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The 10 Best Home Care Agencies for Seniors in Merrifield, VA for 2024

Merrifield, Virginia, is a suburban community in the Arlington metro area with a population of over 20,000 residents. Just 8% of residents are aged 65 years or over — about half the state and national average of 16%. The community is located a few miles from Inova Fairfax Hospital, which is the region’s dedicated cardiac hospital and Northern Virginia’s Level 1 trauma center. According to the 2021 Genworth Cost of Care Survey, older adults in the local area pay an average of $5,339 per month for home care services that assist seniors with personal care. Those who also need skilled nursing can make use of home health care services.

Below we’ve compiled a comprehensive directory of every home care provider in Merrifield– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Merrifield, VA

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Paying for Home Care in Merrifield, VA

The Cost of Home Care in Merrifield, VA

Home care costs in Merrifield are $382 higher than the national average and $572 higher than the statewide median. Harrisonburg, southwest of Merrifield, shares the same cost as the nationwide figure, while Charlottesville, in the center of the state, has the region’s highest home care cost of $6,292 per month. East of Charlottesville, Tappahannock, has a home care cost almost $1,000 lower than Merrifield, while Lynchburg, to the south, has the region’s lowest home care cost of $4,185 per month.

Merrifield

$5,339

Virginia

$4,767

The United States

$4,957

Harrisonburg

$4,957

Charlottesville

$6,292

Tappahannock

$4,576

Richmond

$5,148

Lynchburg

$4,185

The Cost of Home Care vs. Other Senior Care Options in Merrifield, VA

Home care costs in Merrifield are the same as costs for home health care, which includes a combination of personal care and skilled nursing services. Adult day care is the most affordable care option as it provides services within a community center setting and during working hours only. Assisted living services cost $609 more than home care services, while nursing home care is the most costly of all. Skilled nursing costs more than double when compared to home care services.

Home Care

$5,339

Home Health Aide

$5,339

Adult Day Care

$2,282

Assisted Living

$5,948

Nursing Home Care (semiprivate room)

$11,467

Note: Data for Merrifield was unavailable, so data for the nearest city, the Washington, D.C., area, was used instead.

Financial Assistance for Home Care in Merrifield, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Merrifield Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Merrifield:

ResourceContactAddressService
Fairfax-Falls Church Community Services Board(703) 383-85008221 Willow Oaks Corporate Drive, Fairfax, Virginia 22031The Fairfax-Falls Church Community Services Board provides long-term support for Merrifield seniors with mental or physical disabilities through the Assisted Community Residential Services (ACRS), which is open to Fairfax County residents who need personal assistance at home. Services are also available for loved ones, such as respite care and community support groups.
VirginiaSAVES Green Community Program(804) 344-5484411 E. Franklin #203, Richmond, VA, 23219VirginiaSAVES provides voucher and rebate support for Merrifield seniors who own their own homes and meet income criteria to upgrade or install energy-efficient systems in their homes. Funds are issued at the state level, which arrive as reimbursement for work done by local contractors. Covered upgrades include solar panels and alternative fuel systems, upgrades to windows, doors and insulation, and certain HVAC projects, such as the installation of smart thermostats.
Department of Family Services Community Support Unit(703) 777-0353801 E. Main Street, Richmond, VA 23219Seniors in Merrifield who live independently may need help with various activities of daily living (ADLs). The Virginia Department of Family Services pays for many of the services seniors need to remain safely in their homes with the help of local service providers. CSU funds support, among other services:

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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