Ranked as one of the nation’s best places to retire in Caring’s 2019 Senior Living Report, Louisville, Kentucky, is a vibrant Southern city known for having a unique blend of historic charm and modern amenities. According to the Genworth 2020 Cost of Care Survey, the average monthly cost of home care in Louisville is $4,195, which is slightly higher than Kentucky’s statewide average of $4,052. Louisville home care services provide seniors with nonmedical support, such as personal care services. Seniors who require light medical care at home may be better suited for home health care, and specialized emergency and acute medical services are readily available at the U of L Hospital, the 519-bed Baptist Health Louisville hospital and the Norton Hospital

Below we’ve compiled a comprehensive directory of every home care provider in the Louisville area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Louisville, KY

2017, 2018, 2019, 2020, 2021, 2022

Home Instead – Louisville, KY

4101 Taylorsville Rd, Suite 200, Louisville, KY, 40220

Caregivers are consistently competent and friendly. Schedulers work hard to always get me the caregivers I need, even when I call at the last minute.
Caregivers are consistently competent and friendly. Schedulers work hard to always get me the caregivers I need, even when I call at the last minute.

2017, 2021

Right at Home Louisville, KY

500 Executive Park, Louisville, KY, 40207

They can do what they are supposed to do. I post a letter on my front door and it explains it to them. They need to follow the list I gave them. They need to do what they are supposed to do when the … (read more)
They can do what they are supposed to do. I post a letter on my front door and it explains it to them. They need to follow the list I gave them. They need to do what they are supposed to do when the … (read more)

2021, 2022

Bluebird Homecare – Louisville

10200 Forest Green Blvd, Suite 112, Louisville, KY, 40223

They have made my life easier by relieving me of the care being provided for my wife. I get a good feeling when I deal with the people at Bluebird.
They have made my life easier by relieving me of the care being provided for my wife. I get a good feeling when I deal with the people at Bluebird.

Always Best Care of Southeast Louisville

9900 Corporate Campus Drive, Ste. 3000, Louisville, KY, 40223


BrightStar Care Louisville

406 Blankenbaker Parkway, STE G, Louisville, KY, 40243

The personal do fine. They need to improve communication.
The personal do fine. They need to improve communication.

2020, 2021

Interim HealthCare of Louisville, KY

10610 Watterson Center Ct., Louisville, KY, 40299

Interim hires truly loving, dedicated staff who always go above and beyond. The office personnel always ensure constant and timely communications. Everyone at interim is the epitome of caring and pro … (read more)
Interim hires truly loving, dedicated staff who always go above and beyond. The office personnel always ensure constant and timely communications. Everyone at interim is the epitome of caring and pro … (read more)

ARIS at home, Compassionate In Home Care

327 Harrison Street, Oak Park, IL, 60304

ARIS provided their in home service to my father while he was receiving in home hospice care. Their level of professionalism and service helped my family during a crucial time in our lives. I don’t kn … (read more)
ARIS provided their in home service to my father while he was receiving in home hospice care. Their level of professionalism and service helped my family during a crucial time in our lives. I don’t kn … (read more)

Family Support Services, LLC

8009 New LaGrange Road, Suite1, Louisville, KY, 40222

My mom was in bad shape when she got out of the hospital – thank goodness for Family Support Services; she now wants to "live again" – doing activities, therapy, eating and enjoying activities Excelle … (read more)
My mom was in bad shape when she got out of the hospital – thank goodness for Family Support Services; she now wants to "live again" – doing activities, therapy, eating and enjoying activities Excelle … (read more)

Homewatch CareGivers Serving Louisville and Jefferson County

13117 Eastpoint Park Blvd., Suite G, Louisville, KY, 40223

We have somebody coming in now from Homewatch CareGivers, and it seems to be working out well. She is fantastic. It’s not always smooth, but she works from her heart; you can tell by the care and the … (read more)
We have somebody coming in now from Homewatch CareGivers, and it seems to be working out well. She is fantastic. It’s not always smooth, but she works from her heart; you can tell by the care and the … (read more)

