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The 10 Best Home Care Agencies for Seniors in Miramar, FL for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Miramar, FL, residents and their loved ones rate In Home Care agencies across the 57 options below.

Home Care Agencies in Miramar, FL

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Paying for Home Care in Miramar, FL

The Cost of Home Care in Miramar, FL

Data compiled by the Genworth 2020 Cost of Care Survey shows that home care costs a Miramar resident about $4,195 monthly, on average. This is significantly less than both the state average of $4,767 and the national average of $4,957. In comparison, nearby Port St. Lucie seniors pay an average of $4,671 per month. Naples, another popular Florida destination for retirees, comes in at $5,720 monthly, while Orlando residents typically pay about $4,767. 

Miramar

$4,195

Florida

$4,767

United States

$4,957

Port St. Lucie

$4,671

Naples

$5,720

Orlando

$4,767

The Cost of Home Care vs. Other Senior Care Options in Miramar, FL

Miramar residents typically pay about $4,195 monthly for home care services, which may include tasks such as light cooking and laundry. A home health aide costs an average of around $200 more monthly, or $4,395. Adult day care costs average $1,517 per month. For seniors needing a higher level of care, a typical Miramar assisted living facility costs about $4,385 monthly. That’s significantly less than the cost of a nursing home, which averages about $9,019 per month for a semiprivate room or $10,904 for a private one.

Home Care

$4,195

Home Health Aide

$4,395

Adult Day Care

$1,517

Assisted Living

$4,385

Nursing Home Care (semiprivate room)

$9,019

Financial Assistance for Home Care in Miramar, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Miramar, FL

It’s no surprise that Miramar is a popular retirement destination. The warm weather, vibrant culture and beautiful beaches offer a picture-perfect paradise for many. Miramar also has some great resources and support systems for seniors. These services provide help with transportation, meals, recreation and other challenges facing seniors. 

ResourceContactService
Southcentral/Southeast Focal Point Senior Center(954) 889-2707The Southcentral/Southeast Focal Point Senior Center offers a variety of programs and resources for those aged 60 and older, including door-to-door transportation, counseling, referral services, recreation and health support. It also facilitates hot lunch deliveries through Meals on Wheels.
Area Agency On Aging Broward County(954) 745-9779A nonprofit agency serving Broward County's seniors, the Area Agency On Aging Broward County provides many types of assistance for seniors, including food assistance, health and wellness care, transportation and Meals on Wheels meal delivery. It also offers support and guidance for those navigating Medicare and insurance.
Sunset Lakes Senior Center(954) 602-3347The Sunset Lakes Senior Center offers a robust array of programs and services aimed at seniors, including home energy assistance, insurance assistance, exercise programs and counseling programs.
City Of Miramar Senior Services(954) 889-2719The City of Miramar has a department dedicated to helping its senior population. It provides several services for seniors, such as home energy assistance and various lectures and presentations. Other offerings range from entertainment options, such as dances and parties, to more serious subjects, such as counseling and support groups.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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