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The 10 Best Home Care Agencies for Seniors in Nanuet, NY for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Nanuet, NY, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 238 options below.

Home Care Services in Nanuet, New York

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Paying for Home Care in Nanuet, NY

The Cost of Home Care in Nanuet, NY

According to the 2020 Genworth Cost of Care Survey, the typical senior in Nanuet can expect to pay $4,957 per month for home care services, which exceeds the costs of the typical New Yorker and American by about $143 and $476 respectively. Moving upstate to Albany sees costs rise to $5,148, but seniors thinking of moving to a neighboring state can get home care in Trenton, New Jersey, for $4,910 and Bridgeport, Connecticut, for $4,767.   

Nanuet

$4,957

New York

$4,814

United States

$4,481

Albany

$5,148

Bridgeport, CT

$4,767

Trenton, NJ

$4,910

The Cost of Home Care vs. Other Senior Care Options in Nanuet, NY

Home care and home health care in Nanuet share average fees of $4,957 despite the latter also providing limited medical support from registered nurses and therapists. Adult day care centers provide the most affordable option for seniors at $1,950. Nursing homes and assisted living are the most costly as they include accommodations too. The former averages $11,771 per month for a semiprivate room, and the latter averages $5,991. 

Home Care

$4,957

Home Health Care

$4,957

Adult Day Health

$1,950

Assisted Living

$5,991

Nursing Home (semi-private room)

$11,771

NoteData for Nanuet was unavailable, so data for the nearest city, New York City, was used instead. 

Financial Assistance for Home Care in Nanuet, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Nanuet, NY

Nanuet’s seniors can access a wealth of resources aimed at helping them age safely at home with dignity. These examples show where to get help if energy costs have become unmanageable and meals too difficult to prepare. There’s also help for caregivers.

ResourceContactService
Weatherization Assistance Program(518) 474-5700Nanuet seniors with excessive energy costs due to poor home insulation can apply for help from the Weatherization Assistance Program. It's available to homeowners and renters with incomes at or below 60% of the New York median. The program's services include repairing cracks and other sources of heat leakage, such as ill-fitting doors. It can also cover the costs of insulating crawl spaces and attics, replacing windows and repairing damaged boilers or furnaces.
Meals on Wheels of Rockland County(845) 624-6325This nonprofit agency provides healthy and freshly prepared meals to seniors who are unable to make their own food or have no one to cook for them. A typical meal includes protein, vegetables and a dessert. Each delivery includes milk, bread and juice, and the organization has the ability to tailor meals to some diets. During deliveries, the program's volunteers also conduct safety and wellness checks.
Rockland County Caregiver Support(845) 364-2110Rockland County manages several services to support unpaid caregivers in the community. It operates an online service called the Caregiver Resource Center, which provides a wealth of information on a range of subjects, such as care planning, nutrition for vulnerable seniors and dealing with bereavement. It also manages a caregiver support group and can pay for one week of assisted living to give caregivers some respite.
Home Energy Assistance Program(212) 331-3126The Home Energy Assistance Program can help Nanuet residents who have received disconnection notices regarding their gas and electricity or another type of heating. The program helps homeowners and renters cover the costs of their fuel bills. It can also help some seniors with low supplies of fuel and those with faulty or broken heating and ventilation systems.
Homestead Tax Exemption(845) 364-3877Homeowners aged 65 and over whose primary residence is in New York State may be eligible for a reduction on the amount of taxes that they pay. This program can reduce their property taxes by as much as 50%. In addition to the standard exemption for incomes up to $29,000, Rockland County offers a sliding-scale option for higher incomes.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Sean D

I am a past client of this provider

Review of Home Instead - Rockland County, NY

Home Instead provided in-home care for my stepmom. She had Alzheimer’s that progressed significantly during the time they helped us out. The admin team was flexible with our changing care needs and...

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Home Care

Clyde Amos

I am a past client of this provider

Review of Home Instead - Rockland County, NY

Home Instead provided caregivers to help my mom while she was located in Rockland County, first in Independent and then in Assisted Living. Two consistent and especially caring aides were Deirdre...

Read more

Home Care

CTV

I am a current client of this provider

Review of Home Instead - Rockland County, NY

The Home Instead staff, and particularly, our father's caregiver for the past two and a half years, have been kind, compassionate and accommodating, We have relied on them to care for our father...

Read more

In Home Care near Nanuet, NY

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Other Options in Nanuet, NY

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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