Granny Nannies

3703 Taylorsville Road Suite 222, Louisville, KY, 40220

We were impressed with Granny Nannies. They’re very good, and their prices were fair. I highly recommend them. They helped my mother with bathing, dressing, undressing, companionship, cooking, feeding … (read more)
We were impressed with Granny Nannies. They’re very good, and their prices were fair. I highly recommend them. They helped my mother with bathing, dressing, undressing, companionship, cooking, feeding … (read more)

ElderCare 4 Families

13806 Lake Point CIrcle, Suite 201, Louisville, KY, 40223

We had ElderCare 4 Families for my mother. They’re nice. The caregiver and my mom got along fine, until I found the caregiver sitting in the kitchen on her cell phone and mom was in the back bathroom. … (read more)
We had ElderCare 4 Families for my mother. They’re nice. The caregiver and my mom got along fine, until I found the caregiver sitting in the kitchen on her cell phone and mom was in the back bathroom. … (read more)

Allam Senior Care

811 South Second Street, Louisville, KY, 40203

Allam offers the best in care for one’s friends and family. Whenever I have the chance, I refer business their way. Please call them if you are considering this type of service.
Allam offers the best in care for one’s friends and family. Whenever I have the chance, I refer business their way. Please call them if you are considering this type of service.

Spaid Nursing Service

1941 Bishop Lane, Suite 102, Louisville, KY, 40218

Spaid nursimg service took care of my Mom and their staff was very professional and attentive to her needs. I couldn’t have asked for better service. The office staff was very helpful with any questio … (read more)
Spaid nursimg service took care of my Mom and their staff was very professional and attentive to her needs. I couldn’t have asked for better service. The office staff was very helpful with any questio … (read more)

Helping Hands Companion Care Services

2301 Hurstbourne Village Dr., Suite 100, Louisville, KY, 40299

We have help from Helping Hands. They sit with my mother, do housekeeping, make sure that she eats, and helps her bathe. Dad handles everything else. Most of the caregivers are OK. There has only been … (read more)
We have help from Helping Hands. They sit with my mother, do housekeeping, make sure that she eats, and helps her bathe. Dad handles everything else. Most of the caregivers are OK. There has only been … (read more)

FirstLight HomeCare

1400 Browns Lane Suite C, Louisville, KY, 40207

UNDER NEW MANAGEMENT!!! This company is now the epitome of disorganization. Their staffing pool is too small to adequately serve their current client base, let alone any new clients. You’ll see a new … (read more)
UNDER NEW MANAGEMENT!!! This company is now the epitome of disorganization. Their staffing pool is too small to adequately serve their current client base, let alone any new clients. You’ll see a new … (read more)

Best In Home Care

1935 Gardener Lane, Louisville, KY, 40205


Care Network Inc.

161 Chenoweth Lane, Louisville, KY, 40207


Caring for You

4010 Dupont Cir, Louisville, KY, 40207


Comfort Keepers of Louisville

4113 Oechsli Ave. Suite A, Louisville, KY, 40207


Senior Helpers of Louisville Kentucky

4043 Taylorsville Road, Louisville, KY, 40220


Paying for Home Care in Louisville, KY

The Cost of Home Care in Louisville

According to the Genworth 2020 Cost of Care Survey, 44 hours of home care per week in Louisville costs an average of $4,195 per month. By comparison, Kentucky’s statewide average is $4,052, and the nationwide median is $4,481 per month. Home care rates in nearby Lexington are higher at an average of $4,385 per month. Rates are significantly lower to the west of Louisville in Elizabethtown and Owensboro, where seniors pay $3,432 and $3,623 per month, respectively for this level of care.

