The village of South Elgin is a suburban offshoot of metropolitan Chicago. It has a population of around 23,875 people, 10.1% of whom are seniors 65 and older. The village of South Elgin offers its seniors a lower crime rate than that of Chicago, with the added benefit of being close to some of the best medical care in the country, including Northwestern Memorial Hospital, a nationally ranked medical center that is ranked eighth in the country for geriatric care. In South Elgin, seniors pay $5,672 per month for home care, which provides seniors with assistance completing personal tasks and cleaning around the home but does not include skilled medical care.

Below we’ve compiled a comprehensive directory of every home care provider in the South Elgin area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in South Elgin, IL

2019, 2020, 2021, 2022, 2023

Right at Home West Central Chicago

400 West Lake Street, Suite 112-C , Roselle, IL, 60172

They do what is required. I like that they are polite, confident, and caring.
They do what is required. I like that they are polite, confident, and caring.

Wisdom Eldercare

747 N Church Road, C-3, Elmhurst, IL, 60126

Since our inception in 1985, Wisdom Eldercare has been independently owned, locally operated and a trusted partner in offering outstanding caregivers and care management services for older adults in t … (read more)
Since our inception in 1985, Wisdom Eldercare has been independently owned, locally operated and a trusted partner in offering outstanding caregivers and care management services for older adults in t … (read more)

Seva Senior Home Care Services

776 Illinois Rte 59 Suite 162 , Naperville, IL, 60540

-My mother broke her foot and needed help with day to day activities. -Caregiver arrived on time every day. -Interactions with her were fine. -Agency is very responsive with requests.
-My mother broke her foot and needed help with day to day activities. -Caregiver arrived on time every day. -Interactions with her were fine. -Agency is very responsive with requests.

Senior Helpers of Naperville

1280 Iroquois Avenue , Naperville, IL, 60563

Senior Helpers of Naperville provides Caregivers to help in private homes or facilities with housekeeping, errands, and personal care, such as showering, toileting, medications, assistance with walkin … (read more)
Senior Helpers of Naperville provides Caregivers to help in private homes or facilities with housekeeping, errands, and personal care, such as showering, toileting, medications, assistance with walkin … (read more)

Home Instead – St. Charles, IL

12 S 1st Ave, Suite H, Saint Charles, IL, 60174


TheKey – Chicago

1300 West Higgins Rd,, Park Ridge, IL, 60068


2018, 2019, 2020, 2021, 2023

SYNERGY HomeCare of Schaumburg

200 W. Higgins Rd., suite #332, Schaumburg, IL, 60195

They come every day and take care of him. The caregivers have been really good.
They come every day and take care of him. The caregivers have been really good.

ARIS at home, Compassionate In Home Care

327 Harrison Street, Oak Park, IL, 60304

ARIS provided their in home service to my father while he was receiving in home hospice care. Their level of professionalism and service helped my family during a crucial time in our lives. I don’t kn … (read more)
ARIS provided their in home service to my father while he was receiving in home hospice care. Their level of professionalism and service helped my family during a crucial time in our lives. I don’t kn … (read more)

Home Helpers Home Care of Far Northwestern Chicago Suburbs

202 S Randall Road, Unit B #5383, Elgin, IL, 60121

I called and they came to our house and answered questions. My father didn’t want help showering but he needed it so he wouldn’t fall again and get hurt. The caregivers are nice and know what they are … (read more)
I called and they came to our house and answered questions. My father didn’t want help showering but he needed it so he wouldn’t fall again and get hurt. The caregivers are nice and know what they are … (read more)

Home Care Personal Services

1809 N. Mill St., Suite E, Naperville, IL, 60563

Nicole helped me with laundry, changing sheets, and light housework. She was excellent. She also is a dog lover and my two goldens just loved her. Peggy send Nicole to me because Peggy knew we would b … (read more)
Nicole helped me with laundry, changing sheets, and light housework. She was excellent. She also is a dog lover and my two goldens just loved her. Peggy send Nicole to me because Peggy knew we would b … (read more)

