Situated on the Ohio River, Louisville offers stunning views in this part of the Bluegrass State. Nearly 400,000 residents call the Louisville/Jefferson County metro home, with about 15% of them aged 65 or older. Louisville is a beautiful, historic Southern city known for its excellent park system, arts and music. It may appeal to seniors because it’s relatively budget-friendly, with a lower-than-average cost of living and various tax perks. 

Seniors seeking a home-like environment where they receive personal assistance with daily activities but don’t require a high level of skilled nursing often benefit from assisted living. These residential communities support aging adults while encouraging continued independence by offering housekeeping services, daily meals and personal care as needed. Louisville’s average cost of assisted living is $3,500, which is just under the state average but significantly lower than the national average. 

This information-packed guide provides information on assisted living in Louisville. It lists the average costs of assisted living in other Kentucky cities for comparison and the costs of other types of senior care. It also includes some pros and cons of living in Louisville and several free resources that help seniors remain independent.

Directory of Assisted Living Facilities in Louisville, KY

Wesley Manor

5012 E. Manslick Road, Louisville, KY, 40219

Spread across a 35-acre campus near the Gene Snyder Freeway in Louisville, Kentucky, Wesley Manor advertises itself as a "Life Plan Retirement Community" because of the immense array of services provi … (read more)
Spread across a 35-acre campus near the Gene Snyder Freeway in Louisville, Kentucky, Wesley Manor advertises itself as a "Life Plan Retirement Community" because of the immense array of services provi … (read more)

Forest Hills Commons

9107 Taylorsville Rd., Louisville, KY, 40299

For the active senior in Louisville, Kentucky, Forest Hills Commons is a great assisted-living option. Residents enjoy the busy calendar of on-site and off-site activities and events, as well as the r … (read more)
For the active senior in Louisville, Kentucky, Forest Hills Commons is a great assisted-living option. Residents enjoy the busy calendar of on-site and off-site activities and events, as well as the r … (read more)

2020

Traditions at Beaumont

10210 Long Home Road, Louisville, KY, 40291

Located one mile from I-265 in the Fern Creek section of Louisville, Kentucky, Traditions at Beaumont is a modern community offering independent living, assisted living and memory care. Traditions at … (read more)
Located one mile from I-265 in the Fern Creek section of Louisville, Kentucky, Traditions at Beaumont is a modern community offering independent living, assisted living and memory care. Traditions at … (read more)

Vitality Living Stony Brook

3451 South Hurstbourne Parkway, Louisville, KY, 40299

Serving as a welcoming assisted-living facility in Louisville, Kentucky, Atria Stony Brook aims to keep residents feeling active and happy. With a tiered-approach to care and a separate memory ward, t … (read more)
Serving as a welcoming assisted-living facility in Louisville, Kentucky, Atria Stony Brook aims to keep residents feeling active and happy. With a tiered-approach to care and a separate memory ward, t … (read more)

2022

Sunrise of Louisville

6700 Overlook Drive, Louisville, KY, 40241

Sunrise of Louisville is located in the eastern part of Kentucky’s largest city, approximately three miles southeast of the Ohio River and just south of Interstate 71. Residents and visitors appreciat … (read more)
Sunrise of Louisville is located in the eastern part of Kentucky’s largest city, approximately three miles southeast of the Ohio River and just south of Interstate 71. Residents and visitors appreciat … (read more)

2016, 2017

Symphony at Valley Farms

10201 Valley Farms, Louisville, KY, 40272

Conveniently situated near U.S. Route 60, Symphony at Valley Farms in Louisville, Kentucky, is close to Southwest Regional Library and KentuckyOne Health Medical Center. Visitors note the bright, spac … (read more)
Conveniently situated near U.S. Route 60, Symphony at Valley Farms in Louisville, Kentucky, is close to Southwest Regional Library and KentuckyOne Health Medical Center. Visitors note the bright, spac … (read more)

