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10 Best Assisted Living Facilities in Cincinnati for 2024

The city of Cincinnati is located on the banks of the Ohio River in Ohio. It’s known for its arts, cultural and sporting events. Cincinnati has an estimated population of 303,940, and around 12.2% of its residents are aged 65 and over. Seniors who are trying to stick to a budget may enjoy living in Cincinnati due to its low cost of living and senior-friendly tax policies.

Assisted living provides 24/7 care to seniors who are still active but need some assistance with everyday living tasks and can no longer safely live independently. It is a good option for seniors who need some help on a daily basis but don’t require the high level of care offered by nursing homes. Seniors living in Cincinnati pay $4,750 per month for assisted living, which is slightly higher than the Ohio state average of $4,350.

This guide provides a basic overview of assisted living in Cincinnati and includes a discussion about the drawbacks and benefits of retiring to the city, a list of free local resources for seniors and the average cost of senior care options.

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Assisted Living Facilities in Cincinnati, Ohio

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What to Consider About Assisted Living in Cincinnati

In Ohio, the Department of Health regulates assisted living facilities across the state. The department issues licenses and conducts unannounced inspections to ensure that all facilities are complying with the state’s rules and regulations. In addition, the department investigates any complaints made against the facilities. 

Benefits and Drawbacks of Assisted Living in Cincinnati

  • The cost of living in Cincinnati is 8% lower than the national average. This low cost of living means that seniors in the city have extra funds to enjoy a comfortable retirement.
  • In Ohio, Social Security retirement benefits are fully exempt from taxes. However, seniors will pay standard tax on all other retirement income. Both sales and property taxes are higher than the national average. On a positive note, seniors can apply for property tax and income tax credits that will provide them with some additional income to enjoy activities in the city.
  • Cincinnati has a high crime rate and is considered to be safer than only 4% of U.S. cities. Seniors who are worried about the crime rate can be reassured that most assisted living facilities in the city offer 24/7 security systems in place for the safety of residents.
  • The climate in Cincinnati is warm and humid in the summer months and cold in the winter months. This may result in higher monthly heating and cooling bills during the height of summer and winter. Seniors who enjoy winter activities will find plenty of fun things to do during the snowy winter months.
  • Seniors living in Cincinnati will find plenty of things to do throughout the year. The city has a thriving arts and culture scene and is home to the first baseball team in the United States, the Cincinnati Reds.

Paying for Assisted Living in Cincinnati, OH

When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of assisted living in Cincinnati and 105 other cities in Ohio.

Inflation's Impact on the Cost of Assisted Living in Cincinnati, OH

The typical cost of assisted living in Cincinnati is $4,038. Therefore, seniors pay around 9.9% less than the U.S. average ($4,459) and 10.3% below the state average ($4,478).

The cost of assisted living in Cincinnati is predicted to increase by 9.5% (from $3,686 to $4,349) from 2022 to 2024. Inflation may have a greater impact in nearby Xenia, with costs rising by 16.5% (from $2,898 to $3,419). Other Ohio cities may see similar increases, such as Springdale (from $3,294 to $3,887) and Findlay (from $4,854 to $5,727).

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Cincinnati$3,686$4,038$4,349
U.S. Average$4,070$4,459$4,802
Ohio$4,110$4,478$5,268
Xenia$2,898$3,175$3,419
Springdale$3,294$3,609$3,887
Findlay$4,854$5,318$5,727

The Cost of Assisted Living in Nearby Cities

Cincinnati is one of the more expensive cities for assisted living in Ohio at $4,750 per month. The capital city of Columbus is slightly cheaper at $4,500 per month. The nearby city of Dayton is far more expensive with a monthly median of $5,245. Mansfield is the cheapest city in the state with an average cost of $3,570.

Cincinnati

$4,750

Ohio

$4,350

The United States

$4,300

Columbus

$4,500

Dayton

$5,245

Mansfield

$3,570

The Costs of Other Types of Senior Living

How much senior living costs in Cincinnati depends on the community type and care model. Independent living settings are generally the most affordable, with residents paying $3,495 on average. Assisted living costs around $4,038, while memory care typically costs $5,141. Memory care settings offer more intensive care for adults with memory issues.

Assisted Living

$4,038

Memory Care

$5,141

Independent Living

$3,495

Financial Assistance for Assisted Living in Cincinnati

If you need help paying for the costs of assisted living in Cincinnati, you can apply for one of Ohio’s two financial assistance programs. The Nursing Facility Level of Care Waiver also helps pay for the costs of assisted living. It’s part of the state’s Medicaid program. Also, the state offers supplemental SSI payments for those who qualify for SSI payments from the Social Security Administration. You can apply for both of these through the Lucas County Department of Job and Family Services Office.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Ohio page.

