Louisville, which is the largest city in Kentucky with a population of 617,638, is situated on the Ohio River, which borders the state of Indiana. About 14.5% of its residents are over the age of 65, and Louisville provides a number of resources and care options for its senior community. The city is home to excellent medical facilities and hospitals such as the University of Louisville Hospital and Baptist Health Hospital. The city provides nursing home care at $7,148, which is below the national average cost of $7,756, making Louisville a good option for seniors requiring full-time care.

Nursing home care is best suited to seniors who require full-time medical care and assistance. This option is for frail seniors and may not be the best option for everyone. Families of loved ones who need moderate medical services and in addition to personal care may want to look at other care options in Louisville such as assisted living and in-home care.

This guide aims to help seniors make the best care choice for their particular situation by looking at nursing home costs in Louisville and nearby cities, costs of alternative care options and free resources for seniors in Louisville.

Directory of Nursing Homes in Louisville, KY

Wesley Manor

Spread across a 35-acre campus near the Gene Snyder Freeway in Louisville, Kentucky, Wesley Manor advertises itself as a "Life Plan Retirement Community" because of the immense array of services provi … (read more)
Spread across a 35-acre campus near the Gene Snyder Freeway in Louisville, Kentucky, Wesley Manor advertises itself as a "Life Plan Retirement Community" because of the immense array of services provi … (read more)


Masonic Home of Louisville

I have had my mom in other facilities for rehab and this place has exceeded my expectations! Private room with bay window, private bathroom with shower in bathroom. The compassionate care that the nur … (read more)
I have had my mom in other facilities for rehab and this place has exceeded my expectations! Private room with bay window, private bathroom with shower in bathroom. The compassionate care that the nur … (read more)

Jefferson Place

I enjoyed being here. I was well taken care of. This is my second trip here. The staff are very nice, awesome therapy. The food was good. Very nice room.
I enjoyed being here. I was well taken care of. This is my second trip here. The staff are very nice, awesome therapy. The food was good. Very nice room.

Forest Springs Health Campus

Forest Springs Health Campus is an independent living, assisted living and respite care community east of Louisville, Kentucky, near the neighborhood of Bannon. The community offers private and semi-p … (read more)
Forest Springs Health Campus is an independent living, assisted living and respite care community east of Louisville, Kentucky, near the neighborhood of Bannon. The community offers private and semi-p … (read more)

Essex Nursing & Rehabilitation Center

My husband is at Essex Nursing & Rehabilitation Center. I like it. The facility is clean and nice. When my husband first got there, he was placed in the rehab section, and there was a lot of activ … (read more)
My husband is at Essex Nursing & Rehabilitation Center. I like it. The facility is clean and nice. When my husband first got there, he was placed in the rehab section, and there was a lot of activ … (read more)

Franciscan Health Care Center

My sister is in and out of Franciscan Health Care Center. It’s a nice place and I have no problems with nobody there. She was in a private room, it’s nice and big, she has a closet, couch, and bathroo … (read more)
My sister is in and out of Franciscan Health Care Center. It’s a nice place and I have no problems with nobody there. She was in a private room, it’s nice and big, she has a closet, couch, and bathroo … (read more)

Little Sisters of the Poor

My mother was in the Little Sisters of the Poor before she passed. It was very, very lovely, and it was just wonderful. It was a beautiful place, they had a chapel, and they had mass everyday. They ha … (read more)
My mother was in the Little Sisters of the Poor before she passed. It was very, very lovely, and it was just wonderful. It was a beautiful place, they had a chapel, and they had mass everyday. They ha … (read more)

Signature Healthcare of South Louisville

My grandfather was a patient here for almost 2 months last fall. He had a hard time in the hospital and needed a lot of rehab before he could go back home. The staff at Signature South was great with … (read more)
My grandfather was a patient here for almost 2 months last fall. He had a hard time in the hospital and needed a lot of rehab before he could go back home. The staff at Signature South was great with … (read more)

