16 Assisted Living Facilities near Covington, KY

Top 10 Assisted Living Facilities in Covington, KY

photo of St. Charles Community

St. Charles Community

Provides: Assisted Living
500 Farrell drive, Covington, KY 41011
"I checked out St. Charles. They seemed really attentive, really nice, and clean. They were serving lunch, and we could have stayed for lunch, but we actually didn't because we had already eaten...." More

photo of Ivy Knoll

Ivy Knoll

Provides: Assisted Living
800 Highland Avenue, Covington, KY 41011
"I have spent several hours on the phone speaking with Victoria and Carole. I believe that this facility truly cares, not only about the residents but about the families as well. Truthfully, my..." More

photo of The Victorian at Riverside

The Victorian at Riverside

Provides: Assisted Living
702 Garrard St, Covington, KY 41011
"Covington Ladies Home is small and personalized. It's been a lady's home for 125 years. It's a big old mansion, but it's very well kept and updated. It's beautiful and they keep it very clean. The..." More

Lasalette Gardens

Provides: Assisted Living
702 Greenup St, Covington, KY 41011
"" More

photo of Atria Highland Crossing
Caring Star 2016

Atria Highland Crossing

Provides: Assisted Living
400 Farrell Drive, Fort Wright, KY 41011
"My mom has moved into Atria Highland Crossing. The staff members and the administrators are very helpful. The residents are friendly and open. My mom really likes it there. The price and the..." More

photo of Elmcroft of Florence - Kentucky
Caring Star 2014

Elmcroft of Florence - Kentucky

Provides: Assisted Living
212 E. Main St., Florence, KY 41042
"My mom moved into Elmcroft of Florence. From their staff to the facility, everything is excellent. I have no complaints at all. I would go above a five out of five in terms of a rating; they are..." More

photo of Magnolia Springs Florence

Magnolia Springs Florence

Provides: Assisted Living
7665 Ewing Boulevard, Florence, KY 41042
"My mother moved into Magnolia Springs Florence a week and a half ago. She really likes it, and I think it's gonna be a good setting for her. The only disadvantage is that it's a little far from me,..." More

photo of Charter Senior Living of Edgewood

Charter Senior Living of Edgewood

Provides: Assisted Living
2950 Turkeyfoot Road, Edgewood, KY 41017
"It was a really nice place. It had a great location. They had a curfew where the door would ring if you go out. The staff was friendly. The rooms and apartments were exceptionally clean and bright...." More

photo of Dominion Senior Living of Florence

Dominion Senior Living of Florence

Provides: Assisted Living
4009 Seligman Dr, Florence, KY 41042
"I liked Dominion Senior Living of Florence because the care fee was all-inclusive. All the other places have levels of care fees, based on your needs they will charge you this much or that much but..." More

photo of Atria Summit Hills

Atria Summit Hills

Provides: Assisted Living
2625 Legends Way, Crestview Hills, KY 41017
"The rooms at Atria Summit Hills were very nice, spacious, clean, and had a good layout. There were rails to the bathroom and in the showers. I met the people from the office, and they seemed very..." More

Barrington of Ft. Thomas

Provides: Assisted Living
940 Highland Avenue, Fort Thomas, KY 41075
"My father is presently a resident at the Barrington. He has been there a year. My family could not be more impressed with the care and attention he is receiving there. And if any of my siblings or..." More

photo of Colonial Heights and Gardens

Colonial Heights and Gardens

Provides: Assisted Living
6900 Hopeful Road, Florence, KY 41042
"My mom will move to Colonial Heights this Saturday. They have a huge library, a piano, and a lot of extra help if you need in-home nurses. Their apartments are really nice. She looked at a..." More

Madonna Manor Inc

Provides: Assisted Living
2344 Amsterdam Rd, Villa Hills, KY 41017
"I had put money down at Madonna Manor; I was ready to move then. I really love it there. This place is my favorite. I just love the location. However, they were tearing down all their old cottages..." More

Baptist Life Communities

Provides: Assisted Living
2990 Riggs Avenue, Erlanger, KY 41018
"excellent " More

The Terrace II

Provides: Assisted Living
1857 Grand Avenue, Cincinnati, OH 45214
"I have a family member living at Terrace at Westside. It was a hard decision to place my grandfather there, and we visited and interviewed several nursing homes and retirement communities. We met..." More

Arcadia Apartments

Provides: Assisted Living
100 Christian Drive, Florence, KY 41042
"Arcadia apartments are a closed-community with key access. Because it is somewhat of a retirement community, the main entrance is set up with a phone-based entry system which is great for..." More

    What to Consider About Assisted Living in Covington

    Covington, KY, is a historically rich city that was establisted in 1814. It enjoyed a constant influx of inhabitants and was a bustling city by the mid-1930s. Today, the city has over 40,000 residents, roughly 12% of whom are aged 65 and over.  

