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The 10 Best Home Care Agencies for Seniors in Deer Park, TX for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Deer Park, TX, residents and their loved ones rate In Home Care agencies across the 39 options below.

Home Care Services in Deer Park, Texas

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Paying for Home Care in Deer Park, TX

The Cost of Home Care in Deer Park

The 2021 Genworth Cost of Care Survey shows Deer Park’s typical senior pays $4,576 per month for home care, which is average for Texas. Consequently, the senior saves $481 per month when compared to the equivalent American. Savings of $720 are possible if relocating from Austin, but Deer Park is generally costlier than nearby cities. College Station’s typical senior saves about $47, while Beaumont’s saves $91 and Victoria’s, $138 per month.

Deer Park

$4,576

Texas

$4,576

United States

$4,957

Beaumont

$4,385

College Station

$4,429

Austin

$5,196

Victoria

$4,338

The Cost of Home Care vs. Other Senior Care Options in Deer Park

While home care is a nonmedical service, the similarly named home health care is a medical one. Its median fee equals home care’s $4,576 per month, despite it providing medical care from licensed professionals. Both options cost an additional $331 per month when compared to assisted living and $3,477 more than adult day care. However, assisted living demands seniors relocate to institutions and adult day care means daily trips to a center. This may be too much for seniors who like home comforts. The costliest option is nursing home care, where semiprivate rooms are about $686 per month more than home care.

Home Care

$4,576

Home Health Care

$4,576

Adult Day Health Care

$1,099

Assisted Living

$4,245

Nursing Home Care

$5,262

Note: Data for Deer Park was unavailable, so data for the nearest city, Houston, was used instead.

Financial Assistance for Home Care in Deer Park, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Deer Park, TX

Deer Park seniors aging in place can get help from numerous nonprofits serving the city’s residents for little or no cost. The following table covers a range of common needs, such as fresh meals, home repairs, legal advice and durable medical equipment.

ResourceContactService
Comprehensive Energy Assistance Program (CEAP)(713) 590-2327CEAP is a utility assistance program administered in Deer Park by Baker Ripley. The program can help income-eligible residents cover some utility bills for gas, propane, electricity and water. It pays the energy suppliers of homeowners and renters directly.
Weatherization Assistance Program (WAP)211WAP is a federally funded program that covers the costs of making homes more energy efficient. After an energy audit, it may pay for caulking, weather-stripping, ductwork and insulating floors, walls and ceilings. It may also cover installation costs for low-flow showerheads and LED light bulbs.
AARP Foundation Tax-Aide ProgramLocator for Multiple CentersIRS-certified volunteers trained by AARP help seniors prepare their taxes each tax season. Income is not a barrier to assistance. Seniors can drop off their documents at their nearest center for the volunteer to do the prep work up to filing, or both can work together by phone.
Lone Star Legal Aid(800) 733-8394Lone Star Legal Aid provides free legal services to income-eligible Deer Park residents. The nonprofit law firm specializes in civil law cases only. This covers a wide area, including consumer law, health care, public benefits and victims of crime.
RSVP Texas(855) 825-7787RSVP Texas loans new and recycled durable medical equipment to individuals who may struggle to cover the costs. As the nonprofit relies on donations, it can't guarantee availability at the time of asking. However, it routinely loans wheelchairs, bathroom equipment, canes and walkers.
Harris County Home Repair Program(832) 927-4957Seniors and disabled individuals in Harris County may be eligible for the Home Repair program. It can provide grants or low-interest loans up to $20,000 for minor home repairs, $40,000 for homes issued health and safety violations and $80,000 for major rehabilitation.
Meals on Wheels for Greater Houston(713) 533-4978Meals on Wheels for Greater Houston provides free home-delivered meals to homebound seniors. It delivers on weekdays for meals eaten that day and can provide meals for the weekends and breakfasts for every day. Additionally, seniors with cats and dogs can get monthly deliveries of free food for their pets.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

In Home Care near Deer Park, TX

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Other Options in Deer Park, TX

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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