Home Care in Nanuet, NY
Located in Rockland County, Nanuet is a hamlet within the town of Clarkstown that’s home to almost 19,000 people. The 2020 census revealed that 20% of Nanuet’s residents are aged 65 and older, a higher percentage than average, which reflects the hamlet’s popularity as a retirement location. The typical cost for home care in Nanuet is $4,957, a monthly increase of $143 when compared to the median for New York of $4,814. This service shouldn’t be confused with home health care, which typically provides home care services in addition to limited medical support. Nanuet’s medical services include primary and walk-in care at VMG and full inpatient and outpatient services at the nearby Montefiore Nyack Hospital.
Below we’ve compiled a comprehensive directory of every home care provider in the Nanuet area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Nanuet, NY
PO Box 76, New City, NY, 10956
230 N. Main St., Spring Valley, NY, 10977
144 Gardnerville Road, New Hampton, NY, 10958
101 Theall Road, Rye, NY, 10583
508 Airport Executive Park, Nanuet, NY, 10954
39 Maple Ave Second Floor, Staten Island, NY, 10956
59 Lexington Way, Middletown, NY, 10940
243 Route 17K , Newburgh, NY, 12550
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Paying for Home Care in Nanuet, NY
The Cost of Home Care in Nanuet, NY
According to the 2020 Genworth Cost of Care Survey, the typical senior in Nanuet can expect to pay $4,957 per month for home care services, which exceeds the costs of the typical New Yorker and American by about $143 and $476 respectively. Moving upstate to Albany sees costs rise to $5,148, but seniors thinking of moving to a neighboring state can get home care in Trenton, New Jersey, for $4,910 and Bridgeport, Connecticut, for $4,767.
The Cost of Home Care vs. Other Senior Care Options in Nanuet, NY
Home care and home health care in Nanuet share average fees of $4,957 despite the latter also providing limited medical support from registered nurses and therapists. Adult day care centers provide the most affordable option for seniors at $1,950. Nursing homes and assisted living are the most costly as they include accommodations too. The former averages $11,771 per month for a semiprivate room, and the latter averages $5,991.
Home Health Care
Adult Day Health
Nursing Home (semi-private room)
Note: Data for Nanuet was unavailable, so data for the nearest city, New York City, was used instead.
Financial Assistance for Home Care in Nanuet, NY
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Nanuet, NY
Nanuet’s seniors can access a wealth of resources aimed at helping them age safely at home with dignity. These examples show where to get help if energy costs have become unmanageable and meals too difficult to prepare. There’s also help for caregivers.
Nanuet seniors with excessive energy costs due to poor home insulation can apply for help from the Weatherization Assistance Program. It's available to homeowners and renters with incomes at or below 60% of the New York median. The program's services include repairing cracks and other sources of heat leakage, such as ill-fitting doors. It can also cover the costs of insulating crawl spaces and attics, replacing windows and repairing damaged boilers or furnaces.
This nonprofit agency provides healthy and freshly prepared meals to seniors who are unable to make their own food or have no one to cook for them. A typical meal includes protein, vegetables and a dessert. Each delivery includes milk, bread and juice, and the organization has the ability to tailor meals to some diets. During deliveries, the program's volunteers also conduct safety and wellness checks.
Rockland County manages several services to support unpaid caregivers in the community. It operates an online service called the Caregiver Resource Center, which provides a wealth of information on a range of subjects, such as care planning, nutrition for vulnerable seniors and dealing with bereavement. It also manages a caregiver support group and can pay for one week of assisted living to give caregivers some respite.
The Home Energy Assistance Program can help Nanuet residents who have received disconnection notices regarding their gas and electricity or another type of heating. The program helps homeowners and renters cover the costs of their fuel bills. It can also help some seniors with low supplies of fuel and those with faulty or broken heating and ventilation systems.
Homeowners aged 65 and over whose primary residence is in New York State may be eligible for a reduction on the amount of taxes that they pay. This program can reduce their property taxes by as much as 50%. In addition to the standard exemption for incomes up to $29,000, Rockland County offers a sliding-scale option for higher incomes.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
What should I look for in a good home care agency near me in Nanuet?
The New York State Department of Health certifies home care agencies, so the first check seniors should make is that the agencies on their shortlist are licensed. To get an idea of quality, it’s worth checking reviews on Caring.com, as these often provide unfiltered opinions from previous clients. Before contacting an agency, the senior or their caregiver should make a list of all the services required so they can cross-reference it with the agency’s services. They should also ask pertinent questions of the agency, such as — does it have a strict recruitment policy that includes background checks on employees?
What is the difference between in-home care and home health care?
In-home care can vary from providing a companion for seniors who live alone to full cleaning, cooking and grocery shopping services that may include personal grooming too, such as bathing and dressing. Home health care can provide all these services as well but will include limited medical care provided by registered nurses and qualified therapists. This can be very helpful for seniors who may need regular injections, in addition to those recovering from serious illnesses or operations, so may need wounds dressed or regular wellness checks.
How do you pay for senior care at home?
Home care services can be paid for in many ways, particularly through insurance. There are some other options too, such as the Housebound Allowance for U.S. military veterans, which is a monthly payment specifically for seniors who served who have permanent disabilities. Nanuet seniors on low incomes who are eligible for Medicaid and live in private residential homes may be able to get financial help from the Community First Choice Option, while those not able to get Medicaid may find the Expanded In-Home Services program can help.
Who pays for cleaning supplies in home care?
As cleaning supplies include chemicals, which necessitate the agency providing specialized staff training and complying with legislation on how they are handled, it may be that seniors need to accept the supplies provided. It could be worth asking the agency if it’s possible to source cleaning supplies personally to reduce costs, but seniors shouldn’t be surprised if the answer is negative. Many agencies will include cleaning material costs in the fee and may have negotiated discounts with suppliers.
Assisted living homes vs. home care: how to decide?
The fundamental difference between the two is one of location. While seniors receiving home care can remain in their homes, those choosing assisted living must relocate. Home care means the senior gets the services they’re paying for while the caregiver is on-site, while in assisted living, staff is usually available 24/7. There’s also the question of social contact. A senior at home may be perfectly happy one-on-one with their caregiver and visitors, while another in assisted living is in close proximity with many people, including other residents, throughout the day.