Home Care Angels

2720 S River Rd,, Ste 116, Des Plaines, IL, 60018

I used the Angels for both parents they were everything you can ask for, they made you feel at ease and treated my parents like family. The office staff are very professional, helpful and responsive. … (read more)
I used the Angels for both parents they were everything you can ask for, they made you feel at ease and treated my parents like family. The office staff are very professional, helpful and responsive. … (read more)

LifeStyle Options Inc

475 North Martingale, Suite 260, Schaumburg, IL, 60173

My 100-year-old aunt has been using LifeStyle Options Inc for six years now. She lives in an independent living facility and this organization has an office right there in the building, but I’m not ov … (read more)
My 100-year-old aunt has been using LifeStyle Options Inc for six years now. She lives in an independent living facility and this organization has an office right there in the building, but I’m not ov … (read more)

Addus HomeCare

330 S. Naperville Road, Suite 306, Wheaton, IL, 60187

We have a number of different caregivers. They are all very good, but we use them as a back-up, we have a friend who also does a lot of work. We’ve been using them a few months and so far it has worke … (read more)
We have a number of different caregivers. They are all very good, but we use them as a back-up, we have a friend who also does a lot of work. We’ve been using them a few months and so far it has worke … (read more)

ComForCare Home Care

349 Roma Jean Pkwy, Streamwood, IL, 60107

We are using ComForCare Home Care for my mother. The caregivers are excellent. There’s nothing bad that I have to say about them. They’re absolutely wonderful in every aspect. They provide companionsh … (read more)
We are using ComForCare Home Care for my mother. The caregivers are excellent. There’s nothing bad that I have to say about them. They’re absolutely wonderful in every aspect. They provide companionsh … (read more)

Lean On We Home Care Agency

141 Indiana Street , Park Forest, IL, 60466

Very good service. I like being taken care of by Lean on we. My doctor referred this agency for their professional skilled nursing service after my procedure. I am totally satisfied. I will definite … (read more)
Very good service. I like being taken care of by Lean on we. My doctor referred this agency for their professional skilled nursing service after my procedure. I am totally satisfied. I will definite … (read more)

Griswold Home Care

125 West Park Avenue Libertyville, Libertyville, IL, 60048

I hired a caregiver from Griswold Home Care. They were able to provide me someone right away when I contacted them. The caregivers I have are really good.
I hired a caregiver from Griswold Home Care. They were able to provide me someone right away when I contacted them. The caregivers I have are really good.

Homewatch CareGivers of Saint Charles

303 E. Main Street, Saint Charles, IL, 60174

We have a person coming once a week on Tuesdays and people coming in to provide transportation as needed through Homewatch CareGivers. It’s pretty good, so far. We had trouble with one person, but t … (read more)
We have a person coming once a week on Tuesdays and people coming in to provide transportation as needed through Homewatch CareGivers. It’s pretty good, so far. We had trouble with one person, but t … (read more)

Visiting Angels – South Elgin

65 Woodbury St, South Elgin, IL, 60177

I’m using Visiting Angels – South Elgin IL Home Care for my mom. I had met someone who worked for Visiting Angels when my mom was in rehab after a broken hip, and I was impressed with her. So Visiting … (read more)
I’m using Visiting Angels – South Elgin IL Home Care for my mom. I had met someone who worked for Visiting Angels when my mom was in rehab after a broken hip, and I was impressed with her. So Visiting … (read more)

Gladstone Home Care

100 Illinois St., St. Charles, IL, 60174

We hired Gladstone, but a person walked out on my parents and abandoned them. He told us one price and charged us a different price on weekends, but it was not in the contract. The first caregiver he … (read more)
We hired Gladstone, but a person walked out on my parents and abandoned them. He told us one price and charged us a different price on weekends, but it was not in the contract. The first caregiver he … (read more)

Shalom Love Care

5250 Old Orchard Rd., Ste. 300, Skokie, IL, 60077


Paying for Home Care in South Elgin, IL

The Cost of Home Care in South Elgin, IL

Home care in South Elgin costs $5,672 per month, which is around $330 more than the state average of $5,339 and $700 more than the national average of $4,957. South Elgin’s home care costs rank on the high end compared to other Illinois cities.  Its residents pay around $50 more per month than residents in the Michigan City area and in Rockford. Costs in Kankakee, about an hour south of Chicago, are less than in South Elgin by more than $500.

