Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Zionsville, IN, residents and their loved ones rate In Home Care agencies across the 38 options below.
38 Results
301 E Carmel Dr. , Suite G100, Carmel, IN, 46032
4.5
(151 reviews)
"I can highly recommend this company. Very professional and easy to work with. Erica went above and beyond to make sure my families needs were taking care of. ..."
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6101 North Keystone Ste. 100 # 1354, Indianapolis, IN, 46220
5.0
(5 reviews)
"This company exceeded my expectations. I was concerned about my grandfathers declining health and making sure he was going to receive the best care. The caregivers were very professional and nice. The personable care they provided was everything...."
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341 Logan St, Suite L 100, Noblesville, IN, 46060
5.0
(3 reviews)
"The agency has been first class and endeavors to provide each client with the caregiver that will meet their needs. Currently, we have one caregiver who works from 0900-1700 Monday - Friday. We are awaiting assignment for a caregiver to work the even..."
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23 Motif Blvd , Ste 203-D, Brownsburg, IN, 46112
"Right at Home provides personalized in-home care and support for seniors and adults with disabilities. Our caregivers are trained to help wi..."
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8502 Brookville Road , Indianapolis, IN, 46239
"Vesta Structure Care is a dedicated Personal Care agency founded by an owner inspired by the need for excellent care for a loved one. Vesta'..."
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5035 West 71st Street Suite L-1410, Indianapolis, IN, 46268
"First Choice Personal Care and Living Solutions provides a unique community-based service that assists our clients with activities of daily ..."
READ MORECaring's Family Advisors are here to help you with questions about senior living and care options.
5455 West 86th Street Suite 235 , Indianapolis, IN, 46268
"Harmony-Haven Home Care provides comprehensive, personalized home care services designed to meet the unique needs of each client. Our primar..."
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9465 Counselors Row , Indianapolis, IN, 46240
"At Tumtek Services our mission is to provide compassionate and professional care tailored to meet your individual needs. We understand the i..."
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12525 Old Meridian St, Suite 130, Carmel, IN, 46032
4.5
(27 reviews)
"My mom has dementia and falls down sometimes. It got to the point where I was afraid to leave her alone. Home Care Assistance has been amazing and such a relief! Lolia has really exceeded my expectations. She is very well trained in dealing with peop..."
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10333 N. Meridian St. , Suite 225, Indianapolis, IN, 46290
5.0
(2 reviews)
"To Whom This Information May Be Of Need; Our family had need of in-home-care for my wife & a mother, with that being said we were lucky be told of At Home Preferred. From the interview through my wife's passing almost a year later, we had a wide a..."
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4035 Sunshine Avenue, Indianapolis, IN, 46228
5.0
(1 reviews)
"If you are thinking about Servants Home Care for your love one, you would be making a GREAT choice. My mother has been with Servants Home Care for more than 6 months and I can’t say enough good things about the service. From the first day till now ..."
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1415 Tremont St, Indianapolis, IN, 46222
5.0
(1 reviews)
"Me and my wife have been using Caring Help Concierge for 3 months for my parents and we are happy with the care assistant and the timely responses from management...."
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11 Municipal Dr, Fishers, IN, 46038
5.0
(1 reviews)
"Great company. I would say they have gone above and beyond for my family. The owner truly cares and it shows. Our helper had an unexpected last minute emergency and the owner came in to help that day. We were truly grateful ..."
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310 East 96th St , Indianapolis, IN, 46240
5.0
(1 reviews)
"Always care home care has taken exceptional care of me in my time of need. the owners Brittney and Geralyn are very hands-on with my care and needs if I have a problem I can call them and they will fix the problem immediately. I will recommend them t..."
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4000 W. 106th Street , Suite 125-417, Carmel, IN, 46032
3.6
(3 reviews)
"Griswold was recommended to me by an assisted living facility that I was looking into for my mom. It was gonna take a little time for us to get her in there. In the meantime, we needed in home care. The were several that I had spoken with and some of..."
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9615 North College Avenue, Indianapolis, IN, 46280
2.6
(3 reviews)
"It took them about a month to find a good match caregiver for my mom. Everything is going fine so far, no complaints. Mom likes the caregiver. ..."
