The city of Cincinnati is located on the banks of the Ohio River in Ohio. It’s known for its arts, cultural and sporting events. Cincinnati has an estimated population of 303,940, and around 12.2% of its residents are aged 65 and over. Seniors who are trying to stick to a budget may enjoy living in Cincinnati due to its low cost of living and senior-friendly tax policies. 

Assisted living provides 24/7 care to seniors who are still active but need some assistance with everyday living tasks and can no longer safely live independently. It is a good option for seniors who need some help on a daily basis but don’t require the high level of care offered by nursing homes. Seniors living in Cincinnati pay $4,750 per month for assisted living, which is slightly higher than the Ohio state average of $4,350.

This guide provides a basic overview of assisted living in Cincinnati and includes a discussion about the drawbacks and benefits of retiring to the city, a list of free local resources for seniors and the average cost of senior care options. 

Directory of Assisted Living Facilities in Cincinnati, OH

2015, 2016, 2017

Northgate Park

9191 Round Top Road, Cincinnati, OH, 45251

Northgate Park is located in Cincinnati, Ohio, just twelve miles from downtown Cincinnati, offering convenient access to the Newport Aquarium, Cincinnati Reds baseball, shopping and restaurants. Visit … (read more)
Northgate Park is located in Cincinnati, Ohio, just twelve miles from downtown Cincinnati, offering convenient access to the Newport Aquarium, Cincinnati Reds baseball, shopping and restaurants. Visit … (read more)

2015, 2016

Evergreen Retirement Community

230 West Galbraith Road, Cincinnati, OH, 45215

Evergreen Retirement Community is centrally located in Cincinnati, Ohio. The facility’s sprawling grounds are on a former dairy farm that now boasts a golf course and putting green, outdoor pool, plen … (read more)
Evergreen Retirement Community is centrally located in Cincinnati, Ohio. The facility’s sprawling grounds are on a former dairy farm that now boasts a golf course and putting green, outdoor pool, plen … (read more)

Seasons

7300 Dearwester Drive, Cincinnati, OH, 45236

Seasons is an assisted living, independent living and nursing facility located northeast of downtown Cincinnati, Ohio, between Interstate 71 and Route 22. The Kenwood Towne Centre shopping district wi … (read more)
Seasons is an assisted living, independent living and nursing facility located northeast of downtown Cincinnati, Ohio, between Interstate 71 and Route 22. The Kenwood Towne Centre shopping district wi … (read more)

Brookdale Finneytown

9101 Winton Road, Cincinnati, OH, 45231

Nestled near Winton Woods Park in the Cincinnati suburb of Finneytown, Ohio, Brookdale Finneytown provides assisted living and memory care options. Residents and their loved ones give the high marks f … (read more)
Nestled near Winton Woods Park in the Cincinnati suburb of Finneytown, Ohio, Brookdale Finneytown provides assisted living and memory care options. Residents and their loved ones give the high marks f … (read more)

2015, 2016

The Wellington at North Bend Crossing

5156 N. Bend Crossing, Cincinnati, OH, 45247

The Wellington at North Bend Crossing is located just northwest of Mount Airy Forest in Cincinnati, OH. Guests speak highly of holiday activities such as a multi-table buffet for St. Patrick’s Day. Th … (read more)
The Wellington at North Bend Crossing is located just northwest of Mount Airy Forest in Cincinnati, OH. Guests speak highly of holiday activities such as a multi-table buffet for St. Patrick’s Day. Th … (read more)

2015, 2021

The Kenwood by Senior Star

5435 Kenwood Rd, Cincinnati, OH, 45227

The Kenwood by Senior Star is located in Cincinnati, Ohio just moments from several shopping centers, grocery stores, parks and a golf range. Visitors note the facility’s large, gorgeous campus, beaut … (read more)
The Kenwood by Senior Star is located in Cincinnati, Ohio just moments from several shopping centers, grocery stores, parks and a golf range. Visitors note the facility’s large, gorgeous campus, beaut … (read more)

The Lodge Retirement Community

12050 Montgomery Rd, Cincinnati, OH, 45249

I visited The Lodge Retirement Community. They let me in. Most time you can’t go in, you have to restructure your visits, and because of the COVID thing it’s been kind of difficult. It’s a nice place, … (read more)
I visited The Lodge Retirement Community. They let me in. Most time you can’t go in, you have to restructure your visits, and because of the COVID thing it’s been kind of difficult. It’s a nice place, … (read more)

Brookdale Kenwood

9090 Montgomery, Cincinnati, OH, 45242

Brookdale Kenwood is situated in the historic Montgomery neighborhood of Cincinnati, a residential suburb with beautiful parks. Residents appreciate the caring and responsive staff and the community’s … (read more)
Brookdale Kenwood is situated in the historic Montgomery neighborhood of Cincinnati, a residential suburb with beautiful parks. Residents appreciate the caring and responsive staff and the community’s … (read more)

