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The 10 Best Home Care Agencies for Seniors in Saint Augustine, FL for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Saint Augustine, FL, residents and their loved ones rate In Home Care agencies across the 29 options below.

Home Care Services in Saint Augustine, Florida

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Paying for Home Care in Saint Augustine, FL

The Cost of Home Care in Saint Augustine, FL

Located just south of Jacksonville, Saint Augustine shares the same home care costs, according to Genworth Financial’s 2021 Cost of Care Survey. On average, seniors in this area pay $4,481 per month for home care services. This means that Saint Augustine is an affordable option in comparison to both the statewide median of $4,767 and the national average of $4,957. It’s also less expensive than many nearby cities. While rates in Gainesville are the same, costs in Deltona are about $100 higher. Orlando and Tallahassee are even more expensive, with monthly averages of $4,767 and $4,814, respectively.

Saint Augustine

$4,481

Florida

$4,757

United States

$4,957

Gainesville

$4,481

Deltona

$4,576

Tallahassee

$4,814

Orlando

$4,767

The Cost of Home Care vs. Other Senior Care Options in Saint Augustine, FL

Saint Augustine seniors have several care options available to them. Those who only require part-time weekday assistance may find adult day health care to be sufficient for their needs and budget at $1,625 on average per month, which is $2,856 less than home care. While slightly more expensive than in-home care, assisted living is around $100 less expensive than hiring a home health aide. As nursing homes offer round-the-clock supervision and specialized medical care, they’re the most expensive option, with rates starting at $8,213.

Home Care

$4,481

Home Health Care

$4,767

Adult Day Health Care

$1,625

Assisted Living Facility

$4,660

Nursing Home Facility (semiprivate room)

$8,213

Note: Data for Saint Augustine was not available, so data for the nearest city, Jacksonville, was used instead.

Financial Assistance for Home Care in Saint Augustine, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Saint Augustine Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Saint Augustine:

ResourceContactAddressService
St. Johns County Council on Aging(904) 209-3700180 Marine Street, St. Augustine, FL 32084The St. Johns County Council on Aging offers a plethora of social support and information services for elderly residents of the county and the city of St. Augustine. The Council’s programs help elders with home care, independent living and memory support services in the case of elders dealing with dementia. The Council on Aging also manages its own Transportation Department, which provides seniors with multiple specialized public transportation options to destinations in the county.
ElderSource(888) 242-446410688 Old St. Augustine Road, Jacksonville, FL 32257Eldersource is the Area Agency on Aging & Disability for the Northeast Florida region and provides seniors and their caregivers with numerous referral, information and financial support resources. The organization can help seniors or their caregivers by giving them consultation sessions on state health insurance benefits, in-home services and long-term care options. The agency also offers direct caregiver support to eligible seniors and their families for more manageable independent living. This is done through the organization’s TCARE program and requires an assessment consultation with ElderSource staff. The agency operates a helpline phone number for seniors and their family members if they need advice on care and senior living options.
Meals on Wheels of St. Johns County(904) 209-3632180 Marine Street, St. Augustine, FL 32084The Meals on Wheels program of St. Johns County is also run by the Council on Aging in coordination with its nonprofit partners. A licensed dietician monitors all meal menus prepared for this service, and each daily hot lunch delivery contains a fully balanced single meal. Anyone may apply, but elders who are 60 or older can apply for subsidized service on either a short-term or long-term basis. The staff of this Meals on Wheels program also check on the well-being of their clients to ensure that they’re not in emotional or physical distress.
SHINE (Serving Health Insurance Needs of the Elderly)1-800-963-53374040 Esplanade Way, Suite 270 Tallahassee, FL 32399-7000SHINE is run by the Florida Department of Elder Affairs as the state’s health insurance counseling program for seniors and their families. This initiative offers elders free and unbiased advice about applying for and managing their health insurance benefits with programs such as Medicare, Medicaid and prescription assistance. Seniors who need to speak with a SHINE representative may do so through its helpline or via their regional Area Agency on Aging.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

In Home Care near Saint Augustine, FL

ElktonHastingsSaint JohnsPalm CoastGreen Cove SpringsEast Palatka

Other Options in Saint Augustine, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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