Rio Rancho is a rural suburb north of Albuquerque with gorgeous views of the Sandia Mountains. The 2019 population was 99,178, with residents over 60 accounting for 24% of the community. The overall cost of living is 92.5 compared to the U.S. at 100, making it an alternative to living in Albuquerque, a much more urban and crowded city. New Mexico taxes all retirement income, including social security but offers a tax-friendly deduction to seniors with income below a specific amount. While the sales tax is high for Rio Rancho at 7.83%, tax exemptions on food and prescriptions can help seniors reduce their overall sales tax expenses.

Seniors who need help with daily living needs may wish to reside in assisted living communities. Nursing homes provide more extensive medical care active seniors may not require. The average monthly cost of assisted living in Rio Rancho is $4,050, the same as New Mexico and lower than the national average of $4,300.

This guide for assisted living in Rio Rancho includes the average monthly costs and the advantages and disadvantages of retiring in Rio Rancho. The end contains a listing of the area’s free resources for seniors.

Directory of Assisted Living Facilities in Rio Rancho, NM

2015

Life Spire Assisted Living – Rio Rancho, NM

1001 24th Street, Rio Rancho, NM, 87124

Life Spire Assisted Living in Rio Rancho, a cozy suburb north of New Mexico’s Albuquerque, offers a small-town atmosphere that doesn’t sacrifice access to urban conveniences. Its quaint neighborhood s … (read more)
Life Spire Assisted Living in Rio Rancho, a cozy suburb north of New Mexico’s Albuquerque, offers a small-town atmosphere that doesn’t sacrifice access to urban conveniences. Its quaint neighborhood s … (read more)

MorningStar of Rio Rancho

2301 Golf Course Road SE, Rio Rancho, NM, 87124

We visited MorningStar of Rio Rancho. It was very nice, it looked like a high-end hotel. Overall, it was very clean. The particular room we saw had had just been moved out of and they hadn’t had a cha … (read more)
We visited MorningStar of Rio Rancho. It was very nice, it looked like a high-end hotel. Overall, it was very clean. The particular room we saw had had just been moved out of and they hadn’t had a cha … (read more)

BeeHive Homes of Rio Rancho 2

2709 Chessman Drive, Rio Rancho, NM, 87124

My mom is currently at BeeHive Homes of Rio Rancho 2. What I like most about it is that it’s very close to where we live, our family and my brother’s family. It’s right between our two homes and withi … (read more)
My mom is currently at BeeHive Homes of Rio Rancho 2. What I like most about it is that it’s very close to where we live, our family and my brother’s family. It’s right between our two homes and withi … (read more)

The Neighborhood In Rio Rancho I

900 Loma Colorado Blvd NE, Rio Rancho, NM, 87124

With uplifting aesthetics and a sense of community, the Neighborhood in Rio Rancho, New Mexico, uses a holistic approach to aging. Residents enjoy the abundance of amenities, which include a beauty/ba … (read more)
With uplifting aesthetics and a sense of community, the Neighborhood in Rio Rancho, New Mexico, uses a holistic approach to aging. Residents enjoy the abundance of amenities, which include a beauty/ba … (read more)

2014, 2015, 2016, 2018, 2020, 2021

Harmony Residential Care, Inc

4102 Malaga Ct. SE, Rio Rancho, NM, 87124

A couple minutes drive from local shopping and restaurants and easily accessible from the highway, Harmony Residential Care, Inc., is an assisted living facility in a residential community of Rio Ranc … (read more)
A couple minutes drive from local shopping and restaurants and easily accessible from the highway, Harmony Residential Care, Inc., is an assisted living facility in a residential community of Rio Ranc … (read more)

2017, 2018, 2019, 2020

Fairwinds – Rio Rancho

920 Riverview Drive Southeast, Rio Rancho, NM, 87124

Fairwinds is situated in Rio Rancho, New Mexico, near Charisma Hills Country Club, Highway 528, restaurants and shopping centers. Loved ones feel reassured by the caring, welcoming staff and the multi … (read more)
Fairwinds is situated in Rio Rancho, New Mexico, near Charisma Hills Country Club, Highway 528, restaurants and shopping centers. Loved ones feel reassured by the caring, welcoming staff and the multi … (read more)