Nazareth Home – Highlands Campus

My husband is a resident of Nazareth Home – Clifton Campus. I like Nazareth home. It’s about 12 miles one way, so that’s 24 miles if I try to go up there to see him, and with the gas prices and everyt … (read more)
My husband is a resident of Nazareth Home – Clifton Campus. I like Nazareth home. It’s about 12 miles one way, so that’s 24 miles if I try to go up there to see him, and with the gas prices and everyt … (read more)



Episcopal Church Home

My mother has been receiving good care at the Episcopal Church Home. She is initially getting skilled care rehab and eventually will transition to restorative assisted living care. The staff and the n … (read more)
My mother has been receiving good care at the Episcopal Church Home. She is initially getting skilled care rehab and eventually will transition to restorative assisted living care. The staff and the n … (read more)

Regis Woods Care and Rehabilitation Center

My sister was placed in this facility during the Covid shutdown, so visitation was not an option. I would call weekly to check on her and was told "she’s fine". Was also told she wasn’t answering h … (read more)
My sister was placed in this facility during the Covid shutdown, so visitation was not an option. I would call weekly to check on her and was told "she’s fine". Was also told she wasn’t answering h … (read more)

Glen Ridge Health Campus

My mother was in Glen Ridge Health Campus. It’s nice, it doesn’t smell or anything, and the staff was very nice. It has a little bit more of a nursing home vibe like the room is just a room, it’s not … (read more)
My mother was in Glen Ridge Health Campus. It’s nice, it doesn’t smell or anything, and the staff was very nice. It has a little bit more of a nursing home vibe like the room is just a room, it’s not … (read more)

Georgetown Manor

Wanted to jot a note telling you how pleased I was with Georgetown Nursing Home & Rehabilitation Facility. Choosing a Rehab Facility that was safe, clean, and competent was important to me. I’ … (read more)
Wanted to jot a note telling you how pleased I was with Georgetown Nursing Home & Rehabilitation Facility. Choosing a Rehab Facility that was safe, clean, and competent was important to me. I’ … (read more)

Westport Place Health Campus

I give Westport Place ZERO stars. The "nursing" (I use the term nursing VERY loosely) is an absolute joke. They literally bring the patient’s food and that’s about it. IF you get your meds they are la … (read more)
I give Westport Place ZERO stars. The "nursing" (I use the term nursing VERY loosely) is an absolute joke. They literally bring the patient’s food and that’s about it. IF you get your meds they are la … (read more)

Christian Health Center of Louisville, a Christian Care Community

My mother and another family member were in this nursing home for several years. They helped us with all of the Medicaid application process and made everything very easy during a difficult time. The … (read more)
My mother and another family member were in this nursing home for several years. They helped us with all of the Medicaid application process and made everything very easy during a difficult time. The … (read more)

The Altenheim

My mom is in skilled care at The Altenheim as she took a turn for the worse, but they do offer care anywhere from independent living, assisted living, and skilled care. I think the independent living … (read more)
My mom is in skilled care at The Altenheim as she took a turn for the worse, but they do offer care anywhere from independent living, assisted living, and skilled care. I think the independent living … (read more)

Klondike Care and Rehabilitation Center

My husband is at Klondike Care and Rehab Center. The staff is very caring. They interact with the patients constantly. Even on their breaks, they were outside with their patients. They always speak to … (read more)
My husband is at Klondike Care and Rehab Center. The staff is very caring. They interact with the patients constantly. Even on their breaks, they were outside with their patients. They always speak to … (read more)

Nursing Home Costs in Louisville, KY

The average monthly cost of nursing home care in Louisville is $7,148 for a semiprivate room and $8,334 for a private room. 

The Cost of Nursing Home Care in Nearby Cities

According to the Genworth Cost of Care Survey 2020, the average cost of nursing home care in Louisville is $7,148. This is similar to the Kentucky state average of $7,330. Nursing home care in Louisville costs $608 per month less than the national average of $7,756. The nearby city of Lexington has a similar monthly average of $7,178, while other cities such as Bowling Green, Owensboro and Cincinnati in the neighboring state of Ohio, have a higher monthly cost.

