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The 10 Best Home Care Agencies for Seniors in Rolling Meadows, IL for 2024

Located about 25 miles northwest of downtown Chicago, Rolling Meadows is a small, thriving city in Cook County, Illinois. About 15.3% of the city’s 24,200 residents are seniors aged 65 and older, just under the statewide average of 16.1%. The area is home to a number of health care facilities, including the Northwest Community Hospital and ER Department in nearby Arlington Heights. According to the 2021 Genworth Cost of Care Survey, seniors in Rolling Meadows who need non-medical, in-home care pay an average of $5,672 per month for home care services. Seniors who also need in-home medical care can expect to pay slightly more than the average home care rates.

Below we’ve compiled a comprehensive directory of every home care provider in the Rolling Meadows area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Rolling Meadows, IL

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Paying for Home Care in Rolling Meadows, IL

The Cost of Home Care in Rolling Meadows, IL

Average rates for in-home care in Rolling Meadows run around $5,672 per month, or about $333 above the statewide average ($5,339) and $715 more than the nationwide average ($4,957). To the north, rates in Rockford are similar at $5,625 per month, while rates are lower in nearby Kankakee ($5,148) and Bloomington ($5,053). 

Rolling Meadows

$5,672

Illinois

$5,339

The United States

$4,957

Kankakee

$5,148

Rockford

$5,628

Bloomington

$5,053

The Cost of Home Care vs. Other Senior Care Options in Rolling Meadows, IL

Rolling Meadows seniors have a number of long-term care options to choose from. Average monthly rates start at $1,842 for adult day health care services, while rates for residential care start at $4,825 for assisted living. Home care services cost an average of $5,672 per month for 44 hours of care weekly. Those who also need some limited in-home medical care provided by a licensed nurse or rehabilitation specialist can expect to pay about $5,720 for home health care. Nursing home care is the costliest long-term care service, and the average rate for a semiprivate room is $6,996. 

Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living Facility

$4,825

Nursing Home Facility (semiprivate room)

$6,996

Note: Data for Rolling Meadows was unavailable, so data for the nearest city, Chicago, was used instead. 

Financial Assistance for Home Care in Rolling Meadows, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Rolling Meadows, IL

Rolling Meadows seniors who want to remain independent can access a variety of free and low-cost transportation, nutritional support, legal assistance and recreational programs. 

ResourceContactService
Pace Suburban Bus (847) 364-7223 ext. 3Pace Suburban Bus is the regional public transit provider for Rolling Meadows and over 280 other nearby municipalities. All Pace vehicles are equipped with accessible devices such as ramps and lifts, and seniors who need door-to-door service due to a disability can apply for Pace's paratransit program.
Rolling Meadows Park District Senior Center(847) 818-3200 ext. 1221The Rolling Meadows Park District Senior Center is a multipurpose community center for adults aged 50 and older. Seniors can participate in free and low-cost educational, recreational and social programs and activities that include fitness classes, health fairs and organized games. The center also features a woodworking shop and a medical equipment lending closet stocked with durable medical devices such as walkers, canes and wheelchairs.
Meals on Wheels of Northeastern Illinois(847) 332-2678Meals on Wheels provides housebound seniors with nutritious prepared meals delivered by volunteer drivers every weekday. Subsidies are available for those who cannot afford the full meal cost, as are additional services such as pet food delivery, shopping assistance and friendly visits.
Cook County Veterans Affairs(312) 603-6423The Cook County Department of Veterans Affairs provides free assistance to eligible vets and their dependents. Veteran service officers can help vets apply for the veterans homeowner property tax exemption, the military and veterans discount card, and VA benefits such as the Aid and Attendance and Housebound Benefits that can be used towards home care costs.
AgeOptions(708) 383-0258, (800) 699-9043AgeOptions is the Area Agency on Aging for suburban Cook County. AgeOptions oversees government-sponsored programs that help seniors remain healthy and independent, including programs geared towards LGBT+ elders, the local long-term care ombudsman program and senior Medicare patrol.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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