OH, 45241

She does all of my grocery shopping. For the most part she does everything. She could probably help put things away more. She’s always on time.
She does all of my grocery shopping. For the most part she does everything. She could probably help put things away more. She’s always on time.

2017, 2018, 2019, 2020, 2021, 2022

Queen City Elder Care

2692 Madison Rd., Suite N1-325, Cincinnati, OH, 45208

A lifetime of thank you’s would not be enough to repay my mom’s caregivers. Sallie, Gabrielle, Jina and Brittany were angels. They took care of my mom through the easy times and the really bad tim … (read more)
A lifetime of thank you’s would not be enough to repay my mom’s caregivers. Sallie, Gabrielle, Jina and Brittany were angels. They took care of my mom through the easy times and the really bad tim … (read more)

2022

Home Instead – Milford, OH

400 Techne Center Dr, Suite 406, Milford, OH, 45150

We’ve been with Home Instead for several years. They respond quickly to meet my request and needs which have changed alot over time. They are always respectful and professional.
We’ve been with Home Instead for several years. They respond quickly to meet my request and needs which have changed alot over time. They are always respectful and professional.

Home Matters Caregiving – Cincinnati / Northern KY

230 Northland Blvd Suite #334 , Cincinnati, OH, 45246

<li>Nurse driven care</li> <li>Free Care assessment and customized care plan</li> <li>Data-driven quality monitoring with wearable technology available</li>
<li>Nurse driven care</li> <li>Free Care assessment and customized care plan</li> <li>Data-driven quality monitoring with wearable technology available</li>

Hannah’s Home Care

8190-A Beechmont Ave., Ste 122, Cincinnati, OH, 45255

Hannah’s Home Care is an in-home care provider serving Cincinnati, Ohio and the surrounding area. Hannah’s Home Care offers non-medical services in the home, such as meal preparation, housekeeping, a … (read more)
Hannah’s Home Care is an in-home care provider serving Cincinnati, Ohio and the surrounding area. Hannah’s Home Care offers non-medical services in the home, such as meal preparation, housekeeping, a … (read more)

FirstLight Home Care – Cincinnati, OH

9811 Humphrey Road, Cincinnati, OH, 45242

Exceptional caring staff and front office with scheduling. Highly, highly recommended
Exceptional caring staff and front office with scheduling. Highly, highly recommended

Home Instead – Cincinnati, OH

3985 Race Rd, Suite 12, Cincinnati, OH, 45242

Home Instead provided our family with assistance for several weeks for our father after a recent fall. The caregivers were professional and caring individuals who helped with not only his physical ne … (read more)
Home Instead provided our family with assistance for several weeks for our father after a recent fall. The caregivers were professional and caring individuals who helped with not only his physical ne … (read more)

Right at Home Northern Kentucky

1522 Dixie Highway, Park Hills, KY, 41011

My dad’s mom had advanced parkinsons as well as dementia cause by her parkinsons medications. When our family wasn’t able to care for her by ourselves we still wanted for her to be able to live at hom … (read more)
My dad’s mom had advanced parkinsons as well as dementia cause by her parkinsons medications. When our family wasn’t able to care for her by ourselves we still wanted for her to be able to live at hom … (read more)

Gracious Home Care

201 E 5th Street, Cincinnati, OH, 45202

Home office management is out of state. Local agent seems to be in over his head. Caregiver reported being heavily pressured to take far too many clients and work very long hours without a rest or m … (read more)
Home office management is out of state. Local agent seems to be in over his head. Caregiver reported being heavily pressured to take far too many clients and work very long hours without a rest or m … (read more)

Home Instead – Cincinnati-East, OH

9563 Montgomery Rd, Suite 203, Cincinnati, OH, 45242


Visiting Angels

8595 Beechmont Ave #207 , Cincinnati, OH, 45255

They make it easy to use them, I appreciate the job that they do. They are reliable, and when they say they are coming they are.
They make it easy to use them, I appreciate the job that they do. They are reliable, and when they say they are coming they are.

