Topsfield is a small, rural town that lies in Massachusetts’ North Shore region. Residents 65 years old and up make up 21.9% of the 6,555 people living there. Topsfield is attractive to seniors looking for an affordable cost of living and low crime rates with access to the many parks and entertainment offerings nearby. According to the 2021 Genworth Cost of Care Survey, seniors in the suburb of Topsfield, which has similar costs as seniors in nearby Boston, pay an average of $6,292 monthly for home care services. Seniors can choose between home care, providing personal care services, or home health care for seniors who need skilled nursing. Topsfield’s proximity to Boston allows seniors to access top-rated hospitals, such as Massachusetts General Hospital and Tufts Medical Center

Below we’ve compiled a comprehensive directory of every home care provider in Topsfield– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Topsfield, MA

2021

Right at Home Salem Marblehead

6 Lynde Street, Salem, MA, 01970

We’ve been using Right at Home for over a year now. Sofia comes five days a week. She does supervising of my husband in the shower. She assists him getting dressed when he comes out of the shower. She … (read more)
We’ve been using Right at Home for over a year now. Sofia comes five days a week. She does supervising of my husband in the shower. She assists him getting dressed when he comes out of the shower. She … (read more)

Home Instead – North Andover, MA

231 Sutton St, Suite 2H, North Andover, MA, 01845

My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some … (read more)
My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some … (read more)

Mature Caregivers – Waltham, MA

204 2nd Ave, Waltham, MA, 02451

Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to … (read more)
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to … (read more)

Senior Helpers Boston North

153 Andover St, Suite 203, Danvers, MA, 01923

We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist … (read more)
We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist … (read more)

Perfect Care Match

638 Adamsville Road, Westport, MA, 02790

We Provide Stress-Free, Supportive Care Relationships. <p></p> Professional Care Match Provides CONSISTENCY with <p></p> Live-In and Hourly Caregivers <p></p> Caregiving Services Provided By < … (read more)
We Provide Stress-Free, Supportive Care Relationships. <p></p> Professional Care Match Provides CONSISTENCY with <p></p> Live-In and Hourly Caregivers <p></p> Caregiving Services Provided By < … (read more)

BrightStar Care Danvers / North Shore

85 Constitution Lane, Suite 200F, Danvers, MA, 01923

I felt comfortable with the agent and my mom. They are reliable, consistent, and they follow through.
I felt comfortable with the agent and my mom. They are reliable, consistent, and they follow through.

Foundational Home Care

275 Grove Street, Suite 2-400 , Newton, MA, 02466

Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway … (read more)
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway … (read more)

Help in Home

841 Main Street, West Newbury, MA, 01985

I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we’re … (read more)
I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we’re … (read more)

Nurta Home Healthcare – Lynn, MA

330 Lynn Way, #346, Lynn, MA, 01901

I have been using this for agency for few months now, they’re amazing, very caring, great service, nothing but the best. Caregivers arrive on time to care for my aunty. My Initial call and request f … (read more)
I have been using this for agency for few months now, they’re amazing, very caring, great service, nothing but the best. Caregivers arrive on time to care for my aunty. My Initial call and request f … (read more)

Associated Home Care, Inc.

495 Cabot Street, Beverly, MA, 01915

Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home … (read more)
Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home … (read more)

Seniors Helping Seniors

380 Pearl Street, Reading, MA, 01867

Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in … (read more)
Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in … (read more)

Plan B Home Care

100 Trade Center, Ste. G700, Woburn, MA, 01801

A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing … (read more)
A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing … (read more)

Comfort Keepers of the North Shore

129 Dodge Street, Suite One, Beverly, MA, 01915

Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.
Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.