Carriage Court of Kenwood

4650 E. Galbraith Rd., Cincinnati, OH, 45236

Carriage Court of Kenwood is tucked into the suburbs of Cincinnati, OH, just a few minutes from French Park. Favorite activities of guests include storytelling, cooking and gardening in the front yard … (read more)
Carriage Court of Kenwood is tucked into the suburbs of Cincinnati, OH, just a few minutes from French Park. Favorite activities of guests include storytelling, cooking and gardening in the front yard … (read more)

2014

Mallard Cove Senior Living

1410 Mallard Cove Drive, Cincinnati, OH, 45246

Mallard Cove Senior Living is conveniently located close to Interstate 75 in Cincinnati, Ohio, with plentiful shopping and dining opportunities nearby and the Sharonville Convention Center just a shor … (read more)
Mallard Cove Senior Living is conveniently located close to Interstate 75 in Cincinnati, Ohio, with plentiful shopping and dining opportunities nearby and the Sharonville Convention Center just a shor … (read more)

Barrington of Oakley

4855 Babson Place, Cincinnati, OH, 45227

We like Barrington of Oakley. It’s very clean and updated with lots of social activities. It seems like they have a really good staff. They know everybody who lives there. The staff who showed us arou … (read more)
We like Barrington of Oakley. It’s very clean and updated with lots of social activities. It seems like they have a really good staff. They know everybody who lives there. The staff who showed us arou … (read more)

Christian Village at Mt. Healthy

8097 hamilton avenue, Cincinnati, OH, 45231

Christian Village at Mt. Healthy is nestled in the heart of Cincinnati, near stores, restaurants and Winton Woods Park. Visitors remark on the clean, spacious apartments with kitchenettes and highligh … (read more)
Christian Village at Mt. Healthy is nestled in the heart of Cincinnati, near stores, restaurants and Winton Woods Park. Visitors remark on the clean, spacious apartments with kitchenettes and highligh … (read more)

Anthology of Anderson Township

6849 Beechmont Ave, Cincinnati, OH, 45230

I was pretty impressed with the Anthology of Anderson Township. The person who gave the tour was very helpful and the facility looked nice. The staff was on the ball and the residents seemed pretty co … (read more)
I was pretty impressed with the Anthology of Anderson Township. The person who gave the tour was very helpful and the facility looked nice. The staff was on the ball and the residents seemed pretty co … (read more)

Traditions at North Bend

4916 North Bend Road, Cincinnati, OH, 45211

We moved my mother to Traditions at North Bend because we very much like the facility. So far, the staff is pretty good. I haven’t had the food but my mom says it’s fine and she seems to like it. She … (read more)
We moved my mother to Traditions at North Bend because we very much like the facility. So far, the staff is pretty good. I haven’t had the food but my mom says it’s fine and she seems to like it. She … (read more)

Cottingham Retirement Community

3995 Cottingham Drive, Cincinnati, OH, 45241

Cottingham Retirement Community has a huge advantage to the rest of the facilities we visited. It’s less than a mile from my house, it’s very clean, and it’s been newly updated decor-wise. If I had an … (read more)
Cottingham Retirement Community has a huge advantage to the rest of the facilities we visited. It’s less than a mile from my house, it’s very clean, and it’s been newly updated decor-wise. If I had an … (read more)

Bridgeway Pointe

165 W Galbraith Road, Cincinnati, OH, 45216

We like Bridgeway Pointe. We like the location, the facilities, and the staff. The one who showed us around, she was in charge of the finances because the director was not able to give us a tour, so a … (read more)
We like Bridgeway Pointe. We like the location, the facilities, and the staff. The one who showed us around, she was in charge of the finances because the director was not able to give us a tour, so a … (read more)

Ohio Living Llanfair

1701 Llanfair Avenue, Cincinnati, OH, 45224

I liked that the rooms at Ohio Living Llanfair were very light, bright, and a good size. The staff we met was very good. They were just a lot more expensive and a little older and dated, but it was st … (read more)
I liked that the rooms at Ohio Living Llanfair were very light, bright, and a good size. The staff we met was very good. They were just a lot more expensive and a little older and dated, but it was st … (read more)

Provision Living at West Clermont

4299 Bach Buxton Rd, Cincinnati, OH, 45103

We selected Provision Living at West Clermont for my mother. It’s brand new and they have state-of-the-art technology with infrared cameras in the room, so that they can keep an eye on the people with … (read more)
We selected Provision Living at West Clermont for my mother. It’s brand new and they have state-of-the-art technology with infrared cameras in the room, so that they can keep an eye on the people with … (read more)

The Village at Eastgate

776 Cincinnati Batavia Pike, Cincinnati, OH, 45245

My mother has moved into The Village at Eastgate assisted living. They have been very nice and very helpful. My mom is very happy there right now, and she loves her apartment and the facility. The roo … (read more)
My mother has moved into The Village at Eastgate assisted living. They have been very nice and very helpful. My mom is very happy there right now, and she loves her apartment and the facility. The roo … (read more)

Traditions at Camargo

7650 Camargo Road, Cincinnati, OH, 45243

My mom is very hard to please, but she always tells me how nice the staff is and shows me what she made in several craft activities. Loves the religious services
My mom is very hard to please, but she always tells me how nice the staff is and shows me what she made in several craft activities. Loves the religious services

COVID-19 Rules for Assisted Living in the Cincinnati

Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in OH. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

What to Consider About Assisted Living in Cincinnati

In Ohio, the Department of Health regulates assisted living facilities across the state. The department issues licenses and conducts unannounced inspections to ensure that all facilities are complying with the state’s rules and regulations. In addition, the department investigates any complaints made against the facilities. 