Avamere at Rio Rancho

1000 Riverview Dr. SE, Rio Rancho, NM, 87124

The building felt empty. I didn’t see residents anywhere but the building smelled like amonia everywhere. I didn’t see a staff member anywhere and I waited a long time at the desk before they found s … (read more)
The building felt empty. I didn’t see residents anywhere but the building smelled like amonia everywhere. I didn’t see a staff member anywhere and I waited a long time at the desk before they found s … (read more)

Abundant Living

804 Rincon de Romos Dr. SE, Rio Rancho, NM, 87124

My experience with Harmony Residential Care has been very good. It’s a great place, it’s well-managed, and well-run. They have quality employees working for them as caregivers to the residents. It’s l … (read more)
My experience with Harmony Residential Care has been very good. It’s a great place, it’s well-managed, and well-run. They have quality employees working for them as caregivers to the residents. It’s l … (read more)

The Retreat Gardens

4100 Jackie Road SE, Rio Rancho, NM, 87124

The Retreat Gardens is a large gated community with assisted living services located just off the Pat D’Arco Highway in Rio Rancho, New Mexico. There are numerous smaller medical centers and specialis … (read more)
The Retreat Gardens is a large gated community with assisted living services located just off the Pat D’Arco Highway in Rio Rancho, New Mexico. There are numerous smaller medical centers and specialis … (read more)

Loma Pinon Home

912 Loma Pinon Loop NE, Rio Rancho, NM, 87144

My friend is now at Sandia View West – Loma Pinon and doing very nicely. They’re very kind. He has a single room. It is a nice size and has a good layout. The staff members have been very caring. The … (read more)
My friend is now at Sandia View West – Loma Pinon and doing very nicely. They’re very kind. He has a single room. It is a nice size and has a good layout. The staff members have been very caring. The … (read more)

BeeHive Assisted Living Homes of Rio Rancho #1

204 Silent Spring Road Northeast, Rio Rancho, NM, 87124

Bee Hive Assisted Living Homes of Rio Rancho in New Mexico is a modern facility that provides assisted living services. Friends and relatives of residents compliment the community on its cleanliness a … (read more)
Bee Hive Assisted Living Homes of Rio Rancho in New Mexico is a modern facility that provides assisted living services. Friends and relatives of residents compliment the community on its cleanliness a … (read more)

Four Winds Behavioral Health Center

4100 Barbara Loop Southeast, Rio Rancho, NM, 87124


2016

The Woodmark at Uptown

7201 Prospect Place N.E., Albuquerque, NM, 87110

The Woodmark at Uptown is a full-service senior living community located in the Uptown area of Albuquerque, just a short distance from several shopping centers and medical facilities, and with conveni … (read more)
The Woodmark at Uptown is a full-service senior living community located in the Uptown area of Albuquerque, just a short distance from several shopping centers and medical facilities, and with conveni … (read more)

2014, 2015, 2016

Morada Albuquerque

1620 Indian School Road NE, Albuquerque, NM, 87102

My father is in here. The rooms are very nice. They exercise twice a day every day, have music programs several times a week, brain games every morning, poker most days, movies twice a day, and lots o … (read more)
My father is in here. The rooms are very nice. They exercise twice a day every day, have music programs several times a week, brain games every morning, poker most days, movies twice a day, and lots o … (read more)

2022

Life Spire Assisted Living – Albuquerque

9151 High Assets Way N.W., Albuquerque, NM, 87120

Located near a popular hair salon, and across the road from a cinema and a shopping center, Life Spire Assisted Living in Albuquerque is a homey and comfortable facility. Residents and visitors love t … (read more)
Located near a popular hair salon, and across the road from a cinema and a shopping center, Life Spire Assisted Living in Albuquerque is a homey and comfortable facility. Residents and visitors love t … (read more)

The Village At Alameda

8810 Horizon Boulevard NE, Albuquerque, NM, 87113

Located right near the Balloon Fiesta Park in Albuquerque, The Village at Alameda is a beautiful and accommodating assisted living facility. This community gets high marks for its spacious rooms, well … (read more)
Located right near the Balloon Fiesta Park in Albuquerque, The Village at Alameda is a beautiful and accommodating assisted living facility. This community gets high marks for its spacious rooms, well … (read more)

