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The 10 Best Memory Care Facilities in Louisville, KY for 2024

Louisville is a city of about 250,000 residents, making it the most populous in the state. Those aged 65 and over, who account for the majority of Alzheimer’s diagnoses, make up about 15% of the population. Despite this large population, the number of Alzheimer’s-related deaths in this region is dropping. While the Centers for Disease Control and Prevention report that the total number of deaths went up by 17% between 2016 and 2020, incidents linked to Alzheimer’s went down by 17%. This disease accounted for 7% of deaths at the beginning of this reporting period and less than 5% at the end.

For many families, residential dementia care is a preferred solution for their loved ones’ needs. Memory care communities provide standard assisted living services such as meals and personal care but also include 24-hour supervision as well as cognitively stimulating social and recreational programs.

This guide summarizes memory care in Louisville by covering how much facilities charge for specialized care and highlighting some agencies and programs that can help families make informed decisions regarding their loved ones’ care.

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Memory Care Facilities in Louisville, Kentucky

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What to Consider About Memory Care in Louisville

The Department for Aging and Independent Living, a subagency of the Kentucky Cabinet for Health and Family Services, regulates and certifies memory care facilities in Louisville and the Bluegrass State at large. A related agency, the Kentucky Office of Inspector General’s Division of Health Care, hosts a comprehensive directory of long-term care facilities on its website

Benefits and Drawbacks of Memory Care in Louisville

  • States’ largest cities tend to have high costs of living. Despite this long-running nationwide trend, the overall cost of living in Louisville, the largest city in Kentucky, is 11.6% below the U.S. average. Health care costs are 14% lower than the U.S. average and 7.9% below Kentucky’s statewide average.
  • The Asthma and Allergy Foundation of America ranked Louisville as having more air impurities than the average U.S. city, earning the No. 22 spot on its annual Allergy Capitals report. Seniors with asthma, COPD, emphysema, lung cancer and other respiratory diseases may experience flare-ups as a result of Louisville’s allergen levels, potentially making Louisville a poor retirement destination. On the bright side, memory care facility residents spend much of their time indoors, keeping seniors from unnecessarily exposing themselves to allergens.
  • Like many other major cities, Louisville has above-average crime rates. On a scale from 1 to 100, where lower scores equate to less crime, Louisville’s property crime rating is 87.2, higher than the national average of 35.4. Its violent crime rating is 46.2, greater than the U.S. average of 22.7. Fortunately, assisted living facilities with memory care programs offer enhanced security measures such as keycard-only doorway entry and closed-circuit camera systems.
  • Seniors living in Louisville have nearby access to a high number of health care providers. U.S. News & World Report indicates Louisville is home to the 4th-, 5th- and 6th-best hospitals in Kentucky. Kentucky’s state capital also has a disproportionately high number of physicians, 335 per 100,000 residents, which is 59% more than the U.S. average (210 per 100,000).
  • Louisville has been a member of the AARP Network of Age-Friendly Communities since 2016, meaning city officials have dedicated themselves to implementing programs and policies that improve senior-friendliness. City officials began by creating an action plan; in part, it pledged to create an intergenerational mentorship program, giving seniors better opportunity to impact the community.

Paying for Memory Care in Louisville, KY

When trying to decide how to pay for memory care, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of memory care in Louisville and 10 other cities in Kentucky.

Inflation's Impact on the Cost of Memory Care in Louisville, KY

Inflation has led to rising memory care costs in Louisville and throughout Kentucky. In Louisville, prices have risen from $4,089 in 2022 to a projected $4,870 in 2024, a jump of 19%. Louisville’s costs remain significantly lower than the U.S. average, by about 19%, and a bit lower, about 7.5%, than Kentucky’s average. Prices are rising in neighboring Kentucky cities as well. Costs in Lexington are higher than those in Louisville, but are also increasing by 19%, from $5,027 to $5,987. Paducah and Bowling Green both show lower rates but the same 19% increase.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
U.S. Average$4,863$5,369$5,792
Bowling Green$3,893$4,298$4,637

The Cost of Memory Care in Nearby Cities

Louisville’s memory care providers typically charge $4,375 per month. This rate is $65 above Kentucky’s statewide average ($4,310), though $1,250 below the national average ($5,625). Kentucky’s second-largest city, Lexington ($5,710), averges $1,335 more than Louisville. Bowling Green ($4,375) matches Louisville’s average. Owensboro ($3,860) averages $515 less than in Louisville and Elizabethtown ($4,031) averages $344 less.





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The Costs of Other Types of Senior Living

Louisville’s seniors have many care options to choose from, according to their needs and budgets. Those who can still live on their own may select independent living for $2,773 per month on average. For people who require help with personal care, assisted living may be a good choice, but it costs more at $3,871. Seniors experiencing memory loss may desire the security and support of memory care at $4,514.

Assisted Living


Memory Care


Independent Living


Financial Assistance for Memory Care in Louisville

In Louisville there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, Memory Care in Kentucky page.

More ways to pay for memory care in KY

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Kentucky page.

Free and Low-Cost Resources for Seniors in Louisville,KY

There are many resources in Louisville,KY that assist seniors in their retirement. has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring’s Kentucky state page.

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
KIPDA's Aging and Disability Resource Center (ADRC)888-737-3363Kentucky's Area Agencies on Aging are nonprofit organizations dedicated to serving the needs of older adults and caregivers. They provide programs and services that promote independent living and help to enhance seniors' quality of life. These include care planning, transportation services, nutrition programs and caregiver support. They also offer information, referrals and benefits counseling. Kentucky's AAAs play a crucial role in advocating for seniors' rights and ensuring they have access to the resources they need to age with dignity.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Louisville seniors afford the nutritious food they need.