2019

Family Bridges Home Care

8372 Reading Rd, Cincinnati, OH, 45237

They are here at night when we are asleep. They give us good service.
They are here at night when we are asleep. They give us good service.

BrightStar Care Cincinnati N & E

11305 Reed Hartman Highway, Suite 201, Cincinnati, OH, 45241

We were using them for infusions that take a long time and it was important to get started early. Neither of the nurses could get an IV in me quickly. The two nurses that I have had since then have be … (read more)
We were using them for infusions that take a long time and it was important to get started early. Neither of the nurses could get an IV in me quickly. The two nurses that I have had since then have be … (read more)

Cura Care Corp

7577 Central Parke Blvd Suite 204, Mason, OH, 45040

Cura Care Corp provides in-house care for my wife. They could also do some errands although we haven’t tried that yet. I chose this agency because of their location, since they’re closer to me. I also … (read more)
Cura Care Corp provides in-house care for my wife. They could also do some errands although we haven’t tried that yet. I chose this agency because of their location, since they’re closer to me. I also … (read more)

Comfort Keepers Home Care in Cincinnati

7525 State Road, B,, Cincinnati, OH, 45255

In general, their services were good and the individuals were very responsive to our needs and made changes per suggestion. Specific comfort keepers were excellent.
In general, their services were good and the individuals were very responsive to our needs and made changes per suggestion. Specific comfort keepers were excellent.

HomeCare.com

7925 Jones Branch Drive, Suite LL 140, Mclean, VA, 22102

I’m using HomeCare.com. It’s fine. They’re very good and very responsive to any concerns I have, and they’ve provided me with a good health care aide, not great necessarily, but good. They also provid … (read more)
I’m using HomeCare.com. It’s fine. They’re very good and very responsive to any concerns I have, and they’ve provided me with a good health care aide, not great necessarily, but good. They also provid … (read more)

Home Care Assistance of Cincinnati, OH

7712 Montgomery Road, Cincinnati, OH, 45236

I found the caregivers competent but not very open and honest. Communication with the case manager was poor. I am 61 disabled and really need their help. I feel very let down.
I found the caregivers competent but not very open and honest. Communication with the case manager was poor. I am 61 disabled and really need their help. I feel very let down.

Queen City Homecare

8041 Hosbrook Rd, Suite 422, Cincinnati, OH, 45236

The folks at Queen City Homecare are both kind and professional. I hired them to because I had a surgical procedure which required someone to drive me and stay at the hospital. Wumi was my driver and … (read more)
The folks at Queen City Homecare are both kind and professional. I hired them to because I had a surgical procedure which required someone to drive me and stay at the hospital. Wumi was my driver and … (read more)

Home Helpers of Cincinnati / N KY

4760 Red Bank Expressway, Cincinnati, OH, 45227

Our family had a wonderful experience with Home Helpers. They cared for my aunt for 9 years and were present with her 24/7. The amazing caregivers assisted with everything my aunt needed and they ra … (read more)
Our family had a wonderful experience with Home Helpers. They cared for my aunt for 9 years and were present with her 24/7. The amazing caregivers assisted with everything my aunt needed and they ra … (read more)

Cherish Healthcare LLC – Cincinnati, OH

4439 Reading Rd, Cincinnati, OH, 45229

Cherish Healthcare has provided healthcare assistance for my father over the last several months. My father is 90 + , visually impaired with mobility challenges, and lives in an assisted living commu … (read more)
Cherish Healthcare has provided healthcare assistance for my father over the last several months. My father is 90 + , visually impaired with mobility challenges, and lives in an assisted living commu … (read more)

Paying for Home Care in Cincinnati, OH

The Cost of Home Care in Cincinnati, OH 

In the Cincinnati area, home care costs are only $191 higher than the national and state average of $4,957. Costs are even lower than in other large cities such as Dayton, where average costs are $5,434 per month, and Cleveland at $5,196. The highest in-home care costs in the state are in nearby Columbus at $5,625. The lowest state average is in Akron at $4,052 per month.