Belmont Village St. Matthews

4600 Bowling Boulevard, Louisville, KY, 40207

Belmont Village St. Matthews is situated in Louisville, Kentucky, right on the edge of Norbourne Estates. Visitors are happy to see the memory care unit sectioned off into stages, which means each gue … (read more)
Belmont Village St. Matthews is situated in Louisville, Kentucky, right on the edge of Norbourne Estates. Visitors are happy to see the memory care unit sectioned off into stages, which means each gue … (read more)

Vitality Living Springdale

4501 Springdale Road, Louisville, KY, 40241

Springdale offers independent and assisted living in a peaceful Louisville, Kentucky, suburb not far from the area’s bluegrass farms. The senior facility encourages an active lifestyle, and its locati … (read more)
Springdale offers independent and assisted living in a peaceful Louisville, Kentucky, suburb not far from the area’s bluegrass farms. The senior facility encourages an active lifestyle, and its locati … (read more)

Creekside on Bardstown

3535 Bardstown Road, Louisville, KY, 40218

I toured Creekside on Bardstown and it was good. The staff there were helpful, and they showed me what I needed. They handed me a packet to share with my parents that had the discussion points. I know … (read more)
I toured Creekside on Bardstown and it was good. The staff there were helpful, and they showed me what I needed. They handed me a packet to share with my parents that had the discussion points. I know … (read more)

Creekside on Whipps Mill

9701 Whipps Mill Rd, Louisville, KY, 40223

My husband has moved into Creekside on Whipps Mill. I’ve been very pleased. They go out of their way to do whatever is needed and the staff is very helpful. My husband has been very well pleased with … (read more)
My husband has moved into Creekside on Whipps Mill. I’ve been very pleased. They go out of their way to do whatever is needed and the staff is very helpful. My husband has been very well pleased with … (read more)

Hallmark House

10301 Coneflower Lane, Louisville, KY, 40059

Hallmark House is an assisted living facility in Louisville, Kentucky, that focuses on those with memory care needs. Family members praise the facility for its carefully crafted sense of home and … (read more)
Hallmark House is an assisted living facility in Louisville, Kentucky, that focuses on those with memory care needs. Family members praise the facility for its carefully crafted sense of home and … (read more)

Anthology of Louisville

1105 Dorsey Lane, Louisville, KY, 40223

I had an in-person tour of Anthology of Louisville. The staff was very friendly and very knowledgeable. They called all the residents by name. The facility was just beautiful, and it was relatively ne … (read more)
I had an in-person tour of Anthology of Louisville. The staff was very friendly and very knowledgeable. They called all the residents by name. The facility was just beautiful, and it was relatively ne … (read more)

Brookdale Stonestreet

9251 Stonestreet Rd., Louisville, KY, 40272

Brookdale Stonestreet is located in the heart of southwest Louisville, Kentucky, home to Churchill Downs and the Louisville Slugger Museum and Factory. Visitors give high marks to the pet-friendly fac … (read more)
Brookdale Stonestreet is located in the heart of southwest Louisville, Kentucky, home to Churchill Downs and the Louisville Slugger Museum and Factory. Visitors give high marks to the pet-friendly fac … (read more)

Magnolia Springs Louisville

8225 Whipps Mill Road, Louisville, KY, 40222

Magnolia Springs Louisville was very nice and very efficient. The gal who arranged the tours got back to me several times just to see if we had come to any decision or anything, but the way it was lai … (read more)
Magnolia Springs Louisville was very nice and very efficient. The gal who arranged the tours got back to me several times just to see if we had come to any decision or anything, but the way it was lai … (read more)

Dominion Senior Living at Northfield

6000 Hunting Rd, Louisville, KY, 40222

I was very impressed with Dominion Senior Living at Northfield. We had an in-person meeting at their cafeteria because of COVID, but they put on a very good presentation. I’m very impressed with their … (read more)
I was very impressed with Dominion Senior Living at Northfield. We had an in-person meeting at their cafeteria because of COVID, but they put on a very good presentation. I’m very impressed with their … (read more)