Financial Assistance in Ohio

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Ohio page.

Free and Low-Cost Resources for Seniors in Cincinnati,OH

There are many resources in Cincinnati,OH that assist seniors in their retirement. caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring’s Ohio state page.

Financial Assistance for Senior Care

Cincinnati seniors wishing to remain in their own homes can find financial assistance from several local resources. These programs and organizations help retirees cover the cost of services such as home care, property modifications and utilities.

Program NamePhone NumberDescription
Elderly Services Program - Cincinnati800-252-0155The Elderly Services Program helps older adults in the greater Cincinnati area remain safe and independent in their own homes. Run by the Council on Aging, the program provides senior home care services such as personal care, housekeeping, meals, and transportation to expand seniors' care from family and friends.

Financial Assistance for Senior Care and Senior Living

Whether living in their own home or in a senior living community, Cincinnati seniors can find financial assistance from numerous local resources. These organizations help residents cover some of the costs associated with in-home or long-term care and connect them with other helpful community-based resources.

Program NamePhone NumberDescription
AgeWell Cincinnati513-766-3333Age Well Cincinnati connects seniors and those who care for them to vital community resources, including medical services, financial, legal and benefits advice, senior transportation and other services. The organization is run by the Jewish Foundation of Cincinnati but welcomes all seniors in need. Where possible, services are provided free of charge; however, certain services do carry a fee.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Cincinnati seniors afford the nutritious food they need.

Program NamePhone NumberDescription
Meals on Wheels Southwest OH & Northern KY513-244-5485Meals on Wheels is a nonprofit organization that runs on the kindness of volunteers and donations from local vendors. Its team works to prepare and deliver hot meals to seniors in their homes, typically five days per week. Volunteers also provide some companionship during deliveries and ensure that seniors are safe.
Freestore Foodbank - Community Resource & Distribution Center513-482-4500The Freestore Foodbank's Community Resource & Distribution Center enhances the well-being of older adults in Cincinnati by providing access to healthy food options and valuable resources. Through the distribution center, seniors can access healthy food options, ensuring they're getting the nutrition they need. Additionally, the center provides valuable resources and information about local programs that can assist seniors in various aspects of their lives, from accessing health care to managing their finances.
Freestore Foodbank - Customer Connection Center & Liberty Street Market513-241-1064The Customer Connection Center & Liberty Street Market are initiatives of the Freestore Foodbank that allow seniors in the Cincinnati area to access nutritious food and essential resources. Seniors can visit the Liberty Street Market twice a month to shop for groceries, such as fresh fruit, vegetables and pantry staples, at no cost. The Customer Connection Center can provide guidance on the various support programs available in the area and can assist with applying for benefits and transportation assistance.

Many organizations offer free or low-cost legal services to Cincinnati seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.

Program NamePhone NumberDescription
Ohio Pro Seniors513-345-4160Pro Seniors is a statewide nonprofit offering a variety of advocacy services for older adults. Its Legal Helpline assists residents aged 60 and older on issues related to health care, estate planning, government benefits and consumer rights. It offers ombudsman services for long-term care residents, and Senior Medicare Patrol helps beneficiaries detect and report fraud and billing errors.
Pro Seniors Long-Term Care Ombudsman - Cincinnati800-488-6070Pro Seniors Long-Term Care Ombudsman is the regional provider for ombudsman services in southwestern Ohio's Butler, Clermont, Clinton, Hamilton and Warren counties. The program supports residents of long-term care facilities by advocating for their rights, addressing complaints, mediating disputes and working to improve the quality of care they receive. Ombudsmen can offer guidance and education to seniors and their families, helping them navigate the long-term care system, understand their rights and access any available benefits.
Legal Aid Society of Greater Cincinnati - Cincinnati800-582-2682The Legal Aid Society of Greater Cincinnati offers free legal assistance to the most vulnerable in the community, ensuring they have the opportunity for economic stability and strong family ties. Low-income families and individuals receive a helping hand through innovative programs and shared legal wisdom, covering everything from keeping a roof over their heads to battling domestic issues and accessing crucial benefits. Attorneys and paralegals tackle case-specific aid as well as systemic change through nonprofit partnerships.

Home Repair and Modifications

Seniors and those with disabilities can access a variety of local resources to help them pay for home repairs and modifications. Programs in Cincinnati have different eligibility criteria and often assist retirees by providing grants or loans.

