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The 10 Best Home Care Agencies for Seniors in Jacksonville, FL for 2024

Rated as one of the top 10 places to retire in Caring’s 2022 Senior Living Report, Jacksonville, Florida, is perfect for seniors seeking a leisurely lifestyle with the benefits of urban living. Home to the nation’s largest urban park system, Jacksonville is well-suited to older adults who enjoy an active lifestyle with plenty of outdoor recreation. According to the 2021 Genworth Cost of Care Survey, residents pay an average of $4,481 per month for home care. Unlike home health care, this does not include medical services, but Jacksonville residents have access to some of the best quality health care facilities in the country, including the Mayo Clinic and the Baptist Medical Center.

Below we’ve compiled a comprehensive directory of every home care provider in the Jacksonville area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Jacksonville, FL

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Paying for Home Care in Jacksonville, FL

The Cost of Home Care in Jacksonville, FL

Genworth Financial’s 2021 Cost of Care Survey indicates that home care costs in Jacksonville are in line with the U.S. median of $4,481 and $476 cheaper than the state median of $4,957. As such, Jackson is one of the state’s most affordable places for home care. Seniors in Tallahassee and Orlando can expect to pay over $4,750, an increase of $269 per month. Home care costs are slightly lower in Miami, where residents pay a median of $4,195 per month.

Jacksonville

$4,481

Florida

$4,767

The United States

$4,957

Tallahassee

$4,814

Orlando

$4,767

Miami

$4,195

The Cost of Home Care vs. Other Senior Care Options in Jacksonville, FL

Seniors in Jacksonville have several long-term care options available to them, depending on their personal circumstances. By far, the most affordable option is adult day health care, at a median of $1,625 per month. Home care is the second cheapest option at $4,481 per month. For seniors requiring a higher level of medical attention, including nursing and physical therapy, home health care is a costlier option at $4,767. Assisted living is marginally cheaper at $4,660, while costs are nearly double for skilled nursing facilities at $8,213 per month.

Home Care

$4,481

Home Health Care

$4,767

Adult Day Health Care

$1,625

Assisted Living Facility

$4,660

Nursing Home Facility (semiprivate room)

$8,213

Financial Assistance for Home Care in Jacksonville, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Jacksonville, FL

Jacksonville seniors have access to several resources that can help them to live comfortably within their means during their long-term care. These resources include local and federal agencies that can assist with home repair and modification, rent, transport and other useful services. Seniors and their loved ones can find out more by contacting the organizations below. 

ResourceContactService
Florida Emergency Rental Assistance Program(833) 493-0594This federally funded relief program provides seniors and other Florida residents with emergency assistance on rent and utility bills. Citizens must rent their property within Florida and have income equal to or below 80% of the area’s median income. Qualifying applicants can receive assistance for up to 15 months.
Aging True Community Senior Services(904) 807-1203This nonprofit offers various services to seniors throughout northeast Florida, including specialized programs for older adults receiving home care. Eligible seniors can receive assistance with activities of daily living and the organization operates a Meals on Wheels service, which helps seniors receive nutritious and balanced meals at a reduced cost.
Jacksonville Transportation Authority: ReadiRide(904) 679-4555The Jacksonville Transportation Authority offers complimentary transport on all bus routes for adults over the age of 65. It also operates ReadiRide, a free door-to-door service for seniors needing scheduled transport. Citizens can easily determine their eligibility or schedule a trip by phone.
Florida Assistance for Community Action(813) 540-8580Florida Assistance for Community Action is a network of nonprofits, government organizations and other social service providers advocating for the welfare of low-income families. Services include a Low-Income Home Energy Assistance Program and a Weatherization Assistance Program, which can help seniors optimize their living conditions while receiving long-term care from home.
ElderSource(888) 242-4464ElderSource is a nonprofit agency that helps senior citizens and their loved ones and caregivers access the community services they need. This includes counseling on long-term care options and assistance while applying to the Statewide Medicaid Managed Care Long-Term Care Program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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