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1135 3rd Ave SW, Carmel, IN, 46032
1.0
(1 reviews)
"Although these caretakers do everything they are supposed to when spending time with my mom, the service itself is very unreliable. In the past month, there have been four times that no one has shown up at the scheduled time, and we did not receive a..."
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1300 Albany Street,,, Beech Grove, IN, 46107
"Visiting Nurse Service is proud to be the largest not-for-profit home health care and hospice agency in central Indiana. Our pride shows bot..."
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674 N. 36th Street, Lafayette, IN, 47905
"Addus is proud to be a nationally recognized provider of high quality, in-home care services with over 30 years experience. Our breadth of s..."
READ MOREAccording to Genworth’s 2020 Cost of Care Survey, the price of home care in Zionsville is on par with Indiana’s state average of $4,385 and about $100 cheaper than the national average of $4,481. Seniors pay slightly less to the southeast in Columbus, where rates average $4,147. In Bloomington, prices rise to $4,767, which is $382 more than what residents of Zionsville pay. Muncie offers some of the lowest home care rates in the state at $4,099. North of Zionsville in Kokomo, rates increase to $4,576.
Zionsville
$4,385
Indiana
$4,385
The United States
$4,481
Columbus
$4,147
Bloomington
$4,767
Muncie
$4,009
kokomo
$4,576
Seniors in Zionsville have other choices for care. Compared to the average cost of $4,385 for home care, home health care is $382 more expensive at $4,767. It costs more because it includes medication administration, wound care, physical therapy and other skilled nursing services. Daytime-only adult day health care is the cheapest option at $1,679 per month. Assisted living averages $4,573, while a semiprivate room in a nursing home costs $7,209.
Home Care
$4,385
Home Health Care
$4,767
Adult Day Health
$1,679
Assisted Living
$4,573
Nursing Home Care (semi-private room)
$7,209
Note: Data for Zionsville was unavailable, so data for the nearest city, Indianapolis, was used instead.
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
The city of Zionsville and Boone County offer many free and low-cost resources for seniors who wish to live in their own home for as long as possible. These include bill payment assistance, meal delivery, accessibility modifications and programs that can make a senior’s home more comfortable during the winter months.
| Resource | Contact | Service |
|---|---|---|
| Zionsville Meals on Wheels | (317) 258-9853 | Through this nonprofit organization, volunteers deliver meals to seniors who can't cook for themselves due to age, injury, disability or illness. Meals are prepared by trained dietitians, nutritionally balanced and can be made to accommodate a variety of special dietary needs. Seniors can request delivery up to five days per week on Monday through Friday. |
| Utility Payment Assistance | (765) 447-7683 | Indiana's Low-Income Home Energy Assistance Program (LIHEAP) provides funding that can help seniors offset the cost of their heating, water and electric bills. Funds are paid directly to the utility company on a senior's behalf. Residents who are at risk of imminent utility shut off may be eligible to receive emergency assistance. To qualify, seniors must have a household income at or below 60% of the state median income. |
| Weatherization Services | (765) 447-7683 | The Area IV Agency on Aging provides free weatherization services for seniors and low-income residents of Boone County. These include insulating attics, walls and crawl spaces, sealing ductwork, and repairing or replacing furnaces and water heaters with energy-efficient models. |
| Habitat for Humanity Home Repair | (765) 483-5134 | Habitat for Humanity volunteers perform affordable housing repairs and modifications for low-income seniors in Boone County. Seniors can request repairs to roofs, windows, walls, gutters and doors. Other services include landscaping, painting, power washing exterior surfaces and the installation of wheelchair ramps and handrails. Services are priced on a sliding scale based on the recipient's income and ability to pay. |
| Boone County Senior Services | (765) 482-5220 | Boone County Senior Services provides information about long-term care options, wellness programs and local resources that help older adults who need assistance while living at home. It offers a Personal Service program, which includes personal care at home, light housekeeping, grocery shopping and respite for family caregivers. Isolated seniors can sign up for its Friendly Visitor program to receive wellness checks and help with basic errands once per week. |
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
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