$5672

South Elgin

$5339

Illinois

$4957

The United States

$5625

Rockford

$5148

Kankakee

$5625

Michigan City

The Cost of Home Care vs. Other Senior Care Options in South Elgin, IL

Comparing the costs of different senior care options in South Elgin, home care is about $50 less per month than home health care and about $850 more than an assisted living facility. At only $1,842 per month on average, adult day health care is the cheapest home care option for seniors in South Elgin. The costliest option is a nursing home, where a semiprivate room averages $6,996 per month.

$5672

Home Care

$5720

Home Health Care

$1842

Adult Day Health Care

$4825

Assisted Living Facility

$6996

Nursing Home Facility (semiprivate room)

Note: Data for South Elgin was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Home Care in South Elgin, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in South Elgin, IL

Many seniors in South Elgin wish to age in place, but this can often present challenges when certain tasks and daily living activities become difficult to complete. The following table provides a small sample of free and low-cost home care resources that help seniors retain their independence for as long as possible. 

Resource

Contact

Services

(847) 741-2045

TRIAD is a law enforcement program for seniors who live in Elgin and St. Charles Townships that is designed to make seniors feel safe in the community. The program offers regular seminars for seniors and hosts an annual picnic. 

(800) 252-8966

The Community Care Program (CCP) offered through the Department of Aging is designed for seniors who wish to remain in their homes. It includes access to homemaker services, home delivered meals, transportation options and case management, in addition to other programs that help seniors pay for prescriptions and property taxes.

(217) 785-2533

Low-income seniors can use the Illinois Home Weatherization Assistance Program (IHWAP) to pay for more efficient appliances or receive assistance with late utility bills. The program also helps seniors weatherize their homes. To qualify, seniors must have a combined household income below 150% of the poverty level.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with Family and Others about a loved one's needs

Frequently Asked Questions


What is the difference between in-home care and home health care?


The difference between in-home and home health care is one of care options. In-home care providers visit to help seniors with household management tasks such as sweeping and cleaning, as well as personal care tasks. Home health care providers offer medical services, including vitals checks, therapeutic services and medical treatments. These medically related services are provided by certified nurses or therapists.


What is the average cost for in-home elderly care in South Elgin?


The average cost for in-home elderly care in South Elgin is $5,672 per month. This includes regular visitations by caregivers who help seniors with everything from maintaining their home to providing transportation to local medical or service appointments. The cost of home care in South Elgin is slightly higher than the average cost of home care at the state and national levels.


How do you pay for senior care at home?


Seniors who live in South Elgin have a variety of state-funded programs available to help them to pay for in-home care. While standard Medicaid doesn’t cover the cost of in-home care, Medicaid Waiver programs will often be able to offer some cost assistance. Among the programs available to seniors, the most popular include the Supportive Living Program (SLP), the Persons Who are Elderly program and HealthChoice Illinois. For seniors who are not eligible for Medicaid, some private insurance companies will help with in-home care costs. 


What is a home care assessment?


In Illinois, seniors need to have a home care assessment completed before they can qualify for assistance in the home. An in-home assessment is conducted by a Care Coordination Unit (CCU) and is usually facilitated by the Department on Aging’s Community Care Program. In an assessment meeting, Care Coordinators meet with seniors to discuss the services that they need the most. Then they work with the seniors and their family members to arrange visitations and services.


What to expect with hospice care at home?


Hospice care is designed to make the last few months of a senior’s life more comfortable, while also supporting the senior’s loved ones so that families can enjoy their remaining time together. A hospice team consists of physicians, home-health nurses, chaplains and other caregivers who all work together to offer mental, physical and financial support. They help with filing inheritance papers, funeral planning, daily care, pain management and household maintenance, as well as many other day-to-day care tasks.