$7148

Louisville

$7330

Kentucky

$7756

The United States

$8273

Bowling Green

$7787

Owensboro

$8152

Cincinnati

$8152

Lexington

The Cost of Other Types of Senior Care

Nursing home care in Louisville costs an average of $7,148 for a semi-private room per month and $8,334 for a private room per month. The cheapest option for senior care in Louisville is adult day health care at an average of $1,603 per month. The average cost for homemaker services is $4,195 per month and home health aide services cost an average of $4,385 per month. Assisted living communities have an average monthly charge of $4,557 in Louisville.

$7148

Nursing Home Care Semi-Private Room

$8334

Nursing Home Care Private Room

$4195

Homemaker Services

$4385

Home Health Aides Services

$1603

Adult Day Health Care

$4557

Assisted Living

Financial Assistance for Nursing Home Care in Louisville, KY

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Louisville, KY

The city of Louisville has a number of free resources for seniors in the community. These resources may help seniors with nursing home costs or assist them to age in place for a longer period of time.

ResourceContactService
ElderServe(502) 587-8673ElderServe is a nonprofit organization that has helped seniors age independently in their own homes since 1962. The program offers an adult day health care center that provides some much-needed respite for caregivers. A donation is requested for this service, but no senior is turned away if they can’t afford the donation. Additional services include senior companions to assist with running errands and meal prep, care management and matching seniors with volunteers who have similar interests for friendship. 
Kentucky HealthOnline contact onlyKY Health, which is the Kentucky version of Medicaid, is a state and federally-funded program. Seniors over the age of 60 who require full-time medical care in a nursing care home may be eligible for free payment assistance. Seniors are required to contribute all their available income to the nursing home payment, and Medicaid picks up the rest of the payment. Seniors are allowed to keep a small amount of money to purchase necessities. 
Senior Nutrition Program(502) 574-6375The Senior Nutrition Program is partially funded by the state, and the rest of the funding comes from donations. Volunteers deliver one hot meal each day to homebound seniors over the age of 60 who are unable to cook for themselves. The volunteers check on the seniors and make sure that they are healthy and don’t currently require additional assistance. There is no charge for this service but donations are greatly appreciated. Priority is given to those with the greatest social, physical and economic need for the service. 

Frequently Asked Questions

How much do nursing homes cost in Louisville?

According to Caring’s 2022 Senior Living Report, the average monthly cost of nursing homes in Louisville is $1942.

Is Louisville a safe place to live?

The crime rate, which is used as an indicator of how safe a particular area is, in Louisville is 481, which is above the national average of 323.

What is the traffic like in Louisville?

There is low traffic congestion with an above average crash rate of 13.

How much is housing in Louisville?

At $1,015, the average cost of housing in Louisville is below the nationwide average of $1,442

Does Louisville have a good job market?

Louisville offers a poor job market for older adults. There are typically less than 1 job available per worker and the rate of income inequality in the area is 0.48.

Is Louisville an accessible place to live without a vehicle?

In Louisville, 59.8% of public transportation stations and vehicles are ADA-accessible. Which is below the national average of 78.28%. On average, there are 5 local transit vehicles per hour. This is less than the national average of 8.

Does Louisville have good health care options?

Patient satisfaction, which is a key indicator of the quality of health care in an area, averages 69.8% in Louisville – this is lower the national average patient satisfaction. Additionally, there are primary care physicians for every 100,000 people, which is about the same as the national average of .

Is Louisville a good place to retire?

According to Caring.com’s 2022 Senior Living Report which graded 300 cities using 46 metrics across 5 categories, Louisville ranked in the middle of the pack. It’s overall rank was 103rd, and it scored the best in Affordability, while it’s lowest score was for Senior Living & Housing.

Does Louisville have fun activities for retirees?

In Louisville, the number of parks is less than the national average. Additionally, the number of cultural, arts, and entertainment options is below the average.