Caring.com
Caring.com

(800) 558-0653

The 5 Best Home Care Agencies for Seniors in Jeffersonville, IN for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Jeffersonville, IN, residents and their loved ones rate In Home Care agencies across the 7 options below.

Home Care Agencies in Jeffersonville, IN

7 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Paying for Home Care in Jeffersonville, IN

The Cost of Home Care in Jeffersonville, IN

When compared with the state’s average home care cost, Jeffersonville is equivalent; however, the cost of care is $190 below the national average. In Evansville, located in the southwest corner of Indiana, home care is slightly less expensive at $4,290, and the same can be said for Columbus, where seniors pay an average of $4,553. In Bloomington, seniors pay a higher monthly average rate at $5,173 per month.

Jeffersonville

$4,767

Indiana

$4,767

United States

$4,957

Evansville

$4,290

Columbus

$4,553

Bloomington

$5,173

The Cost of Home Care vs. Other Senior Care Options in Jeffersonville, IN

While home care and home health care carry the same average costs in Jeffersonville, seniors who are able to leave their homes daily may benefit financially from enrolling in adult day health care instead, which costs an average of $1,809 per month. Assisted living provides residential care for seniors and includes personal care, meals and other services at an average of $3,500 per month, while nursing home care is available to those who require full-time medical supervision at an average monthly cost of $7,452.

Home Care

$4,767

Home Health Care

$4,767

Adult Day Health Care

$1,809

Assisted Living

$3,500

Nursing Home Care (semiprivate room)

$7,452

Financial Assistance for Home Care in Jeffersonville, IN

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Jeffersonville, IN

Jeffersonville seniors can balance their out-of-pocket home care expenses with free and low-cost resources that are provided by various local agencies. These resources provide seniors with necessities such as home-delivered meals, bill assistance, clothing and life skills training.

ResourceContactService
Meals on Wheels - Jeffersonville(859) 254-6795Meals on Wheels delivers food to seniors aged 60 and above. This low-cost program provides seniors with three daily meals, drinks and snacks each day at a cost of $6 per day.
Weatherization

(812) 288-6451 ext. 2167The Weatherization program offers free home upgrades for seniors and low-income families. It includes a variety of services to help lower emissions and energy usage, including furnace tune-ups, insulation replacement and air sealing.
Energy Assistance Program(812) 288-6451 ext. 2113The Energy Assistance Program helps low-income households cover the cost of vital utilities, such as winter heating costs. The program provides a one-time payment on behalf of those who are at risk of disconnection or who have already been disconnected and require funds for reconnection fees.
Salvation Army Partner with Adults Programs (800) 725-2769The south Indiana branch of the Salvation Army administers several programs and services to help seniors in need. That includes rent and utility assistance, pet food assistance and clothing assistance.
Center for Lay Ministries(812) 282-0063The Center for Lay Ministries operates a food pantry to support the needs of vulnerable seniors and families in the Jeffersonville area, as well as various workshops to teach those in need the skills they need to become self-sufficient.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.