$4195

Louisville

$4052

Kentucky

$4481

United States

$4385

Lexington

$3432

Elizabethtown

$3623

Owensboro

The Cost of Home Care vs. Other Senior Care Options in Louisville, KY

Seniors in Louisville have several options when it comes to long-term care. Costs for home care, which includes personal care services, are midrange at $4,195 per month. Those who require light medical care, such as medication management and blood pressure monitoring, may opt for home health care, which is a little costlier at $4,385 per month. Adult day health care is the cheapest care option in Louisville at $1,603 per month. Assisted living is a couple hundred dollars cheaper than home care at an average of $4,385 per month, while a semiprivate room in a nursing home costs around $7,148 per month.

$4195

Home Care

$4385

Home Health Care

$1603

Adult Day Health

$3945

Assisted Living

$7148

Nursing Home Care (semiprivate room)

Financial Assistance for Home Care in Louisville, KY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources. 

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details. 
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care. 
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state. 
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more. 
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Louisville, KY

Louisville seniors who want to age in place can access a number of free and low-cost programs offered by local government agencies and nonprofit organizations. These programs include nutritional support, assistance with transportation and case management. 

Resource

Contact 

Service

(502) 574-5748

The Louisville Metro Office for Veterans serves veterans and their families. The office helps military families connect with county, state and federal programs and services, including VA health care services. Staff at the office can also assist with Aid and Attendance and Housebound applications, two enhanced VA pension benefit programs that can be used towards home care costs. 

(502) 574-6325



The Senior Nutrition Program helps ensure Louisville seniors aged 60 and older have access to low-cost, nutritionally-balanced meals. There are 22 congregate nutrition sites throughout the city that are open Monday through Friday. Housebound seniors who need nutritional support can apply to receive a daily home-delivered meal through the local Meals on Wheels program. 

(502) 585-1234



TRAC is the local public transit provider for Louisville, and seniors aged 65 and older qualify for discounted fares on all TRAC routes. Each TRAC bus is ADA-compliant and equipped with wheelchair lifts and a kneeling feature to make entering and exiting the bus easier for those with reduced mobility. 

(502) 574-5850

The Home Repair Program provides funding to help low- and moderate-income homeowners complete safety-critical home repairs. To qualify for assistance through this program, seniors need to own and occupy their own single-family home and meet the current financial eligibility criteria. Eligible repairs through this program include roofing and gutter repairs/replacement, electrical and plumbing repairs, furnace and air conditioning repair/replacement and any other repairs deemed necessary by program staff. 

(502) 266-5571



The Aging and Disability Resource Center's In-Home Services program provides in-home supports to seniors aged 60 and older. To qualify for assistance through this program, seniors must not be eligible for Medicaid-funded home care, and they must need assistance to continue living independently. Services are tailored to the needs of each program participant and may include in-home respite for family caregivers, local transportation, housekeeping and minor home repairs. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with Family and Others about a loved one's needs

What types of services can a home care agency in Louisville provide?


Louisville home care agencies can provide a wide range of nonmedical services to help seniors remain safe and comfortable in their own homes. These services are customized to each senior and may include assistance with bathing and grooming, light housekeeping and meal prep, companionship and transportation to nonurgent medical appointments.


What is the difference between in-home care and home health care?

In-home care is one-on-one nonmedical care delivered in a senior’s home or the community. Home health care covers many of the same services offered through home care, but home health care also includes some limited medical services, such as monitoring of vital signs, medication management and catheterization. In Louisville, home health care rates are higher than rates for home care services.


What is the average cost for in-home elderly care in Louisville?


According to Genworth’s 2020 Cost of Care Survey, in-home elderly care in Louisville costs an average of $4,195 per month. This figure is based on 44 hours of care per week, which works out to a weekly rate of $968.07 and an hourly rate of $22.


Who pays for cleaning supplies in home care?


In general, the cleaning supplies used in home care are provided by the client or their family members. Many home care agencies will help clients shop for groceries and household essentials, and caregivers can also help seniors arrange for home delivery of cleaning products and other essentials.


What is in home respite care?


In-home respite care gives family caregivers a temporary break from their caregiving duties. A home care worker provides supervision and support to the senior, which allows family caregivers the time they need to attend to their own personal responsibilities or work commitments. This type of care can be scheduled on an occasional or recurring basis.