Located approximately 20 miles north of Indianapolis, Zionsville offers beautiful tree-lined streets, access to affordable health care and a crime rate that’s well below the national average. Zionsville is a small city with 28,357 residents, and almost 12% of them are seniors aged 65 and older, which is a bit below the statewide population of 16.1% for this age group. Residents can find several hospitals and specialty medical facilities nearby, including Witham Health Services, Ascension Medical Group St. Vincent – Zionsville and Riverview Health Emergency Room and Urgent Care. Seniors in Zionsville pay an average of $4,385 per month for home care services. This is identical to the Indiana average and slightly lower than the U.S. median cost for this level of care. 

Below we’ve compiled a comprehensive directory of every home care provider in the Zionsville area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Zionsville, IN

2021, 2022

Home Helpers of Carmel – IN

301 E Carmel Dr. , Suite H300, Carmel, IN, 46032

There was not enough time to get the additional help that we needed. The cost was part of the deciding factor in not staying with them.
There was not enough time to get the additional help that we needed. The cost was part of the deciding factor in not staying with them.

TheKey – Indianapolis

716 Adams Street Unit C, Carmel, IN, 46032


FirstLight Home Care of Northern Indianapolis and Suburbs

13277 Illinois Street , Suite 100, Carmel, IN, 46032

FirstLight Home Care of Northern Indianapolis and Suburbs… Extraordinary People offering Exceptional Care! <p></p> "Our Culture of Care" defines who we are and is the foundation for our commitment … (read more)
FirstLight Home Care of Northern Indianapolis and Suburbs… Extraordinary People offering Exceptional Care! <p></p> "Our Culture of Care" defines who we are and is the foundation for our commitment … (read more)

Right at Home Brownsburg, IN

23 Motif Blvd , Ste 203-D, Brownsburg, IN, 46112

Right at Home provides in-home caregiving services for thousands of families across the nation. We offer companionship and help with everyday tasks that have become challenging for an aging person. Th … (read more)
Right at Home provides in-home caregiving services for thousands of families across the nation. We offer companionship and help with everyday tasks that have become challenging for an aging person. Th … (read more)


Care United Home Care Agency LLC

5519 E 82nd St Suite D , Indianapolis, IN, 46250

Homecare agency providing personalized homemaker, attendant, and companion care.
Homecare agency providing personalized homemaker, attendant, and companion care.

2018

Home Care Assistance of Indianapolis

12525 Old Meridian St, Suite 130, Carmel, IN, 46032

I would tell a friend that Home Care Assistance’s management and supervisors my sibling and I interacted with were extremely responsive and helpful if there were any problems or issues or special requ … (read more)
I would tell a friend that Home Care Assistance’s management and supervisors my sibling and I interacted with were extremely responsive and helpful if there were any problems or issues or special requ … (read more)

At Home Preferred

10333 N. Meridian St. , Suite 225, Indianapolis, IN, 46290

To Whom This Information May Be Of Need; Our family had need of in-home-care for my wife &amp; a mother, with that being said we were lucky be told of At Home Preferred. From the interview through m … (read more)
To Whom This Information May Be Of Need; Our family had need of in-home-care for my wife &amp; a mother, with that being said we were lucky be told of At Home Preferred. From the interview through m … (read more)

Servant Home Care, LLC – Indianapolis, IN

4035 Sunshine Avenue, Indianapolis, IN, 46228

If you are thinking about Servants Home Care for your love one, you would be making a GREAT choice. My mother has been with Servants Home Care for more than 6 months and I can’t say enough good thi … (read more)
If you are thinking about Servants Home Care for your love one, you would be making a GREAT choice. My mother has been with Servants Home Care for more than 6 months and I can’t say enough good thi … (read more)

Caring Help Home Care

1415 Tremont St, Indianapolis, IN, 46222

Me and my wife have been using Caring Help Concierge for 3 months for my parents and we are happy with the care assistant and the timely responses from management.
Me and my wife have been using Caring Help Concierge for 3 months for my parents and we are happy with the care assistant and the timely responses from management.

Griswold Home Care

4000 W. 106th Street , Suite 125-417, Carmel, IN, 46032

Hired them twice to provide medical transportation for my mother to dentist. First provider could not find location when my mother is clear and lucid and gave her directions. Second one this week coul … (read more)
Hired them twice to provide medical transportation for my mother to dentist. First provider could not find location when my mother is clear and lucid and gave her directions. Second one this week coul … (read more)

Alliance Care Advisors

9615 North College Avenue, Indianapolis, IN, 46280

I found the care to be of sporadic quality. Some of the homecare aids were very good and some were not. My issue was primarily with office staff. I was billed monthly for an amount that exceeded my … (read more)
I found the care to be of sporadic quality. Some of the homecare aids were very good and some were not. My issue was primarily with office staff. I was billed monthly for an amount that exceeded my … (read more)

Visiting Angels Living Assistance

1135 3rd Ave SW, Carmel, IN, 46032

Although these caretakers do everything they are supposed to when spending time with my mom, the service itself is very unreliable. In the past month, there have been four times that no one has shown … (read more)
Although these caretakers do everything they are supposed to when spending time with my mom, the service itself is very unreliable. In the past month, there have been four times that no one has shown … (read more)

Acme Health Services, Inc.