Program NamePhone NumberDescription
Aging in Place - Cincinnati513-621-4147Aging in Place Cincinnati offers free home repairs and home modifications to seniors aged 60 or older living in the greater Cincinnati area. Eligible seniors must meet income guidelines, own their homes and be current on their mortgage payments, insurance and taxes. Qualifying home projects include mobility enhancements, home repairs, cosmetic updates and structural repairs. Seniors living in Hamilton, Butler, Clermont, Warren, Campbell, Kenton, Dearborn or Ohio counties can apply for this program.
Home Ownership Center of Greater Cincinnati513-961-2800In addition to offering senior homeowners counseling and educational resources, the Center offers low interest and deferred loans for major home improvements or retrofits for accessibility.

Senior Centers

Senior centers in Cincinnati bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.

Program NamePhone NumberDescription
Anderson Township Senior Center513-688-8400The Anderson Township Senior Center helps seniors in the Cincinnati area maintain a healthy, independent lifestyle. Open to seniors aged 50 and older, the center offers a full range of education, recreation and wellness services. For a small annual membership fee, seniors can participate in a variety of activities, including fitness classes, arts and crafts, technology support and book clubs. It also hosts special events, holiday celebrations and educational presentations and coordinates group day trips to local attractions and restaurants.

Senior Engagement

Senior engagement resources and programs in Cincinnati help older adults remain active and ensure they contribute to the community. Resources include wellness programs, volunteer opportunities, support groups and organizations that help residents connect with the community to live fulfilling lives.

Program NamePhone NumberDescription
Alzheimer's Association of Greater Cincinnati513-721-4284The Alzheimer's Association is a volunteer-run organization offering memory care support for seniors and their loved ones. The organization operates a free 24/7 hotline where callers can learn how to recognize memory disease, receive caregiver support and find referrals to Alzheimer's resources in their community. Seniors with early-stage Alzheimer's can join one of the Association's social engagement programs, which include activities such as stress management classes or trips to the museum. Caregiver respite programs are also available.

Social Security Offices

Social Security offices in Cincinnati help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
Cincinnati Social Security Offices800-772-1213Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Tax Assistance

Seniors can apply for tax assistance from several Cincinnati resources. Elderly residents and those with disabilities could be eligible for tax exemptions on medical expenses, reductions on property tax and other tax assistance programs.

Program NamePhone NumberDescription
Hamilton County Homestead Exemption Program513-946-4099Hamilton seniors aged 65 and older can apply for a reduction in their property taxes through the Homestead Exemption Program. Applicants must own and have occupied their principal place of residence as of January 1st of the applicable year. Seniors must also meet certain income requirements.

Veteran's Services

Cincinnati retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Cincinnati VA Medical Center513-861-3100The Cincinnati VA Medical Center in Ohio offers standard and valet parking. Veterans can access primary care and a range of specialty health services, including optometry, cancer care, podiatry, physical therapy and dermatology. Meditation and acupuncture are two available alternative medicine health options. Various other types of assistance are obtainable, including suicide prevention and programs to stop smoking and overcome substance use. Veterans' caregivers can seek out support at the center, including respite care.
Hamilton County Veterans Office513-946-3300The Hamilton County Veterans Office assists veterans and their spouses with a range of services and information assistance. The program runs the VA Medical Center in the city and free transport is provided to the medical center. The office helps veterans and their spouses to apply for any benefits they are eligible for and provides information on financial assistance options. The County Veterans Service Officer is specially trained to provide support and assistance to veterans.

Assisted Living Laws and Regulations in Cincinnati

Cincinnati-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Ohio are required to follow. Visit our Assisted Living in Ohio page for more information about these laws.

Assisted Living Laws and Regulations in Ohio

Frequently Asked Questions

Reviews of Communities Nearby

Assisted Living

Emily

I visited this facility

Review of The Village at Eastgate

The Village at Eastgate has been very cooperative. It seems the place that I'm probably going to go to. I liked the layout. The rooms and the apartments were adequate. They weren't overly large...

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Assisted Living

Emily

I visited this facility

Review of Provision Living at West Clermont

Provision Living at West Clermont was a newer facility, which was nice. But there wasn't the warmth there that I felt in the other place. The staff that I met was very nice and very informative...

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Assisted Living

Maybel

I am a friend or relative of a current/past resident

Review of Provision Living at West Clermont

My parents were in room 247. Mom fell and broke her hip had surgery and rehabilitation at another facility (Provisions can’t handle rehabilitation like that) and within 2 weeks was walking up to...

Provider response

Thank you for sharing your feedback with us, Maybel. We take your comments seriously and have already shared them with our community and regional leadership. If you have any ongoing questions or...

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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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