Morada Quintessence

7101 Eubank Boulevard NE, Albuquerque, NM, 87122

My father was only at Morada Quintessence for a very short period. We didn’t have any issues. Everything was pretty nice there, but it was just kind of a limited menu on meals. He didn’t have a lot of … (read more)
My father was only at Morada Quintessence for a very short period. We didn’t have any issues. Everything was pretty nice there, but it was just kind of a limited menu on meals. He didn’t have a lot of … (read more)

MorningStar Assisted Living & Memory Care of Albuquerque

8051 Palomas Ave NE, Albuquerque, NM, 87109

MorningStar Assisted Living & Memory Care of Albuquerque was excellent on all levels, but it was expensive. I just looked at the assisted living side. It’s a newer facility, so everything is reall … (read more)
MorningStar Assisted Living & Memory Care of Albuquerque was excellent on all levels, but it was expensive. I just looked at the assisted living side. It’s a newer facility, so everything is reall … (read more)

Everest Assisted Living

7524 Bear Canyon Rd. NE, Albuquerque, NM, 87109

I would highly rate Everest Assisted Living. It was a pretty good size, a pretty large home for the number of residents and there was plenty of space. The kitchen and meal facilities were quite nice i … (read more)
I would highly rate Everest Assisted Living. It was a pretty good size, a pretty large home for the number of residents and there was plenty of space. The kitchen and meal facilities were quite nice i … (read more)

BeeHive Homes of Albuquerque

6401 Corona Ave. NE, Albuquerque, NM, 87113

My parents were at Beehive. It sounded like just the place for them as I heard the sales pitch. The reality was disappointing. The management is changing and hopefully getting better. As people ag … (read more)
My parents were at Beehive. It sounded like just the place for them as I heard the sales pitch. The reality was disappointing. The management is changing and hopefully getting better. As people ag … (read more)

What to Consider About Assisted Living in Rio Rancho

Two bureaus work together to license assisted living facilities in New Mexico; the Program Operations Bureau and District Operations Bureau. These organizations monitor the compliance of health care facilities with the rules and regulations set forth by New Mexico to ensure residents’ safety, well-being and health.

Benefits and Drawbacks of Assisted Living in Rio Rancho

  • New Mexico is referred to as the land of enchantment with glorious desert landscapes and dynamic culture. Seniors will find a wealth of activities and entertainment in Rio Rancho, such as golfing at the Twin Warriors Golf Club or fishing on the Rio Grande river. Only 12-miles south, in Albuquerque, seniors can take in the sights of the yearly International Balloon Fiesta held for nine days each October.
  • Rio Rancho is a fairly safe place for seniors to live despite New Mexico being one of the most dangerous states to live in the nation. Several communities have low crime rates, including Rio Rancho, the 2nd safest city to live in New Mexico, with crime rates lower than the national levels. Crime rates are measured on a scale of 1 to 100, with 1 being the lowest. Rio Rancho has a violent crime rate of 16.8, which is lower than the U.S. average of 22.7.
  • The weather in Rio Rancho offers four comfortable seasons, with summer temperatures averaging 70-85 degrees. January is the coldest month, with average daytime highs of 48 degrees and nighttime lows of 22. Rio Rancho averages only 12 inches of rain per year and 10 inches of snow yearly. The climate is primarily arid, making it an excellent place for seniors who live with arthritis and other health conditions where high humidity is not conducive to their health.
  • Roads in rural cities such as Rio Rancho tend to be in a state of disrepair. The estimation is that 30% of rural roads in New Mexico are in bad condition, and 6% of bridges need restoration. Poorly maintained roads lead to an increase in auto accidents and traffic issues. Seniors who drive may want to explore the area to ensure the roads they use for everyday errands and appointments are adequately maintained.

Paying for Assisted Living in Rio Rancho

The 2020 Genworth Cost of Care Survey reports an average monthly cost of assisted living in Rio Rancho to be $4,050. The New Mexico average is the same, and the national average is $4,300. 