    In Kentucky, assisted living facilities are categorized based on how they are funded. Assisted living communities are private entities that do not receive public funding. They are certified by the Kentucky Department for Aging and Independent Living. Personal care homes are publicly funded and are licensed through the Kentucky Cabinet for Health Services, Office of Inspector General, Division of Health Care. Covington is home to three assisted living facilities, and there are a dozen more nearby.

    Benefits and Drawbacks of Assisted Living in Covington

    • Covington is a culturally rich city with numerous murals in the Downtown district by local and nationally recognized artists. The Roebling Murals, which are located at the Covington Waterfront, depict Covington's history from 800 BC to present day. The Riverwalk Statues, which are located along Riverside Drive, are seven life-like statues of significant historical figures. Local senior centers may take field trips to these points of interest.  
    • The Southbank Shuttle Trolley, which is operated by Transit Authority of Northern Kentucky, travels between Newport, Covington and downtown Cincinnati, providing  seniors with access to entertainment venues, sports arenas, shopping and dining. Seniors are eligible to ride for a reduced fare.
    • Covington has an array of community resources for seniors, including the Northern Kentucky Community Action Commission Senior Services, an organization that provides an employment program for seniors and operates three senior centers in the region. 
    • The Covington area is home to world-class medical facilities, including St. Elizabeth Covington, in the event of medical emergencies or illness.
    • Kentucky is a fairly tax-friendly state for seniors, which may benefit those seeking assisted living in Covington. In this state, Social Security benefits are not taxed, and there is a large deduction available to seniors who draw other types of retirement income. Sales and property taxes in Kentucky are also relatively low.  
        • Covington's overall cost of living is about 18% lower than the national average of 8% lower than the statewide average, which may make it a good option for seniors on a budget.  

        Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.


        Paying for Assisted Living in Covington

        Average Monthly Costs

        Cities in Kentucky

        $4,000.00 US
        $3,785.00 Loveland
        $3,720.00 Lawrenceburg
        $3,675.00 Cincinnati
        $3,466.00 Florence
        $3,100.00 Covington
        $2,578.00 Fairfield

        Assisted Living costs in Covington start around $3,100 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

        It’s important to note that assisted living rates in Covington and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

        Financial Assistance for Assisted Living in Covington

        While Kentucky does not use Medicaid to cover assisted living services, seniors who receive Supplemental Security Income and the optional state supplement may use this benefit toward expenses. 

        Learn more about these programs, plus who’s eligible, on our Assisted Living in Kentucky page.

        Financial Assistance in Kentucky Financial Assistance in Kentucky

        More Ways to Pay for Assisted Living

        While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

        • Veterans Benefits
        • Life Insurance Policy
        • Long-Term Care Insurance
        • Reverse Mortgage

        For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.


        Free Assisted Living Resources in Covington

        Covington and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

        To see a list of free assisted living resources in Covington, please visit our Assisted Living in Kentucky page.


        Assisted Living Laws and Regulations in Covington

        Covington-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.

        Laws and Regulations in Kentucky Laws and Regulations in Kentucky

        Assisted Living near Covington, KY

        Recent Reviews of Assisted Living in Covington

        • Review of St. Charles Community

          I checked out St. Charles. They seemed really attentive, really nice, and clean. They were serving lunch, and we could have stayed for lunch, but we actually didn't because we had already eaten. Th... Read more

          Lora
        • Review of Ivy Knoll

          I have spent several hours on the phone speaking with Victoria and Carole. I believe that this facility truly cares, not only about the residents but about the families as well. Truthfully, my fath... Read more

          Dr Susan
        • Review of Ivy Knoll

          My Mom loves the activities offered, all the friends she has made and the delicious meals she gets. She said it was like being on vacation year round! I love the staff and other residents, I know... Read more

          Momma's Girl 33
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