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The 10 Best Home Care Agencies for Seniors in Albuquerque, NM for 2024

Albuquerque, NM, is ranked as the best city in New Mexico for older adults and one of the top 100 cities nationwide in Caring’s Senior Living Report. There are a multitude of reasons why seniors should consider settling down in the southwestern city for their golden years. Between parks, golf courses and the nearby Sandia Mountains, seniors have plentiful opportunities to take advantage of Albuquerque’s abundance of sunny days. The city also has more physicians per capita than the majority of the nation, and U.S. News and World Report has rated its Presbyterian Hospital the best in the state. For assistance with daily activities and other common tasks around the home, the city’s seniors can receive in-home care services, which average $4,671 a month. Though home care and home health care often provide similar services, the latter also includes light medical assistance, such as injections, wound care and vital signs monitoring.

Below we’ve compiled a comprehensive directory of every home care provider in Albuquerque– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Albuquerque, NM

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Paying for Home Care in Albuquerque, NM

The Cost of Home Care in Albuquerque, NM 

The Genworth 2021 Cost of Care Survey found that Albequerque’s seniors are paying an average of $4,671 a month for home care, which is $66 more than seniors are paying across the state and $286 less than nationwide. Costs are higher in some of the northern cities such as Farmington and Santa Fe, but southward, fees tend to decrease. In Las Cruces, the average monthly cost of home care is $476 less than Albuquerque’s median.

Albuquerque

$4,671

New Mexico

$4,605

United States

$4,957

Santa Fe

$6,378

Farmington

$5,529

Las Cruces

$4,195

The Cost of Home Care vs. Other Senior Care Options in Albuquerque, NM

Adult day care is the least expensive type of senior care in Albuquerque, followed by in-home care and home health care, which have the same median cost. Assisted living ($4,750) is a bit costlier than home care, and nursing home care is the most expensive. With a semiprivate room, most seniors in Albuquerque pay about $8,479 a month for care at a nursing facility.

Home Care

$4,671

Home Health Care

$4,671

Adult Day Health Care

$2,427

Assisted Living Facility

$4,750

Nursing Home Facility (semiprivate room)

$8,479

Financial Assistance for Home Care in Albuquerque, NM

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Albuquerque, NM

The Albuquerque region has numerous agencies and programs that support seniors’ independence and safety at home. This table highlights the top resources in the region to help those seeking home care to navigate the system and find budget-friendly services. 

ResourceContactService
City of Albuquerque/Bernalillo County Area Agency on Aging(505) 768-2745 The local Area Agency on Aging administers a variety of programs to those aged 60 and over in the Albuquerque region to help them remain in their homes, even as their care needs change. Through its Care Coordination program, it provides home-delivered and congregate meals, transportation and affordable in-home care. It also partners with the UNM Geriatric Education and Health Maintenance Clinic to provide health screenings and evaluations to older adults.
Meals on Wheels of Albuquerque(505) 823-8060Meals on Wheels of Albuquerque provides home-delivered meals and wellness checks for older adults in the region who are unable to shop for or prepare their own meals. The organization offers eight diet types to meet the needs of seniors with various health conditions. It also facilitates the Long Leash on Life Pet Program, which provides food for clients' pets.
Property Tax Relief(505) 222-3700Seniors in Albuquerque may be able to reduce their property taxes through the Value Freeze Program. This program is open to those aged 65 and over and ensures that homeowners' property taxes don't increase, even if the value of their home goes up. The county also has a $4,000 exemption for veterans and up to a 100% exemption for veterans with service-related disabilities.
2-1-12-1-12-1-1 is a free information and referral service for older adults in the Albuquerque area. This helpline is staffed with specialists who help seniors find community-based services that may help them remain in their homes, including home-delivered and congregate meals, transportation and respite services.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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