The Cost of Assisted Living in Nearby Cities

The cost for assisted living in New Mexico averages between $3,900 – $4,800 a month. Farmington, 171 miles northwest of Rio Rancho, has the lowest average monthly cost for assisted living at $3,900. Santa Fe is 62 miles northeast and has the highest cost at $4,800. Albuquerque matches the New Mexico average at $4,050, and 240 miles south, Las Cruces costs $4,248.

$4050

Rio Rancho

$4050

New Mexico

$4300

The United States

$3900

Farmington

$4050

Albuquerque

$4800

Santa Fe

$4248

Las Cruces

The Cost of Other Types of Senior Care

Rio Rancho offers additional long-term care options. Adult day health care is provided for seniors who only need weekday supervision and averages $2,513 monthly. Seniors who wish to age in place can receive assistance at home through homemaker services or home health aide services, both costing $4,385. For seniors who need higher-level medical care, nursing homes provide these services averaging $8,330 for a semiprivate room and $9,809 for a private room.

$4385

Homemaker Services

$4385

Home Health Aide

$2513

Adult Day Health Care

$4050

Assisted Living Facility

$8330

Nursing Home Facility (semiprivate room)

$9809

Nursing Home Facility (private room)

Note: Care cost data for Rio Rancho was unavailable, so data for the nearest city, Albuquerque, was used instead.

Financial Assistance for Assisted Living in Rio Rancho

Centennial Care is the New Mexico Health Services Department’s Medicaid waiver program that pays for the cost of assisted living for eligible seniors in Rio Rancho.

Learn more about these programs, plus who’s eligible, on our Assisted Living in New Mexico page.

Financial Assistance for Assisted Living in Rio Rancho

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New Mexico page.

Free Assisted Living Resources in Rio Rancho

Rio Rancho has many resources available to assist seniors, including community services, long-term care advocates and help with Medicare and Medicaid. The programs available are meant to promote healthy aging and wellness for all seniors.

ResourceContactService
New Mexico Aging and Long-Term Services – Long-Term Care Ombudsman(866) 451-2901 The New Mexico Long-Term Care Ombudsman program exists to advocate for seniors and vulnerable adults. The ombudsmen conduct scheduled visits to assisted living facilities to meet residents and offer help with complaints or questions. Seniors are protected from exploitation and educated about their rights, along with being assured there is someone to watch out for them. 
New Mexico Aging and Long-Term Services – Aging & Disability Resource Center(800) 432-2080The ADRC works to support seniors and persons with disabilities in finding services and resources to help them live well. Coordinators help seniors find services to address their needs and locate long-term care options that work for them. The ADRC includes a State Health Insurance Assistance Program (SHIP) to provide information on health insurance, Medicare and Medicaid and the New Mexico Health Exchange (NMHIX) directs seniors to affordable health care options to fit their budget. Seniors can also obtain information about the agency’s Prescription Drug Assistance (PDA), New Mexico MEDBANK Program, helping seniors obtain the prescription medications they need at a cost they can afford. 
New Mexico BarLegal Resources for the Elderly Program(800) 876-6657The Legal Resources for the Elderly Program (LREP) is a free, statewide program for adults 55 and older. LREP provides legal advice and services offered by professional, highly qualified attorneys specialized in legal issues affecting seniors.  Some of the services the LREP offer are guardianship, Social Security disability, powers of attorney, estate planning, Medicare and Medicaid. 
Meadowlark Senior Center(505) 891-5018 The Meadowlark Senior Center (MSC) is open for seniors 55 and older, offering various programs and activities such as social events, arts and crafts, health checks, day trip excursions, financial and benefits counseling and referral services. The center operates to meet the needs of seniors and provide opportunities to be part of a community group. 
Sandoval County Assisted Transportation(505) 934-8774The Assisted Transportation program is offered to seniors through the Senior Program Administrative Office. Seniors receive transportation to health care appointments in Rio Rancho Monday through Friday. Appointments for transportation should be made in advance. Hours of operation are 9:30 a.m. through 2:30 p.m.

Assisted Living Laws and Regulations in Rio Rancho

Rio Rancho-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in New Mexico are required to follow. Visit our Assisted Living in New Mexico page for more information about these laws.

Assisted Living Laws and Regulations in Rio Rancho