Program NamePhone NumberDescription
Jewish Community Center of Louisville (JCC) Meals on Wheels502-238-2749Various organizations throughout Kentucky operate Meals on Wheels programs to provide home-delivered meals to seniors who might otherwise go hungry. Delivering nutritious meals helps enable independent living while providing an opportunity for delivery drivers to perform a safety check and offer social interaction. Meals are generally provided for free or at a low cost based on a sliding fee scale to ensure access to those older adults most in need.
Louisville Senior Nutrition Program502-574-6325The Louisville Senior Nutrition Program delivers meals to the homes of adults aged 60 and over who are unable to shop or who have difficulty preparing meals on their own. Program workers conduct a home visit during the application process to establish eligibility and the urgency of a senior's needs. Applicants with unique circumstances and medical conditions are given priority for approvals, while others may need to be wait-listed due to high demand. Documented income verification is required.
Neighborhood House Emergency Food Bank502-774-2322The Neighborhood House Emergency Food Bank works with the Dare to Care Food Bank to help vulnerable seniors and other food-insecure residents of the West Louisville area. The food bank is open every weekday from 10 a.m. to noon, and to receive emergency food boxes, seniors must present government ID and proof of residence. Neighborhood House also provides senior engagement programs, including cooking and fitness classes, a daily congregate lunch, bingo games and holiday parties.

Free Used Medical Equipment

Due to the high cost of purchasing new medical equipment, several organizations in Louisville collect lightly used medical devices such as wheelchairs, ramps and walkers and distribute them to local seniors and residents in need.

Program NamePhone NumberDescription
Project CARAT (Coordinating & Assisting the Reuse of Assistive Technology) - Louisville502-992-2448Project CARAT promotes the reuse of assistive technology (AT) and durable medical equipment (DME) by transitioning unused AT and DME to individuals who need them at no cost.

Senior Centers

Senior centers in Louisville bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.

Program NamePhone NumberDescription
South Louisville Community Ministries502-361-7763South Louisville Community Ministries helps residents in six zip codes in Louisville, KY. Local seniors can contact one of several resources in the south Louisville neighborhoods, including the Americana World Community Center, Hope Place, Ekklesia Family Day Shelter and South Central Neighborhood Place. Seniors can access property tax loans and assistance with utility bills, clothes, home repairs, prescriptions and addiction. They can visit the ministry's food pantry once a month, and homebound seniors aged 60+ can receive delivered meals.
Southwest Community Ministries502-935-0310Southwest Community Ministries in Louisville, KY, offers a variety of services to local residents. Seniors can receive food assistance through the food pantry and via the Meals on Wheels program, which offers weekday meals to homebound seniors. Financial help is also available for utility bills and housing. Referral programs are accessible for those who need additional assistance but require guidance on where to turn.

Senior Engagement

Senior engagement resources and programs in Louisville help older adults remain active and ensure they contribute to the community. Resources include wellness programs, volunteer opportunities, support groups and organizations that help residents connect with the community to live fulfilling lives.

Program NamePhone NumberDescription
University of Louisville Senior Citizen Students502-852-0166Those aged 65 and over may take a select number of courses at U of L for free as a part of the Donovan Fellowship. Seniors may study up to two classes per semester, either "just for fun" or with the goal of obtaining a degree. Some classes may be taken online while others require physical attendance on-campus.

Social Security Offices

Social Security offices in Louisville help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
Louisville Social Security Offices800-772-1213Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Utility & Energy Bill Assistance

Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Louisville retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.

Program NamePhone NumberDescription
Low Income Home Energy Assistance (LIHEAP) - Louisville800-456-3452LIHEAP is a federally funded program that helps cover the home heating and cooling costs of eligible lowincome seniors and other Kentucky households. The Kentucky LIHEAP program initially uses annual funds to cover heating costs, then covers cooling costs if there are still funds available.

Veteran's Services

Louisville retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Louisville Vet Center502-287-6710The Louisville Vet Center offers confidential counseling services to local veterans and service members. Returning service members can attend transition counseling to help them adapt to civilian life, with educational and career programs available. Veterans can learn about VA benefits, how to access them and where to file. Licensed counselors provide individual therapy for those suffering with stress, anxiety, anger, PTSD and military sexual trauma. Group counseling sessions for Vietnam, Desert Storm and Global War on Terror veterans are available.

Memory Care Laws and Regulations in Louisville

Louisville Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Kentucky are required to follow. Visit our Memory Care in Kentucky page for more information about these laws.

Laws and Regulations for Memory Care in Kentucky

Reviews of Communities Nearby

Memory Care


I visited this facility

Review of Creekside on Bardstown

Creekside on Bardstown was very nice and clean. The residents in the memory care section seemed to be well adjusted, and the staff seemed really friendly. They seemed to be able to take care of my...

Provider response

Thank you for this fantastic feedback!

Read more

Memory Care


I am a friend or relative of a current/past resident

Review of Creekside on Bardstown

My sister moved in at Creekside on Bardstown. I've had no problems with them so far. My sister says the residents there are her friends, and she really seems to like it. She just seems to be more...

Read more

Memory Care


I visited this facility

Review of Creekside on Bardstown

The tour at Creekside on Bardstown was a good experience. They were very friendly and answered all my questions, but unfortunately, the location is too far out so the family can't visit more often....

Provider response

Thank you so much for this feedback. It is greatly appreciated.

Read more

Memory Care Facilities near Louisville, KY


Other Options in Louisville, KY

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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