6302 Rucker Road, Suite J, Indianapolis, IN, 46220


Visiting Nurse Services Inc

1300 Albany Street,,, Beech Grove, IN, 46107


Addus HomeCare

674 N. 36th Street, Lafayette, IN, 47905


Senior Helpers

5250 E US Highway 36, Building 1000, Avon, IN, 46123


Priide Home Care

20534 N Sam Houston Blvd, Rio Hondo, TX, 78583


Dignity Home Care Services LLC

5610 Crawfordsville Road, STE 705, Indianapolis, IN, 46224


Peace of Mind Home Care LLC – Indianapolis, IN

8520 Allison Pointe Blvd Suite 220 , Indianapolis, IN, 46250


Paying for Home Care in Zionsville, IN

The Cost of Home Care in Zionsville, IN 

According to Genworth’s 2020 Cost of Care Survey, the price of home care in Zionsville is on par with Indiana’s state average of $4,385 and about $100 cheaper than the national average of $4,481. Seniors pay slightly less to the southeast in Columbus, where rates average $4,147. In Bloomington, prices rise to $4,767, which is $382 more than what residents of Zionsville pay. Muncie offers some of the lowest home care rates in the state at $4,099. North of Zionsville in Kokomo, rates increase to $4,576. 

$4385

Zionsville

$4385

Indiana

$4481

The United States

$4147

Columbus

$4767

Bloomington

$4009

Muncie

$4576

kokomo

The Cost of Home Care vs. Other Senior Care Options in Zionsville, IN

Seniors in Zionsville have other choices for care. Compared to the average cost of $4,385 for home care, home health care is $382 more expensive at $4,767. It costs more because it includes medication administration, wound care, physical therapy and other skilled nursing services. Daytime-only adult day health care is the cheapest option at $1,679 per month. Assisted living averages $4,573, while a semiprivate room in a nursing home costs $7,209.

$4385

Home Care

$4767

Home Health Care

$1679

Adult Day Health

$4573

Assisted Living

$7209

Nursing Home Care (semi-private room)

NoteData for Zionsville was unavailable, so data for the nearest city, Indianapolis, was used instead.   

Financial Assistance for Home Care in Zionsville, IN

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Zionsville, IN

The city of Zionsville and Boone County offer many free and low-cost resources for seniors who wish to live in their own home for as long as possible. These include bill payment assistance, meal delivery, accessibility modifications and programs that can make a senior’s home more comfortable during the winter months.

Resource

Contact

Service

(317) 258-9853

Through this nonprofit organization, volunteers deliver meals to seniors who can't cook for themselves due to age, injury, disability or illness. Meals are prepared by trained dietitians, nutritionally balanced and can be made to accommodate a variety of special dietary needs. Seniors can request delivery up to five days per week on Monday through Friday.

(765) 447-7683

Indiana's Low-Income Home Energy Assistance Program (LIHEAP) provides funding that can help seniors offset the cost of their heating, water and electric bills. Funds are paid directly to the utility company on a senior's behalf. Residents who are at risk of imminent utility shut off may be eligible to receive emergency assistance. To qualify, seniors must have a household income at or below 60% of the state median income.

(765) 447-7683

The Area IV Agency on Aging provides free weatherization services for seniors and low-income residents of Boone County. These include insulating attics, walls and crawl spaces, sealing ductwork, and repairing or replacing furnaces and water heaters with energy-efficient models.

(765) 483-5134

Habitat for Humanity volunteers perform affordable housing repairs and modifications for low-income seniors in Boone County. Seniors can request repairs to roofs, windows, walls, gutters and doors. Other services include landscaping, painting, power washing exterior surfaces and the installation of wheelchair ramps and handrails. Services are priced on a sliding scale based on the recipient's income and ability to pay.

(765) 482-5220

Boone County Senior Services provides information about long-term care options, wellness programs and local resources that help older adults who need assistance while living at home. It offers a Personal Service program, which includes personal care at home, light housekeeping, grocery shopping and respite for family caregivers. Isolated seniors can sign up for its Friendly Visitor program to receive wellness checks and help with basic errands once per week.


Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with Family and Others about a loved one's needs

Frequently Asked Questions


What is the average cost for in-home elderly care in Zionsville, IN?


According to the Genworth Cost of Care Survey for 2020, it costs an average of $4,385 per month for in-home care in Zionsville. This works out to approximately $23 per hour, or $144 per day, for 44 hours of care per week. These rates are the same as the average for the state of Indiana as a whole. Prices can vary considerably depending on the amount of care and assistance a senior needs.


How do you pay for senior care at home?


Seniors who aren’t able to pay for home care out of pocket have several options. These include annuities, collective sibling agreements and reverse mortgages, which allows seniors to use their home’s equity to get cash for their care now. Long-term care insurance may pay for in-home care by a licensed provider or home care agency. In Indiana, Medicaid pays for services that enable low-income seniors to remain in their home as an alternative to assisted living or institutionalization in a nursing home facility.


What types of services can a home care agency in Zionsville provide?


Home care agencies in Zionsville offer a wide range of services that can be tailored to meet a senior’s unique needs. Caregivers hired through an agency provide assistance with activities of daily living (ADLs), mobility, housekeeping, meal preparation, shopping and transportation to appointments and other local destinations. They help with medication management, such as reminders, but aren’t qualified to assist with administration. Seniors can also benefit from the companionship and social engagement they receive while interacting with caregivers.


What is in-home respite care?


In-home respite care is intended to provide relief for family members who act as caregivers for their loved ones. When a family caregiver needs a break or time off to handle work, chores or personal obligations, they can hire a respite worker to step in. Companion caregivers help with errands, housework, shopping and other needs around the home. Personal care assistants provide a higher level of care, including help with ADLs such as toileting and grooming.


What to expect with hospice care at home?


In-home hospice care provides palliative services to keep seniors as comfortable as possible during their final days. It’s usually offered for patients with a terminal diagnosis who have six months or less to live. Services include pain control, medical and emotional support, and grief and bereavement counseling for family and other loved ones.