All Care VNA, Hospice & Home Care

16 City Hall Square, Lynn, MA, 01901

Not a fan. They come for my mom. They look thru drawers and closets as if it’s not someone’s home and the constant threats to discharge her is why I wouldn’t recommend them. My mom is poor and i … (read more)
Not a fan. They come for my mom. They look thru drawers and closets as if it’s not someone’s home and the constant threats to discharge her is why I wouldn’t recommend them. My mom is poor and i … (read more)

Altranais Home Care

1501 Main St Suite 32, Tewksbury, MA, 01876

Worst company ever, not helpful. My husband and I lost all our hours thanks to them. Stay as far away from this compa y a’s possible. They don’t even answer calls or pays employees
Worst company ever, not helpful. My husband and I lost all our hours thanks to them. Stay as far away from this compa y a’s possible. They don’t even answer calls or pays employees

Bring Care Home

10 South Main Street, Suite 208, Topsfield, MA, 01833


Clark Care Inc.

533 Main Street,, Winchester, MA, 01890


Griswold Home Care

9 Bartlet St., Suite 143, Andover, MA, 01810


GIA Home Care Services LLC

316 MAIN ST Suite 500, Worcester, MA, 01608


Assurance Homecare LLC

630 Turnpike Street, North Andover, MA, 01845


Paying for Home Care in Topsfield, MA

The Cost of Home Care in Topsfield, MA

According to the 2021 Genworth Cost of Care Survey, seniors in Topsfield pay an average of $6,292 per month for in-home care, an amount that’s above the state costs and around $1,300 more expensive than the national average. In more western parts of the state, such as Worcester, Springfield and Pittsfield, home care costs are much less expensive. Cities southeast of Topsfield, such as Barnstable Town, have higher prices.

$6292

Topsfield

$5911

Massachusetts

$4957

The United States

$5720

Worcester

$5339

Springfield

$6673

Barnstable Town

$5625

Pittsfield

The Cost of Home Care vs. Other Senior Care Options in Topsfield, MA

Home care costs in Topsfield are just slightly more expensive than assisted living, but many thousands of dollars more affordable than a semiprivate room in a skilled nursing facility. The least costly option for seniors is an adult day health care program, which is over $4,675 lower in price than in-home care and provides organized activities and some health care services on-site. Home care services offer support with daily tasks, such as grooming, meal prep and errands. Home health care offers similar services including medical care. 

$6292

Home Care

$6244

Home Health Care

$1614

Adult Day Care

$6819

Assisted Living

$13155

Nursing Home Care (semiprivate room)

Note: Data for Topsfield was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Home Care in Topsfield, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Topsfield Home Care Resources 

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Topsfield:

Meals On Wheels

Address:  8 West Common Street, Topsfield, MA 01983
Phone: (978) 887-1523

Hot, nutritious meals are delivered to eligible Topsfield seniors Monday through Thursday, with short-term and long-term delivery available. When delivering these meals, the volunteers also give wellness checks to those in the program. It is funded and operated by the Topsfield Council on Aging. Special cardiac meals are available for those with special nutritional needs. 

Home Modification Loan Program (HMLP)

Address: 600 Washington Street, Boston, MA 02111
Phone: (617) 204-3600 

Topsfield adults with disabilities may be eligible for an interest-free home loan to modify their house, including adding wheelchair ramps, widening doorways or adding handrails in the bathroom. The amount lent ranges from $1,000 up to $50,000 and includes all costs associated with repairs. Each household is only eligible for one home loan. This program is funded by the Massachusetts Rehabilitation Commission, with eligibility and loan amount determined by income and household size. 

Massachusetts LIHEAP and HEARTWAP programs

Address:  3 Washington Square, 2nd Floor, Haverhill, MA 01830
Phone: (978) 373-1971

This program is operated by the Massachusetts Department of Housing and Community Development and is intended to offset the costs of heating and electricity for the elderly in need. Eligibility is based on household size and income. In addition to helping pay for utilities, eligible households may receive winterization services such as insulating walls or sealing drafts around windows and doors. 

Topsfield COA Senior Transportation Services

Address: 8 West Common Street, Topsfield, MA 01983
Phone:  (978) 887-6866

Seniors who need transportation for medical appointments are eligible for this free dial-a-ride service, operated by the Topsfield Council on Aging. On Thursdays, rides are available to Market Basket Plaza in Rowley. Wheelchair access is available. Rides are scheduled on weekdays by appointment. 


Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for in-home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with family and others about a loved one's needs