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The 10 Best Home Care Agencies for Seniors in Triangle, VA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Triangle, VA, residents and their loved ones rate In Home Care agencies across the 52 options below.

Home Care Services in Triangle, Virginia

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On this page:

  • Home Care Services in Triangle, Virginia
  • Paying for Home Care in Triangle, VA
  • Financial Assistance for Home Care in Triangle, VA
  • Triangle Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Triangle, VA

The Cost of Home Care in Triangle, VA

Monthly home care costs and home health care costs in Triangle average $5,339, which is several hundred dollars above the state and national averages. Prices drop slightly in Richmond to $5,148 per month and rise again in Charlottesville to $6,292. In the northern part of the state, Winchester residents pay $4,671 in home care costs. Those in Lynchburg have the lowest home care costs in Virginia at a monthly average of $4,185.

Triangle

$5,339

Virginia

$4,767

The United States

$4,957

Richmond

$5,148

Charlottesville

$6,292

Lynchburg

$4,185

Winchester

$4,671

The Cost of Home Care vs. Other Senior Care Options in Triangle, VA

According to the 2021 Genworth Cost of Care Survey, at $5,339 per month, home care is more expensive than adult day health care at $2,282, which takes place at locations out of the senior’s home and typically only offers care on weekdays. Assisted living is several hundred dollars higher than home care or home health care at a monthly average of $5,948. Residents of nursing homes in Triangle have the highest senior care costs at an average of $11,467 per month for a semiprivate room.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health

$2,282

Assisted Living

$5,948

Nursing Home Care (semiprivate room)

$11,467

Note: Data for Triangle was unavailable, so data for the nearest city, Washington, DC, was used instead.

Financial Assistance for Home Care in Triangle, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Triangle Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Triangle:

ResourceContactAddressService
Emergency Home Repair and Accessibility Grant Program(703) 777-0506102 Heritage Way NE, Suite 103, Leesburg, VA 20177-7400The Division of Housing and Community Development helps seniors in Triangle aged 62 and over get emergency home repairs done at reduced or no cost to themselves. The Emergency Home Repair and Accessibility Grant allows for a one-time payment of up to $5,000 for income- and asset-qualifying seniors. Funds may be used to pay for structural, HVAC, plumbing or electrical repairs, as long as the issue needing work presents some kind of hazard to the seniors’ safety or health. 
Foreclosure Prevention Assistance(703) 777-055521641 Ridgetop Circle, Sterling, VA 20166Seniors in Triangle can get help preventing foreclosure or eviction through the Community Support Unit at the Department of Family Services. This program provides one-time direct financial assistance to pay down an overdue mortgage or rent payment that has moved into eviction or foreclosure. Seniors in Triangle may apply on an emergency basis, without an appointment or referral, but all applicants must meet income and asset guidelines.
Sterling Link(703) 437-1776P.O Box 443, Sterling, VA 20167-0443Link Against Hunger offers food bank and financial assistance programs throughout Northern Virginia. Seniors who meet the program’s income limits and have a referral to the project from a licensed social worker may qualify for no-cost clothing and personal items vouchers, financial aid and cash assistance. 
Low-Income Home Energy Assistance Program (LIHEAP)(540) 347-700050 Sullivan Street, Suite A, Warrenton, VA 20186Seniors in Triangle can get up to 30% off the cost of their home heating and cooling bills via the Commonwealth of Virginia’s Low-Income Home Energy Assistance Program (LIHEAP). Commonwealth Community Action Partnership is a private nonprofit that receives seniors’ applications for aid and verifies income and assets for eligibility. Seniors can request an application by phone and submit it by mail.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

In Home Care near Triangle, VA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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