Christian Care Communities – Middletown

11530 Herrick Ln, Louisville, KY, 40243

We went to Christian Care Communities – Middletown. It’s a very nice place. The people are very, very nice, very helpful, but it’s too expensive. They showed us a two bedroom. It was small, and that w … (read more)
We went to Christian Care Communities – Middletown. It’s a very nice place. The people are very, very nice, very helpful, but it’s too expensive. They showed us a two bedroom. It was small, and that w … (read more)

Vitality Living St. Matthews

120 South Hubbards Lane, Louisville, KY, 40207

I liked the fact that Vitality Living St. Matthews seemed to care about their residents. I visited their assisted living. They have a refrigerator and microwave in the room that I saw. The staff that … (read more)
I liked the fact that Vitality Living St. Matthews seemed to care about their residents. I visited their assisted living. They have a refrigerator and microwave in the room that I saw. The staff that … (read more)

Harmony at Tucker Station

12523 Taylorsville Road, Louisville, KY, 40299


2015, 2016, 2020

The Forum at Brookside

200 Brookside Drive, Louisville, KY, 40243

The Forum at Brookside was great. I liked the people better. The facility was maybe not quite as new and not quite as nice as the other one my mom stayed at, but the people were accessible. It was eas … (read more)
The Forum at Brookside was great. I liked the people better. The facility was maybe not quite as new and not quite as nice as the other one my mom stayed at, but the people were accessible. It was eas … (read more)

2015

Wickshire Blankenbaker

901 Blankenbaker Parkway, Louisville, KY, 40243

Wickshire Blankenbaker, a senior living facility, is located on a scenic expanse of land in Louisville, Kentucky, conveniently close to I-64, a local coffee shop and restaurants. A commitment to perso … (read more)
Wickshire Blankenbaker, a senior living facility, is located on a scenic expanse of land in Louisville, Kentucky, conveniently close to I-64, a local coffee shop and restaurants. A commitment to perso … (read more)

COVID-19 Rules for Assisted Living in Louisville

Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in Kentucky. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

What to Consider About Assisted Living in Louisville

The Kentucky Department for Aging and Independent Living (DAIL) oversees the statewide programs and services for seniors. DAIL certifies assisted living communities in Louisville and across the state annually. It also addresses issues that prevent seniors and disabled residents from having the best possible quality of life.

Benefits and Drawbacks of Assisted Living in Louisville

  • Louisville’s overall cost of living is nearly 11% lower than the national average. Seniors also may benefit from the city’s lower-than-average cost of health care, which is 14% less than the national average and almost 8% lower than the state average.
  • The climate in Louisville has been described as continental and highly variable due to its proximity to storm tracks that frequently prompt shifts between cooler air from up north to warm moist Gulf air. The combination results in warm, humid summers and moderately cold winters. However, the hills in the north often block polar air, preventing it from receiving more significant amounts of snow or colder extremes. Louisville only gets about 9 inches of snow annually but does experience higher-than-average amounts of rainfall.
  • Seniors have access to several high-performing hospitals in Louisville. Baptist Health Louisville was rated high performing in nine adult procedures/conditions, Norton Hospitals was rated high performing in eight and University of Louisville Health-Jewish Hospital was rated high performing in six. All three were rated high performing for the treatment of heart attacks and strokes.
  • Kentucky exempts Social Security Benefits and up to $31,110 of various retirement income per person from state income taxes. Exempted retirement income includes annuities and public and private pensions. All other retirement income falls under the flat state income tax rate of 5%, making seniors’ overall income tax burdens in Louisville relatively friendly.
  • Kentucky boasts a modest 6% state sales tax rate, and counties and municipalities aren’t allowed to add to it. Therefore, the local sales tax in Louisville is zero for a combined total of 6%. Seniors may also benefit from groceries and prescription drugs being sales tax-exempt.
  • Louisville joined the AARP Age-Friendly Network in September 2016. Currently, the Louisville-Jefferson County area has a livability score of 51, which is slightly higher than the national average of 50. It received its lowest score of 46 on transportation, largely due to a low level of ADA-accessible stations and vehicles. However, it earned a 56 on community engagement, 54 on environmental health and 53 for ease of access to neighborhood conveniences.