Benefits and Drawbacks of Assisted Living in Cincinnati

  • The cost of living in Cincinnati is 8% lower than the national average. This low cost of living means that seniors in the city have extra funds to enjoy a comfortable retirement.
  • In Ohio, Social Security retirement benefits are fully exempt from taxes. However, seniors will pay standard tax on all other retirement income. Both sales and property taxes are higher than the national average. On a positive note, seniors can apply for property tax and income tax credits that will provide them with some additional income to enjoy activities in the city.
  • Cincinnati has a high crime rate and is considered to be safer than only 4% of U.S. cities. Seniors who are worried about the crime rate can be reassured that most assisted living facilities in the city offer 24/7 security systems in place for the safety of residents.
  • The climate in Cincinnati is warm and humid in the summer months and cold in the winter months. This may result in higher monthly heating and cooling bills during the height of summer and winter. Seniors who enjoy winter activities will find plenty of fun things to do during the snowy winter months.
  • Seniors living in Cincinnati will find plenty of things to do throughout the year. The city has a thriving arts and culture scene and is home to the first baseball team in the United States, the Cincinnati Reds.

Paying for Assisted Living in Cincinnati

According to the Genworth Cost of Care Survey 2020, the average monthly cost of assisted living in Cincinnati is $4,750. This is $400 more than the Ohio state average of $4,350 and $450 higher than the U.S. median of $4,300.

The Cost of Assisted Living in Nearby Cities

Cincinnati is one of the more expensive cities for assisted living in Ohio at $4,750 per month. The capital city of Columbus is slightly cheaper at $4,500 per month. The nearby city of Dayton is far more expensive with a monthly median of $5,245. Mansfield is the cheapest city in the state with an average cost of $3,570.

$4750

Cincinnati

$4350

Ohio

$4300

The United States

$4500

Columbus

$5245

Dayton

$3570

Mansfield

The Cost of Other Types of Senior Care

In addition to assisted living, seniors in Cincinnati have access to a range of alternative care options to suit their needs. Seniors who only require care during the working week may be interested in adult day care which is the cheapest option in the city at $1,560 per month. Home care and home health cost $4,767 and $4,862 per month respectively. Seniors who require constant care may need nursing home care which has a monthly average cost of $8,152 for a semiprivate room and $9,520 for a private room. 

$4750

Assisted living

$1560

Adult day care

$4767

Home care

$4862

Home health care

$8152

Nursing home (semiprivate room)

$9520

Nursing home (private room)

Financial Assistance for Assisted Living in Cincinnati

If you need help paying for the costs of assisted living in Cincinnati, you can apply for one of Ohio’s two financial assistance programs. The Nursing Facility Level of Care Waiver also helps pay for the costs of assisted living. It’s part of the state’s Medicaid program. Also, the state offers supplemental SSI payments for those who qualify for SSI payments from the Social Security Administration. You can apply for both of these through the Lucas County Department of Job and Family Services Office.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Ohio page.

Financial Assistance for Assisted Living in Cincinnati

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Ohio page.

Free Assisted Living Resources in Cincinnati

In Cincinnati, there are a number of government agencies and non-profit organizations that offer free services and information to seniors in the city. Some of these services include wellness programs, benefits counseling and recreational activities that are aimed at the needs of seniors.

ResourceContactService
Cincinnati Area Senior Services(513) 721-4330The Cincinnati Area Senior Services provides a range of free services to assist seniors in the city. Some of the services offered include personal financial management, senior care coordination, building coordinators and transportation. The organization runs the Meals on Wheels service that delivers meals to homebound seniors and it serves meals at congregate sites around the city. Transportation is provided to the congregate meal sites and seniors can enjoy a hot meal and socialize with their friends at the same time.
Cincinnati Senior Centers(513) 381-3007The city of Cincinnati operates a number of senior centers located around the city. These centers provide a range of recreational activities for seniors aged 50 and older. Activities offered may include art classes, fitness classes, wellness programs, day trips to local attractions and computer classes. Transport is provided to the centers by the city for seniors with no access to a car or public transport.
Hamilton County Veterans Office(513) 946-3300The Hamilton County Veterans Office assists veterans and their spouses with a range of services and information assistance. The program runs the VA Medical Center in the city and free transport is provided to the medical center. The office helps veterans and their spouses to apply for any benefits they are eligible for and provides information on financial assistance options. The County Veterans Service Officer is specially trained to provide support and assistance to veterans. 

Assisted Living Laws and Regulations in Cincinnati

Cincinnati-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Ohio are required to follow. Visit our Assisted Living in Ohio page for more information about these laws.

Assisted Living Laws and Regulations in Cincinnati