$5148

Cincinnati

$4957

Ohio

$4957

The United States

$5434

Dayton

$5625

Columbus

$4052

Akron

$5196

Cleveland

The Cost of Home Care vs. Other Senior Care Options in Cincinnati, OH 

The average cost of in-home care in Cincinnati, OH is $5,148. This includes regular assistance with meals, grooming and daily chores. In-home health care that involves medical or therapeutic care involving professionals, such as wound dressing and medication management also averages $5,148 monthly. Adult day health care, in which the resident generally leaves the home for supervised care elsewhere, costs an average of $1,690 monthly. Assisted living in a facility costs less than in-home care at $4,666 monthly, while nursing home care, which provides the most substantial amount of support, costs an average of $7,848 monthly in a semi-private room.

$5148

Home Care

$5148

Home Health Care

$1690

Adult Day Health Care

$4666

Assisted Living Facility

$7848

Nursing Home Facility (semiprivate room)

Financial Assistance for Home Care in Cincinnati, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Cincinnati, OH

Resources for seniors who wish to age in place but still need some level of in-home support can be found through the organizations listed below. Many of the services available to Cincinnati seniors are free or low-cost and easy to access within their neighborhood or online.

Resource

Contact

Service

(513) 721-1025 

The Elderly Services Program helps older adults in the greater Cincinnati area remain safe and independent in their own homes. Run by the Council on Aging, the program provides senior home care services such as personal care, housekeeping, meals, and transportation to expand seniors' care from family and friends.

(513)
721-4330

With a mission to deliver essential services that promote the independence of seniors, the program organizes Meals on Wheels service, transportation, pet support and more for Cincinnati resident seniors.

Online

A one-stop resource center for seniors in Ohio, this non-profit provides information about events, services and links to local senior centers in Cincinnati neighborhoods and across the state.

Online

The Ohio Department of Aging's Golden Buckeye program connects Ohio businesses with residents aged 60 and older. Golden Buckeye members get discounts, waived fees, free products or services, and more. The program also provides an online resource center of links and articles pertaining to senior care.

 1-800-589-7277

This program connects seniors with a range of services such as financial help with housing and prescriptions. The Agency also publishes an Older Adults Resource Guide, available online or through the mail. 

(513)
961-2800

In addition to offering senior homeowners counseling and educational resources, the Center offers low interest and deferred loans for major home improvements or retrofits for accessibility.

(513)
241-7745

The Senior Companions program provides assistance to those in need of in-home support and care. Tax-exempt stipends and travel reimbursements for volunteers support seniors needing medication reminders, socialization, or in-person assistance with activities of daily living. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with Family and Others about a loved one's needs

Frequently Asked Questions


How do you pay for senior care at home?


There is no one solution for senior in-home care financial support. Services for pay are always available through certified agencies. There are volunteer-based programs such as Meals on Wheels that may contribute to an in-home schedule of services. Some in-home care services are covered by Ohio Medicaid waiver programs.  Medicare may also cover some medically necessary services in the home.


What is the difference between in-home care and home health care?


In-home care provides non-clinical help with basic activities of daily living such as meal preparation, grooming and companionship. Home health care involves some level of medical attention from a professional. This may include wound dressing, medication management and adjustment of medical devices.


What is the average cost for in-home elderly care in Cincinnati, OH?


In-home care for assistance with activities of daily living averages $5,148 monthly in the greater Cincinnati area. In-home health care which involves simple medical intervention, wound care, medication management and medical device adjustments also costs an average $5,148 monthly.


What is a home care assessment?


An in-home care assessment is conducted by an agency or designated professional to determine the level of care required to keep a senior resident safe while living independently. It may include a home walk-through to identify potential hazards and the development of a safety plan. The goal of the assessment is to provide a basis for an in-home care plan going forward.


What is in-home respite care?


Respite care provides temporary relief for a primary caregiver, allowing them to step away from duties to refresh and rejuvenate. It may mean replacing the caregiver with temporary volunteer or paid care in the home, or using out-of-home programs such as adult day care centers on a more regular basis.