Paying for Assisted Living in Louisville

The average cost of assisted living in Louisville is $3,500 per month, per Genworth’s 2021 Cost of Care Survey. However, the final cost can vary based on living arrangements, services, amenities and various other factors.

The Cost of Assisted Living in Nearby Cities

While Louisville’s average cost of assisted living is only $52 per month higher than the state average, it’s significantly lower than the national average of $4,500. Compared to other Kentucky cities, Louisville’s cost lands about mid-range. It’s more than Owensboro’s $3,088 and Elizabethtown’s $3,225. Bowling Green mirrors Louisiana’s amount of $3,500, and Lexington’s average cost is more than $1,000 higher at $4,568 monthly.

$3500

Louisville

$3448

Kentucky

$4500

The United States

$3088

Owensboro

$3225

Elizabethtown

$3500

Bowling Green

$4568

Lexington

The Cost of Other Types of Senior Care

Assisted living isn’t the only type of senior care available in Louisville, but it does offer a middle ground to other options. Adult day health care is much lower but only provides limited services and support at an average cost of $1,809 per month. Services provided in the home are higher, at $4,767 for both in-home care and home health care. Nursing home care is more than double the cost of assisted living, at $7,452 per month, but it provides a much higher care level. 

$4767

In-Home Care

$4767

Home Health Aide

$1809

Adult Day Health Care

$3500

Assisted Living Facility

$7452

Nursing Home Facility

Financial Assistance for Assisted Living in Louisville

In the state of Kentucky, assisted living facilities don’t provide health services and therefore are not eligible for funding through Medicaid. However, in some circumstances, Medicaid may provide coverage for treatments received from an outside agency. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Kentucky page.

Paying for Assisted Living Facilities in Kentucky

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

Free Assisted Living Resources in Louisville

Even seniors in assisted living may have certain requirements not being met in these communities. Aging adults have numerous government and nonprofit entities in Los Angeles and throughout the county with free programs and services to help support various needs. These resources offer everything from legal assistance to transportation services.

Resource

Contact 

Services

(502) 266-5571

KIPDA’s ADRC provides seniors with information on long-term services and support. It strives to empower seniors to make informed decisions about their long-term care through objective information and advice. It also helps aging adults access public and private programs for things like nutrition services, adaptive equipment programs and transportation services. 

(502) 587-8673

ElderCare advocates for seniors through community education about elder abuse. It encourages social engagement and promotes wellness by offering group activities, health screenings, field trips and exercise programs at senior centers in Louisville and throughout its service area. Programs are free to eligible Jefferson County residents aged 60 or older.

(800) 827-1000

VA’s Louisville Regional Office administers services to ensure veterans receive all the benefits to which they’re entitled. It helps with compensation, insurance, pensions and employment. It also offers counseling on eligibility for VA benefits, helps with applying for benefits, provides information about VA health care and offers outreach to veterans.

(502) 574-7306

The Louisville Metro’s RSVP serves seniors aged 55 or older in Louisville and throughout Jefferson County. It recruits and supports older adults and their desire to volunteer their time and services to local agencies. Seniors have the opportunity to meet new people while improving their health and helping their community.

(502) 992-2448

Project CARAT Louisville operates the assistive technology reuse program in the city. Its goal is to repurpose assistive technology and durable medical equipment to make it more accessible to those who need it, such as seniors in assisted living who might not be able to afford the devices they need.

Assisted Living Laws and Regulations in Louisville

Louisville Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.

Assisted Living Laws and Regulations in Kentucky